Closed By Kels

12/06/2026

🏡 A $250,000 house and another $250,000 house can have COMPLETELY different monthly payments.

Yep. Same price tag. Totally different cost.

Why? 👇

✨ Property taxes
✨ Homeowners insurance
✨ HOA fees
✨ Interest rates
✨ Special assessments

I've seen two homes with the same purchase price end up hundreds of dollars apart every month.

That's why focusing only on the listing price can be a costly mistake.

Before you fall in love with a house, let's make sure you know what the REAL monthly payment looks like.

💬 Did you know this, or does it surprise you?

Thinking about buying in Michigan? Send me a message and I'll help you figure out what your monthly payment could actually look like before you start house hunting.

📍 Genesee County & surrounding areas
❤ Closed By Kels

10/06/2026

So so excited for my clients!! 🥳😍

Big Dreams start with open space! This Michigan acreage has found its future owner !! 
Nice work Kelsie !!

Buying or selling ? Let’s talk about your next move.

Rickman Real Estate
~Building Next Chapters, One Piece of Land at a Time~

09/06/2026

✔️ ECAR training
✔️ Offer sent!

Happy Monday! 🥰🌞🫶🏻

29/05/2026

Let’s make your homestead dreams a reality! 🌾

Who wants to go take a peak? 👀

📍5468 Duffield Rd, Gaines Twp, MI 48473
3 bed
2 bath
1616 soft
Full basement
Attached garage
& a 30x20 barn with power & a lean-to!
🌳 5 acres!! With fruit trees and an animal pasture!! 🍎🐄

$299,999

Listed by Andrea Shearer: Real Estate Cousins

27/05/2026

One thing I wish more people knew before buying or selling a house… 🏡✨

You are COMPLETELY allowed to ask questions.
Even the awkward ones.
Even the “I feel dumb asking this” ones. 😂

Most people aren’t buying houses every day — this stuff can feel confusing, overwhelming, and honestly kinda intimidating sometimes.

That’s why having the right Realtor matters. 🤍

You deserve someone who explains things, answers your questions, and makes you feel comfortable through the process… not pressured.

So if you’ve been quietly wondering things like:
• “How much money do I actually need?”
• “How does pre-approval work?”
• “Can I buy with student loans?”
• “What even IS escrow?” 👀

…you are VERY normal lol!

20/05/2026

✨ You probably don’t know this… but you do NOT need 20% down to buy a house 🏡👀

I feel like this is one of the biggest things that scares people away from even ASKING questions about buying a home.

There are actually loan programs that can allow buyers to purchase with wayyy less down than people think. 🤍

So if you’ve been sitting there thinking:
“maybe someday…”
“we need years to save…”
“we probably can’t afford it…”

…you might be more ready than you realize. ✨

Even if you’re just curious, I’m always happy to answer questions, explain the process, or help you make a game plan with zero pressure. 🫶

& no judgment over the “silly” questions because trust me… everyone has them!! 🥰

19/05/2026

Happy Tuesday!! ☀️

Friendly reminder that you don’t have to be “ready to move tomorrow” to reach out to a Realtor 🏡✨

A lot of my favorite conversations start with:
• “We’re just thinking about it…”
• “We have no idea where to start…”
• “We’re curious what our house is worth…”
• “We eventually want land…”

That’s literally what I’m here for 🤍

If buying, selling, upgrading, downsizing, building, or investing has been on your mind lately — let’s chat and make a game plan, even if it’s months away. 🫶

-Kels
(810)280-8707

Michigan Realtor • real guidance without the pressure 🌸

15/05/2026

14/05/2026

🎉🤍

We are so excited to Welcome Kelsie !!
In her own words sheeees backkkkkkkkk!!!
After a short break in Real Estate, she has decided to come back and join Rickman Real Estate!!
And we are excited to have her!
 
~Building Next Chapters One Home at a time and One Agent at a Time! ~

14/05/2026

she’s backkkkk 🤍🏡✨

After taking some time away, I’m officially stepping back into real estate and launching my new page: Closed By Kels 🔑

Whether you’re ready to move soon, just curious about the market, dreaming about land, wanting more space, downsizing, or simply here for the home content — I’m so happy you’re here 🫶

Let’s chat soon! 🖤

Michigan Realtor • real life, real estate & real guidance. 🌸