Golden Homes Glenwood & Surrounds

21/08/2026

https://www.facebook.com/share/p/1UKjdrdNE2/

How financing works when your sale is pending
Financing in a subject-to-sale property transaction involves applying for bond approval on a new property while your existing home has not sold yet. With a pending property sale behind your offer, banks may assess the application and issue conditional or in-principle approval, confirming you qualify subject to the sale of the existing property and other standard requirements, but they won't register the bond or release funds until that sale has completed and all suspensive conditions are fulfilled. In some cases, you may consider bridging finance to bridge the gap between expected sale proceeds and immediate financial obligations.

11/08/2026

https://www.facebook.com/share/p/18KZsLe3Y5/

What an agent and conveyancer each handle
An agent and conveyancer play very different parts in the same sale. The agent, formally a property practitioner, is the intermediary who markets the property and negotiates the sale. The conveyancer is a specialised attorney responsible for the legal registration of the transfer at the Deeds Office, making sure ownership passes cleanly from the seller to you. The agent works the commercial side; the conveyancer works the legal side.

03/08/2026

https://www.facebook.com/share/p/1Bm86HtTC4/

The SMS says the bond is approved, and you tell the family it's done. Then two weeks pass with no word. No date to move, no call from an attorney, no sign of anything happening. The money is in place, the seller has signed, and yet the house is still legally theirs, while somewhere in an office a stack of documents inches toward the Deeds Office.
Link in comments🤩

15/07/2026

What a bond originator does for you
A bond originator acts as an intermediary between you and multiple registered lenders, submitting, positioning, and negotiating a single bond application across several banks simultaneously. You provide documentation once; the originator manages the submission process across their lender network, compares responses, and negotiates interest rates and conditions on your behalf. The originator's fee is paid by the lender on approval, not by you, which means the service costs you nothing while giving you access to a wider lending market than most buyers would reach independently.

08/07/2026

How the deposit and the bond amount work together
Deposits and bond amounts are the two figures that together determine how the purchase price will be funded. A deposit is the portion you contribute from your own resources before the bond is needed. It reduces the loan required and lowers the lender's exposure. The bond amount is the portion the lender finances, assessed against your income, credit profile, and the property's valuation. The two figures are structurally linked: a larger deposit produces a smaller bond, a lower loan-to-value ratio, and a lender carrying less risk, which typically produces a more straightforward approval.

25/06/2026

What are Fixtures and Fittings?
Fixtures and Fittings refers to the legal distinction between items permanently attached to a property and those that are moveable. Fixtures are physically annexed to the land or structure with the intention of permanent use and remain after a sale. Fittings are loose items or personal property that a seller removes upon vacating.

13/03/2026

The house is almost empty now.
Footprints echo where furniture once stood, and the rooms carry that familiar stillness that comes just before change. The buyer has the keys in hand, the move already planned, the sense of arrival strong enough to feel real. Transfer, however, is still a few steps away...

Occupational rent applies when occupation and ownership do not align. How early occupation works who pays & how to protect both parties.

12/03/2026

Glenwood - R 1 850 000.
Click the PHOTO below for all the details or WhatsApp your agent Joshua Harman @ 081 330 6265. We go the distance. If it's GOLD it's SOLD! Registered with the PPRA.

3 Bedroom House for sale in Glenwood for R 1 850 000 - Web ref 117010824 : Golden Homes

12/03/2026

Carrington Heights - R 1 450 000
Click the PHOTO below for all the details or WhatsApp your agent John Oluwaseyi @ 078 074 4729. We go the distance. If it's GOLD it's SOLD! Registered with the PPRA.

3 Bedroom House for sale in Carrington Heights for R 1 450 000 - Web ref 116995254 : Golden Homes

12/03/2026

Carrington Heights - R 2 500 000.
Click the PHOTO below for all the details or WhatsApp your agents Vuyo Tuntulwana @ 083 669 1358 or Reggie Naidoo @ 083 262 6566. We go the distance. If it's GOLD it's SOLD! Registered with the PPRA.

4 Bedroom House for sale in Carrington Heights for R 2 500 000 - Web ref 116989346 : Golden Homes