Deb Wright - Phoenix Bonds

21/09/2026

Self-employed? A home loan is still possible.

The banks just need to understand how your business earns, what you draw and whether the income is sustainable. With the right documents and a properly motivated application, self-employed doesn’t have to mean declined.

Let Phoenix Bonds package the numbers properly and make the banks compete.

13/09/2026

You don’t need to know everything about bonds. That’s our job.

But there are three things you really should know about your buyer:

🏠 Residency status
💍 Marital status
📊 Credit status

Why? Because any one of these can stop a home loan application in its tracks.

Know the three. Let us handle the rest.

And keep an eye out for our upcoming Hannah Explains Bonds training series, kicking off next week, where we’ll unpack each of these.

01/09/2026

01/09/2026

18/08/2026

Commission disclosure is coming to home loans the way it already came to insurance. Good. Buyers deserve to know how a free service gets paid, and whether it affects their deal.

Here's exactly how bond originator commission works, and why it doesn't touch your rate.https://www.linkedin.com/pulse/how-do-bond-originators-actually-get-paid-hannah-van-deventer-qnr8f/

17/08/2026

27/07/2026

These are by far the best tools. Use them daily.

27/07/2026

Self-employed applications are won or lost before submission.

Most people think the bank makes or breaks a home loan application.

The truth? The biggest difference is usually made before the application ever reaches the bank.

For self-employed applicants, it’s about understanding your financials, presenting them correctly, explaining any once-off expenses, and choosing the banks that best suit your business profile… but most of all, ensuring you have a narrative that is aligned across all your documents.

A rushed application can lead to delays, lower loan amounts, or even a decline. A well-prepared application gives you the best chance of approval and the best possible interest rate.

Preparation isn’t just important. It’s everything. And you need someone who knows how.