Greg Hill DRE 01998494

Greg Hill DRE 01998494 DRE # 01998494 | eXp Realty
Realtor® | Veteran | Community Advocate

Helping San Diego families build wealth through homeownership 🏡

Imagine finding your dream home here in San Diego, putting down your earnest money, and then: the appraisal comes back l...
06/18/2026

Imagine finding your dream home here in San Diego, putting down your earnest money, and then: the appraisal comes back lower than the sales price. For many buyers, that’s a heart-stopping moment. But if you’re using a VA loan, you have a built-in safety net: The VA Escape Clause.

This unique protection is a total game-changer for our veterans and active-duty service members. Simply put, if the home’s appraised value doesn’t meet the purchase price, you aren’t legally obligated to finish the sale. Most importantly? You get your earnest money back. No penalties, no lost deposits: just pure peace of mind.

At San Diego Dream Team, we believe those who serve our country deserve a home-buying process that’s as stress-free as possible. We’re here to help you navigate every clause and contingency so you can focus on what really matters: moving into your new home.

Have questions about using your VA benefits in today’s market? Let’s chat!

Greg Hill, DRE #01998494
Phone: (619) 787-0849
Email: [email protected]

Did you hear the latest? It takes the average first-time buyer about 14 years to save up for a down payment in today’s m...
06/18/2026

Did you hear the latest? It takes the average first-time buyer about 14 years to save up for a down payment in today’s market. That is a whole lot of birthdays spent in a rental!

But here is the truth for our San Diego military community: You don’t have to wait.

While others are crunching numbers and putting their lives on hold to save, your service has already earned you the ultimate head start. With a VA loan, you can often buy your home with $0 down. That means skipping the decade-plus of saving and moving into your own place right now.

From the quiet streets of Alpine to the coastal vibes of Oceanside, we’re here to help you use the benefits you’ve earned. Why wait until 2040 when you could be hosting a housewarming BBQ this summer?

Let’s get you into your San Diego dream home. Reach out today to see what’s possible!

Greg Hill, DRE #01998494
(619) 787-0849
[email protected]

Think you make "too much" money to qualify for homebuyer assistance here in San Diego? Think again! 🏠✨One of the most co...
06/18/2026

Think you make "too much" money to qualify for homebuyer assistance here in San Diego? Think again! 🏠✨

One of the most common myths we hear is that financial help is only for low-income earners. Many hard-working individuals and families feel stuck in that "middle-income gap": earning a solid living but finding it tough to save up for a down payment in our competitive market.

Here’s a tip that could change everything: The SDHC Middle-Income First-Time Homebuyer Program. 🚀

This program is specifically designed to help qualifying buyers with up to $50,000 in assistance. That’s a massive boost that can help you finally secure a home in the neighborhoods you love, from the coast to the foothills.

At San Diego Dream Team, we love debunking these myths and helping you find the keys to your future. Ready to see if you qualify? Let’s chat and talk about your goals!

Greg Hill, DRE #01998494
📞 (619) 787-0849
📧 [email protected]

Thinking about buying your San Diego dream home but worried about paying for a Buyer’s Agent entirely out of pocket? Let...
06/17/2026

Thinking about buying your San Diego dream home but worried about paying for a Buyer’s Agent entirely out of pocket? Let’s clear the air on that myth.

In 2026, professional representation isn’t just an extra line item: it’s the key to protecting your investment. While the real estate landscape has evolved, the value of a dedicated expert hasn't changed. At San Diego Dream Team, our expertise often pays for itself before you even close escrow.

How? It’s all about the strategy. We use our deep local market knowledge to uncover off-market opportunities and leverage advanced negotiation tactics to secure seller credits that can offset costs. We don't just "show houses": we navigate the complex paperwork, handle the tough conversations, and ensure you aren’t leaving money on the table.

Having a pro in your corner means having access to the best data and the sharpest negotiation skills in San Diego. We’re here to make the process transparent, smooth, and ultimately more affordable for you.

Curious how we can help you navigate your next move? Send us a DM or visit our website to start a conversation!

Remember when buying a home in San Diego felt like a high-stakes battle? Fast forward to mid-2026, and the tide has offi...
06/17/2026

Remember when buying a home in San Diego felt like a high-stakes battle? Fast forward to mid-2026, and the tide has officially turned for our VA buyers. A couple of years ago, finding a seller willing to talk about concessions felt nearly impossible. Today, with inventory on the rise from Alpine to Oceanside, the ball is finally in your court. We are seeing our veteran clients successfully negotiate for significant seller concessions and those game-changing interest rate buy-downs that make a monthly mortgage feel much lighter. You have worked hard for your benefits, and in this shifting market, you finally have the leverage to use them to their full potential. Whether it’s your first home or your forever home, the 2026 market is offering opportunities we haven't seen in a long time. Ready to see what your negotiation power can do? Let’s grab a coffee and talk about your move. Greg Hill, DRE #01998494 (619) 787-0849 [email protected]

Ever felt like you’re stuck in a "housing catch-22"? 🏠 You’ve found the perfect new spot in San Diego, but you’re worrie...
06/17/2026

Ever felt like you’re stuck in a "housing catch-22"? 🏠 You’ve found the perfect new spot in San Diego, but you’re worried you have to sell your current home before you can even make an offer.

Good news: that’s a total myth!

Moving should be about excitement, not logistical nightmares. There are several clever ways to bridge the gap and secure your dream home first:

✅ Rent-Back Agreements: This allows you to sell your home but stay in it for a set period while you finalize your new purchase. It’s a game-changer for avoiding double moves!

✅ Bridge Loans: These can provide the short-term funding you need to cover the down payment on your new home before your current one closes.

✅ Strategic Planning: We can help you structure your timelines so you never feel rushed or homeless during the transition.

Don't let the fear of timing hold you back from your next chapter. My team and I are here to navigate the fine print so you can focus on packing the boxes! 📦

Ready to explore your options and find your next dream home? Let’s chat.

Greg Hill, DRE #01998494
(619) 787-0849
[email protected]

To all our San Diego veterans: there’s a new safety net in town designed specifically to protect your "home base." 🏠We k...
06/17/2026

To all our San Diego veterans: there’s a new safety net in town designed specifically to protect your "home base." 🏠

We know that sometimes life throws a curveball, and keeping up with mortgage payments can get tough. That’s why the VA launched the VASP (VA Servicing Purchase) program. Think of it as a final line of defense to help veterans avoid foreclosure when other options haven't worked out.

This program allows the VA to purchase qualifying loans and modify them to a more affordable payment, helping you stay right where you belong: in your home.

San Diego is a proud military town, and the San Diego Dream Team is here to make sure our local heroes have the resources they need. If you’re feeling the squeeze or just want to understand how this new program works, don't navigate it alone. We’re here to help you find the best path forward. 🤝

Reach out to Greg today to chat about your options!

Greg Hill, DRE #01998494
Phone: (619) 787-0849
Email: [email protected]

Ever feel like your BAH is just disappearing into thin air every month? 💸Moving from base housing or renting into your o...
06/16/2026

Ever feel like your BAH is just disappearing into thin air every month? 💸

Moving from base housing or renting into your own home in San Diego might feel like a huge leap, but it’s one of the smartest moves you can make for your future. Instead of paying off someone else’s mortgage, you could be building your own equity right here in America’s Finest City.

With a $0-down VA loan, that dream is closer than you think. Imagine trading those base housing rules and rental restrictions for a backyard of your own where you can truly settle in. Our team specializes in helping service members navigate the San Diego market: from the coast to the inland valleys: to find the perfect spot that fits your lifestyle and your budget.

Stop renting your future and start owning it. We’re here to help you every step of the way, from the first search to the final signature.

Ready to make your move? Let’s talk!

Greg Hill, DRE #01998494
Phone: (619) 787-0849
Email: [email protected]

Ever wonder why everyone is looking inland? While the coast gets the postcards, East County is proving why it’s the true...
06/15/2026

Ever wonder why everyone is looking inland? While the coast gets the postcards, East County is proving why it’s the true Resilience King of San Diego’s real estate market this June.

There’s something special about the rolling hills of Alpine and the vibrant communities from Santee to El Cajon. It’s where families find the perfect balance of space, value, and that rugged San Diego beauty that lasts. Whether you’re looking for a backyard with a view or a cozy spot near the trails, East County is holding strong and welcoming new neighbors every day.

Here’s the heartbeat of the East County market this week:

🏠 315 Active Listings – plenty of variety to find your match.
🆕 72 New Listings – fresh opportunities hitting the map right now.
✅ 98 Pending – homes are moving fast as buyers lock in their dreams!

At San Diego Dream Team | eXp Realty, we’re more than just agents; we’re your local experts who know every hidden gem across the county. Ready to find your own piece of the Resilience King? Let’s make it happen!

- Gregory Hill & the Dream Team

Thinking about buying a home in San Diego? If you’ve served, you have a massive advantage that many homebuyers overlook....
06/15/2026

Thinking about buying a home in San Diego? If you’ve served, you have a massive advantage that many homebuyers overlook.

When comparing VA loans to conventional loans, the savings can be life-changing. Most conventional loans require Private Mortgage Insurance (PMI) if you put down less than 20%. That’s a monthly fee that adds zero value to your home equity.

With a VA loan, PMI is completely off the table. Combine that with interest rates that are typically lower than conventional options, and you’re looking at significantly lower monthly payments. In a market like ours, that extra breathing room allows you to focus on what matters: finding the perfect place for your family.

Whether you’re looking in Alpine, Oceanside, or anywhere in between, we’re here to help you maximize your hard-earned benefits.

Ready to explore your options and see how much you could save? Let’s talk.

Greg Hill, DRE #01998494
Phone: (619) 787-0849
Email: [email protected]

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Wrightwood, CA

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