VA Loan Guy

VA Loan Guy Air Force veteran and nationally ranked mortgage advisor. Certified Instructor with Military Mortgage Boot Camp. NMLS #317293

I help the 1% who served our country create wealth by owning a piece of it. As an Air Force Veteran Jason has a deep passion for the military. Jason began his career in the mortgage industry in 2001 and in 2011 moved to San Diego to further develop his career. Jason has helped over 2,000 families with their home financing and has been nationally ranked in the Scotsman Guide as a VA Loan Expert and was ranked as one of the top Military Loan Originators in 2020, 2021, & 2022 by Mortgage Originators Magazine. He is a certified instructor with Military Mortgage Bootcamp where he educates on the benefits of the VA loan to the military and realtor community. Jason is the founder and President of The Armed & Ready Foundation; a non-profit providing financial education to our active duty mlitary. He is also the host of the Armed & Ready Podcast and has been seen on CNBC as host of Financing the American Dream San Diego. Jason is a member of the DAV, NCOA, and the American Legion.

09/24/2026

HOA Rules Can Surprise You

Buying a house and thinking HOA doesn’t apply?

It might.

A lot of single-family homes still have HOAs.

Here’s why that matters:

🟥 Monthly dues
🟥 Restrictions on the property
🟥 Impact on long-term value

I’ve seen buyers surprised after closing because they didn’t look into this.

If you’re house hunting, don’t skip this part.

Comment "HOA" and I'll send you the link of the full video!

A setback isn’t the end—it’s a reroute. ↩️➡️
09/23/2026

A setback isn’t the end—it’s a reroute. ↩️➡️

09/18/2026

Starting a new job and wondering if you have to wait to buy a home?

You might not.

I’ve helped veterans close before their first day on the job.

Here’s what lenders need:

🟥 A signed offer letter
🟥 Verified start date
🟥 Confirmed income

If this is set up correctly, you can move forward sooner than you think.

If you’re relocating or changing jobs, don’t assume you have to wait.

Comment "MOVE" and I'll send you the link of the full video!

09/17/2026

ADU Rules That Can Affect Your Loan

Looking at a property with an ADU?

Make sure you understand these first:

🟥 It must be your primary residence
🟥 Zoning has to allow it
🟥 The appraisal has to support it

I’ve seen deals slow down because one of these wasn’t checked early.

If you’re serious about this type of property, this matters.

Comment "ADU" and I'll send you the link of the full video!

Be undeniable. They can’t ignore greatness. 🔥📣
09/16/2026

Be undeniable. They can’t ignore greatness. 🔥📣

09/11/2026

Before you choose a VA lender, you need to ask the right questions.

Because not all lenders handle VA loans the same way.

Here are a few to start with:

🟥 Do you specialize in VA loans?
🟥 What are your credit score requirements?
🟥 How do you evaluate income?

These answers can make or break your approval.

If you’re getting ready to apply, don’t skip this step.

Comment "LENDER" and I'll send you the link of the full video!

09/10/2026

VA vs Conventional Loan Limits for Multi-Units

Looking at multi-unit properties?

VA loans and conventional loans don’t work the same way.

🟥 VA is based on entitlement
🟥 Conventional uses strict loan limits
🟥 Qualification can look different

I’ve seen veterans assume they’re limited when they’re not.

If you’re exploring multi-family options, this matters.

Comment "LIMITS" and I'll send you the link of the full video!

Comfort is costing you progress. 💸💤
09/09/2026

Comfort is costing you progress. 💸💤

09/04/2026

Want to use your VA loan and get a grant to make your home safer or more accessible?

You absolutely can.

We’ve helped:
🛠️ A veteran in a wheelchair build a ramp, widen hallways, and install a roll-in shower using the SAH grant
🛠️ Another family retrofit a resale home with SHA funds — grab bars, walk-in tub, and widened doors

Combining the grant with your VA loan isn’t complicated — you just need to know how to coordinate it.

💬 Comment "ADAPT" and I'll send you the link of the full video!

09/03/2026

Before You Buy a Barn Home, Watch This

Thinking about buying a barn home?

Here’s what you need to check first:

🟥 Is it fully livable
🟥 Can it be appraised
🟥 Are there comps nearby

I’ve seen people skip this and run into issues late in the process.

If you’re serious about this type of property, check this early.

Comment "RURAL" and I'll send you the link of the full video!

Address

Walnut Creek, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17603503989

Website

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