Zubair Afzal Real Estate Team

08/18/2022

These are features that one can get with their mortgage, but they are not mandatory, each has its own unique benefits. We will go over:

- Cash Back
- Home Equity Lines of Credit
- Title Insurance
- Mortgage life, disability, and critical illness insurance

https://youtu.be/7Wryn9ns63g

08/17/2022

Once you have found the mortgage that is just right for you, find out how that impacts your future, what you will and will not be able to, the consequences of doing so, and what options are available to you if you do so. We will go over:

• Open or closed
• Portable
• Assumable
• Any charges associated with it.

https://youtu.be/nr7qLfes8Xo

08/16/2022

When making the largest investment of your life, you need to choose the option that is right for you. In this video we will explore:

- What is a mortgage
- What to consider when getting a mortgage
- How your mortgage amount is calculated
- How your mortgage payments are calculated

We will help you find the option that is just right for you!

https://youtu.be/hUTeysaTm0s

08/15/2022

How much do you need for a down payment?

The simple answer is it depends.

https://youtu.be/gQ6pEzdkEoI

But if you want to save yourself a lot of money on interest payments, it is best to go with a larger down payment, preferably 20% or more, than the purchase price of the home. This way you will yourself from buying Mortgage Loan Insurance.

We also go into detail about:
- What is a minimum down payment
- What is mortgage loan insurance
- How the down payment affects the total cost of your mortgage
- Home buying programs, plans, and incentives

If you found this information helpful, be sure to give the video a like, subscribe to the channel for more content, and share the video if you think it will help!

The simple answer is it depends. But if you want to save yourself a lot of money on interest payments, it is best to go with a larger down payment, preferabl...

08/11/2022

Are you about to apply for a car loan? Rent? Mortgage? Whatever the case may be, don't spend your hard-earned dollars to PAY for a credit report, when you can get one for FREE. Tune in and find out!

https://youtu.be/pfcLv83TCDw

08/10/2022

Improving your credit willl literally make your life easier, as a good credit score will allow you to take on more credit, get lower interest rates, and get approved for loans, jobs, and rent.

https://youtu.be/IEmaYbRr_wk

In this video, we go over all the things you can do to improve your credit score, including:

- Monitoring your payment history
- Using credit wisely
- Increasing the length of your credit history
- Limiting your number of credit applications or credit checks
- Using different types of credit

Unfortunately, there is no overnight fix to bad credit, but by following the advice in this video and staying consistent with it, you are sure to see an increase in your credit score!

08/09/2022

Hello everyone, check out this new video from The Real Estate & Mortgage Channel!

https://youtu.be/qlLXTLemtZk

Before you start shopping for a mortgage, assess your financial situation. There are actions you can take to make sure you’re financially ready to buy a home, like:

- Checking your credit report
- Staying within your budget
- Knowing your total monthly housing costs
- Knowing your total debt load

We cover all of this and more in the video to make sure that Canadians are equipped with the knowledge of what to do when getting ready to get a mortgage.

08/08/2022

Understanding credit, your credit report, and your credit score are all vital to your financial well-being. Building a strong foundation on these fundamentals is sure to set you up for financial success.

In this short video, we break everything down for Canadians so that they are better equipped to tackle this crazy market!

We explain:
- Your credit report
- How a credit score is calculated
- Your credit score
- Who creates your credit report and credit score
- Who can see and use your credit report
- What's included in your credit report
- Personal information in your credit report
- Financial information in your credit report
- Other accounts included in a credit report
- Why your credit history matters

https://youtu.be/YK_HnU52AX8

08/03/2022

I’m pleased to announce the launch of The Canadian Mortgage Channel!

https://lnkd.in/gmv6JKQG

Join in as we navigate the crazy world of Canadian real-estate, stay up-to-date with all things mortgage, and personal finance!

We are back and better than ever! With all new content, this is your go-to page for all things mortgage, personal finance, and real estate.

09/23/2021

Show some love Mr.Zagros 🥙🤤
Visit us at one of our 8 locations across GTA
⁠ ⁠
⁠
⁠