Homes With Matti

07/10/2026

High interest rates don’t always have to be the reason you put homeownership on hold. 🏡

One option buyers may not know about is a 2-1 seller-paid buydown.
With this type of program, the seller can contribute funds to temporarily lower the buyer’s interest rate for the first two years of the loan. That means a lower payment in year one, another step up in year two, and then the loan returns to its regular note rate in year three.

The example Shawna at Evergreen Home Loans put together shows just how much of a difference that can make during those first couple of years. Of course, every buyer, loan, and situation is different, but this is exactly why its worth knowing what options are available before assuming a home is out of reach.

If buying a home has been on your mind but today’s rates, have you hesitant, reach out! I’d love to help you explore homes and connect you with Shawna to see what financing options may work for you.

25/09/2026

Native American Day in Helena 🤎

The 27th Annual Last Chance Community Pow Wow is happening this weekend, September 25–27, at the Lewis & Clark County Fairgrounds.

A weekend to honor, learn, celebrate, and support Indigenous culture and community. Everyone is welcome, and admission is free. 🤎

23/09/2026

This is such a good option for buyers to know about!

A buydown is a way to reduce the interest rate on a mortgage for a period of time, usually by paying an upfront cost at closing. That cost can sometimes be paid by the buyer, seller, builder, or another eligible party, depending on the loan and transaction.

Buydowns can help lower the monthly payment early in the loan, but the right structure depends on the financing, the property, and your overall plan. If you want to see whether one could make sense for your situation, send me a message and we can talk through the options.

21/09/2026

✨ Come experience 8495 Eagle View.

Some homes you can understand through photos. This one, you need to see for yourself. 🏔️

This incredible Montana property features:

🏡 4 bedrooms | 4 bathrooms | 3,671 sq. ft.
🌲 4.44 acres
🌊 Canyon Ferry Lake + mountain views
🧖 Wood-stove sauna
🏊 Swim spa / resistance lap pool
🔥 Gas fireplace
⚡ Whole-home Generac generator
🐾 Fenced backyard
🌲 Helena National Forest just behind the property
⛵ Minutes from Canyon Ferry Lake & Kim’s Marina

Come take a look. The views, privacy, space, and setting are even better in person.

📍 8495 Eagle View Rd | East Helena, MT
💰 Offered at $1,355,000

📲 Ready to see it in person? Contact me to schedule your private showing.
Matti D'Amato | Silvercreek Realty Group
📞 (406) 901-1184

🎥 Drone + video: iFLYBIGSKY

16/09/2026

Price isn't the only thing buyers notice.

A home often feels more valuable when it has:

✔ Natural light
✔ High ceilings
✔ Good flow between rooms
✔ Less clutter
✔ Consistent finishes

Perception influences value.

Sometimes small changes create a completely different experience.

✨ Which detail makes a home feel more luxurious to you?

14/09/2026

Everyone says kitchens sell homes...

But buyers often remember something else.

✔ The backyard where they imagined family BBQs.
✔ The office they pictured working in.
✔ The front porch where they saw themselves drinking coffee.

People remember how a home made them feel.

Which room would sell YOU on a house?

11/09/2026

The first impression matters.
The last impression matters more.

Before leaving a home, spend 10 quiet minutes without talking.

Listen.
Notice the light.
Picture your daily routine.
Pay attention to what feels right... and what doesn't.

Sometimes the house that grows on you is the one you'll love the longest.

💬 Have you ever changed your mind about a house before leaving the tour?

07/09/2026

Happy Labor Day! 🎉

A little reminder today to celebrate how far hard work can take you. Wishing you a relaxing Labor Day filled with good moments, great company, and plenty of time to recharge! ❤️