Haluk Ozbay Exp Realty

05/04/2026

🔑 Looking to buy a home in the Bay Area?

I help buyers find the right home with MLS + off-market access, first-time buyer programs, and dedicated 1-on-1 service.

✅ Personalized home search
✅ Off-market listings before MLS
✅ First-time buyer programs
✅ Expert negotiation support

👉 Start your search: m.me/500032089840651?ref=buyers_15m

Haluk Ozbay • Realtor • eXp Realty
CA DRE #02187745

20/03/2026

Quick Poll! 📊 If the perfect house popped up this weekend, are you:
A) Scheduling a showing immediately 🏃
B) Waiting to see if the price drops 🤔

Drop your answer below! ⬇️

20/03/2026

Thinking about building your own home? 🏗️ With a One-Time Close Construction Loan, you get one application, one approval, one closing — making the process seamless from start to finish. Your dream home is a Success!

20/03/2026

When you walk into a home, what catches your eye first? 👀🏠 Drop your answer in the comments!

07/03/2026

"You need 20% down to buy a home" - WRONG!

Here are the REAL numbers for California homebuyers:

FHA: 3.5% down payment
Conventional: 3% down payment
VA: 0% down payment (Veterans)
USDA: 0% down payment (rural areas)
CalHFA: Up to $20,000 in assistance

For a $500,000 home:
20% = $100,000 (don't wait!)
3.5% = $17,500 (start now!)

Too many people give up on homeownership because of this myth. The truth is, there are programs designed to help you get into your home sooner than you think.

Which program is right for you? Everyone's situation is different. DM me for a FREE personalized analysis - I'll show you exactly what you qualify for.

Haluk Ozbay | Real Estate Agent & Mortgage Loan Officer
eXp Realty | Bay Area, CA

06/03/2026

OPEN HOUSE THIS WEEKEND!

300 Klamath Street, Brisbane, CA 94005
Saturday & Sunday | 1:00 PM - 4:00 PM

$1,198,000 | 3 Bed | 3 Bath | 2,010 sqft

Come see this beautifully updated home in the heart of Brisbane! Featuring a gourmet kitchen, separate dining room, spacious family room, attached garage, and a large level yard with stunning valley and San Francisco Bay views.

Walking distance to schools, parks, and shopping. Free shuttle to BART and Caltrain nearby!

Whether you're looking to buy your first home or explore mortgage options, stop by and say hello — we're here to help!

MLS # ML82034959
Equal Housing Opportunity | NMLS #2232431

06/03/2026

OPEN HOUSE in Brisbane, CA

300 Klamath Street, Brisbane, CA 94005
$1,198,000 | 3 Bed | 3 Bath | 2,010 sqft

This beautifully updated home in the heart of Brisbane features a gourmet kitchen, separate dining room, spacious family room, attached garage, and a large level yard with stunning valley and San Francisco Bay views.

Walking distance to schools, parks, shopping, and a free shuttle to BART and Caltrain. Just minutes from San Francisco and the Peninsula.

Interested in seeing this home? Want to get pre-approved for a mortgage? Send us a message!

MLS # ML82034959
Equal Housing Opportunity | NMLS #2232431

06/03/2026

Forget the rainbow — the real pot of gold is building equity in your own home.

This March, take the first step toward homeownership. Whether you're buying your first home or refinancing, we're here to guide you every step of the way.

Send us a message to get started — no obligation, just answers.

Equal Housing Opportunity | NMLS #2232431

03/03/2026

Want to know what your Bay Area home is REALLY worth in 2026?

The market is shifting fast. Whether you're thinking about selling, refinancing, or just curious — get a FREE, no-obligation Home Value Report tailored to YOUR property.

As a licensed Realtor AND Structural Inspector, I don't just estimate — I truly understand home values from the inside out.

Get your FREE report now: https://halukozbay.exprealty.com/pages/sell-your-home-free-home-value-report

DM me or call 650-441-5144

If you enter your cell number, we promise to only send interesting, relevant real estate information. You can reply stop at any time if you don't like what we're sending.

03/03/2026

Esta pensando en comprar, vender o refinanciar su casa en el Bay Area?

Soy Haluk Ozbay, agente de bienes raices licenciado (eXp Realty), oficial de prestamos hipotecarios E inspector estructural. Le ofrezco un servicio completo para todas sus necesidades inmobiliarias.

Lo que ofrezco GRATIS:
- Analisis comparativo de mercado (CMA) - conozca el valor real de su propiedad
- Consulta de compra/venta sin compromiso
- Asesoria de prestamos hipotecarios
- Inspeccion estructural profesional

Hablo espanol e ingles. Servicio personalizado y profesional!

Obtenga su reporte GRATUITO del valor de su casa:
https://halukozbay.exprealty.com/pages/sell-your-home-free-home-value-report

Contacto:
Tel: 650-441-5144
Email: [email protected]

If you enter your cell number, we promise to only send interesting, relevant real estate information. You can reply stop at any time if you don't like what we're sending.