Julie Bowman - Your Sterling Agent

28/12/2024

Approximately 70% of homeowners have either paid off their mortgage or have at least 50% equity in their home. So, if you had any fears of a crash like we had back in 2006-2008, we are not in the same situation.

Making plans for 2025? I'd love to hear about your goals and provide insight on our local market. Reach out anytime.

26/12/2024

Christmas 🎄 2024.

15/12/2024

🎄✨ Let the Voting Begin! ✨🎄

The CountrySide Holiday Light Contest is officially live, and now it’s your turn to choose your favorites!

🌟 Take a drive through the neighborhood, enjoy the dazzling displays, and cast your vote for the most festive townhouse and detached home.

🏆 Voting ends on December 29th. Here is the link for the map/list of properties that have entered the contest:

https://shorturl.at/NLE93

🎁 Winners will receive $100 and a trophy!

Enjoy your tour and happy holidays!

11/12/2024

According to the latest estimates, the U.S. is facing a housing shortfall of several million homes. That means there are far more people looking to buy (demand) than there are homes for sale (supply). That mismatch is the key reason why prices won’t fall at the national level.

What Will It Take for Prices To Come Down? You may be wondering if home prices are going to crash. And believe it or not, some people might even be hoping this happens so they can finally purchase a more affordable home. But experts agree that’s not what’s in the cards – and here’s why. Ther...

08/12/2024

One Loudoun Tree Lighting 🌲

05/12/2024

We don't have a crystal ball for the market next year, but here are the updated forecasts for mortgage rates.

There has been some volatility this year, but rates are expected to stabilize and ease a bit — but it all depends on factors like inflation, unemployment, government policies, and the overall economy. If you have questions or concerns, message me anytime!

04/12/2024

☕ Coffee Lovers, I Need Your Input! 🥐

Whether it’s for a morning pick-me-up, a cozy place to work, or catching up with friends, we all have our go-to coffee spots. What’s your favorite coffee shop in Loudoun County, and why? Share your recommendations in the comments—bonus points if you have a favorite drink or treat to suggest! 👇

04/12/2024

I’ve been diving into the latest data from local title companies, and it’s shedding light on some key trends in the contracts they’re processing right now.

As a seller, this can help you set realistic expectations and position your home to stand out. 🏡 For buyers, knowing what’s common in today’s market can give you a competitive edge in negotiations. 💪

📲 Message me anytime with your questions or for more details!

02/12/2024

Here are a few tasks for the end of the year to keep you home warm and safe over the winter months.

28/11/2024

Wishing you a wonderful holiday celebration with lots of good food and stretchy pants! 😀

25/11/2024

The circus is going to be at the Dulles Town Center starting on December 13 - 29th. Tickets are on sale now if you are looking for a holiday outing.

A Winter Wonderland Direct from Europe! Dulles, VA - join us for the FIRST TIME ever for the most exciting holiday tradition.

22/11/2024

Here are the local tree lighting celebrations in and near Loudoun County.

21/11/2024

🏚️ What’s Your Biggest Dealbreaker?

Imagine walking into your dream home… and finding this. 😱 Whether it’s pests, bad smells, or outdated features, we all have a hard ‘NO’ when house hunting.

🛑 What’s the ONE thing that would make you walk right out? Let me know in the comments!

20/11/2024

As we look ahead, mortgage rates will respond to changes in the Fed’s policies and other economic indicators. The markets will likely remain in a wait-and-see mode, reacting to each new development. And, with the transition of a new administration comes an element of unpredictability.

What’s Behind Today’s Mortgage Rate Volatility? If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the majo...

18/11/2024

Friends and Neighbors,

It's that time again! I am collecting boxes of spaghetti for the Feed A Student program.

If you would like to help, please drop off any donations to me before Dec 9th or I can pick them up from you!

Feed A Student provides groceries to students during the extended holiday break in December.

15/11/2024

We are coming up on the new year and this is a common time for many to start thinking about buying their first home.

Affordability is challenging now, more so than ever. But there are options out there, and you may have to shift your expectations for your first home. But the goal is to get into the market and grow your wealth from there.

DM me with any questions you have. My goals is to provide you with the information you need to an informed decision.

Renting vs. Buying: The Net Worth Gap You Need To See Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth. Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Financ...

15/11/2024

Join us at our Craft Show and Marketplace on November 23rd here at Ridgetop!

40+ unique, talented, local vendors, live music, prizes, and of course, coffee! 🧶🎄

Be sure to pick up a promo card in the shop to exchange for 5 FREE RAFFLES at the event! Raffle tickets also sold at the door. 🎟️

We hope to see you there! ☕️🎄

12/11/2024

Here are a few places to have breakfast with Santa. Please note the activity at the Sterling Community Center is Cookies with Santa. 🎅🏻