Builders Investment Group

20/07/2022

I once had a conversation with this Somalian who use to drive around the township every week, he would drive to all the shops in the neighborhood just to drop off a parcel, when I asked him what is in that parcel he told me it's money.
His job is to make sure that all the shops in the neighborhood never run out of cash, when there are Somalians that need to open a business he gives them the money.
They all contribute 10% of their salary towards a trust fund and at the end of the week or at the end of the month they get a percentage of this trust fund in order to build or start businesses.
This is the Ancient Afrikan business system and the only way it can work is if people trust each other.
The white man creates problems in our communities so that do we not trust or love each other, when people do not trust each other it becomes impossible to build an economic system.
Economics is the way a people relate to each other.
Black people in this country do not trust each other, we hate each other so it becomes difficult to build an economy.
The white man's banking system is as important to white people as stokvels are to black people.
I remember when I use to do direct sales I saw a group of 50 white people get together every month just to start a business.
They would invest money every month and at the end of a given date each would get R1 million to start a business.
R1 million is alot of money but if you decide it by 50 it is not alot of money.
If 50 of us invest R20 000 into a fund that is R1000 000 raised in just one month.
If we do this for 50 months 50 of us will have R1000 000 to invest in our businesses.
Imagine that is R50 million invested towards black businesses in just 5 years.
That is a banking system.
The European banking system does not work for Afrikans because it is foreign to our culture.
In our culture members who did not pay back their loans were banished, but never were their houses taken away from them.
That is just inhumane, it's foreign to Afrikan culture.
These fools that reject Afrikan culture do not understand economics.
Foreign economic models will never liberate Afrikans.
Afrikans need to practice economics based on their culture.
All other races practice economics based on their culture.
The Japanese use the Japanese banking system and the Chinese have their own banking system.
That is why they are so powerful.
Afrikans need to study their ancient systems of economics and business.
Economics is the way we relate to each other.
If we cannot trust or love each other we will never be liberated.
If we do not trust each other we will never be able to work with money.
If 50 of us can invest R20 000 a month towards a trust fund we can invest R1 million towards black businesses.
Basically just by working together 50 Afrikans can raise R50 million in just 5 years.
If 100 Afrikans invest R10 000 a month towards a trust fund that is R1 million in just one month and R12 million in just one year.
Imagine just by investing R10 000 a month.
The Chinese, Somalians and Caucasians take billions of rands out of our townships every day because we do not know how to work with each other, we do not have an economic system of our own.
If we had politicians who understood this we would be liberated.
I repeat economics is not a system of capital, it is the way a people relate to each other. Billionaire Dreams

Author credit: Tsepo Phokeng

24/06/2022

📈South Africa Needs to focus on the informal business Sector in Townships.

🔺although 30% (21+ million people) are crammed in 4% of the land in Townships they have made the best of it.

🔺although South African Townships have an unemployment rate of 68% they have managed to be the biggest consumers in South Africa.

🔺As around 32% are employed or have some form of income they have managed to support family and support local informal business sector. South African Townships have an average family of 5

🔺due to black tax they are left with a 12% Propensity to save and consume bulk of salary so they work hand to mouth.

🔺16% of Township people are self employed through the informal business sector

🔺7% are employed on the Malls in Townships

🔺only 7% is employed in the private sector

🔺and only 2% is employed by Public sector

🔺this evidently shows that of the 32% Township people with income more than 50% are employed through the informal business sector.

🔺The Township informal business sector is worth more than 6 Billion Annually. The largest kasi informal business sector being Soweto with R2 Billion coming into this sector in Soweto.

🔺 to put that in perspective shoprite with 500 stores makes around R35 Billion annually and they are in 81% of the Townships.

🔺Shop rite is smart It’s making bank in town ships and employing 149 000+ people,although in income is low it is still income for the townships.

🔺Townships have 42 000+ Salons that employ minimum of 2 people each (gives 84 000 incomes)

🔺Townships have 93 000+ Kota outlets that gives income to atleast 1 person.

🔺Fresh Produce like fruits and vegitables have 159 000+ stals in Townships. They purchase directly from farmers or at markets in town and sell directly to consumer.

🔺568 000+ Township people work for the security sector as security officers

🔺the are more informal trading that goes on in Townships that employs the rest

🔺with a total population of around 21 Million

🔺only around 3,7 Million are working in a formal setup.

🔺3 Million are self employed or are entrepreneurs.

🔺3 million + being children and 2 Million + being elderly retired

🔺that means townships have around 8 Million individuals unemployed.

🔺only 4% of Township people who are eligible for employment have Some form of tertiary education. (840 000+)

🔺of the 8 Million Unemployed with no income 3 million are Nyaope Addicts and only 4% recovery rate.

Solution?
🔰industrialize ,Build each of the 278 Townships a mega factory for manufacturing,Crafting and processing etc this will directly create more than 3 million permanent jobs and 2 Sub contract employment. (Cutting the unemployment to 5 million people)

🔰These businesses should hire 100% South African citizens

🔰build direct rail,taxi and Bus routes between the town ships not having to go to town first before going to Cape Town from Soweto. This transport lines will employ around 1 Million people (cutting it down to 4 million)

🔰each Mega factory should employ 11 000+ permanent stuff

🔰don’t tax kasi businesses to drive more businesses setting shop in them which will lead to development and further employment.

🔰 Fund informal business sector ekasi, such as Kota outlets,Salons,General dealers etc this can accommodate some of the remaining 4 million people

One of the sources:
http://www.treasury.gov.za/divisions/bo/ndp/TTRI/TTRI%20Oct%202007/Day%201%20-%2029%20Oct%202007/1a%20Keynote%20Address%20Li%20Pernegger%20Paper.pdf

29/03/2022

Property Investment at Builders Investment Group refers to a type of an investment that allow its members to invests their savings for various property opportunities on a monthly basis for a particular period of time bearing the administration fee of 10%.

It’s without a doubt say south Africa is unbalanced society in terms of race, economy, and population as well. Where the 90% of the population of the black race own less than 10% of the economy…

It’s therefore for this reason that pool funds from as little as R1 000.00 to a maximum of R20 000.00 for a minimum period of 12 months to maximum of 60 months to be able to purchase properties.

We currently have 4 types of options that allow our members to choose from:

*3.1 Franchise Opportunity*

A franchise (or franchising) is a method of distributing products or services involving a franchisor, who establishes the brand's trademark or trade name and a business system, and a franchisee, who pays a royalty and often an initial fee for the right to do business under the franchisor's name and system. Members will be assisted to establish the franchise businesses depending upon the budget of their wallet.

*3.2 Join Venturing*

A joint venture (JV) is a business arrangement in which two or more parties agree to pool their resources for the purpose of accomplishing a specific task. This task can be a new project or any other business activity. Members will be provided with new projects to run that will ensure both personal and economic empowerment.

*3.3 Housing Projects*

A housing project will allow members of the group to purchase empty plots of land or purchase vacant building depending upon the budget of their wallet, to utilize it for establishment of renting them out as either offices or rooms or houses to let.

*3.4 Agricultural Projects*

Agricultural project means the acquisition of stocks (including seeds or seedlings), and the preparation, planting, care and harvesting, whether on owned or leased real property, of crops for use as feedstock for any Industrial Projects owned or intended to be acquired or developed by the Company.

*NB:* The proceeding of all these establishments will benefit the members that contributed towards the success of them, and will be used to establish other new ones.

*How to invest*
To invest on Property Investment, you need to first join as a member for only R350, therefore once you have access to your back-office, you will be required to login to your account and navigate through ‘Investment Plan’ on your client’s portal, and select ‘Property Investment’. Choose the type of your property investment and the amount you wish to invest and the monthly period that you’d like to invest for, once done, navigate to ‘Payments’ and select ‘Monthly Investment’ to pay for your investment.

Then once paid, go back to your portal to upload proof of payment under payments so that your investment may be deemed valid and accepted by the system.

Remember that you will be required to pay the amount of money you selected on a monthly basis until you complete your chosen investment circle.

http://www.buildersinvest.co.za/Clients/registerusers.php?ReferalID=64

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Our target is to have atleast 100 members who invest under property investment for a fixed of 12 months which starts from R1000. Then we lay out our development plan as collective to establish sustainable businesses...

05/01/2022

Mental slavery that leads to financial slavery, is when you allow banks to make you believe that you cannot own a property within 5 years without the bank bond.

22/12/2021

When you choose to support black-owned businesses, you're supporting black pride, unity, and self-determination. While that may be intimidating to some, it would mean the world to many families and communities. Black entrepreneurship is a tool for survival in a world that does not want to see you win.

18/02/2021

FRANCHISE COSTS & FEES OF SOUTH AFRICA'S MOST POPULAR FAST - FOOD BUSINESSES:

Nando’s – from R7 million

There are two main cost requirements when looking at a Nando’s franchise – establishment costs and standard fees.

According to the restaurant’s website, a R25,000 application fee is required to show commitment to actually wanting to acquire a Nando’s and to compensate for the costs of Psychometric testing, interviews and in-store assessment, etc.

You are also required to pay a R230,000 franchise fee (excluding VAT), to make use of and operate under the Nando’s name and concept, staff training, site assistance, and launch assistance.

However the biggest expense comes from establishment costs which include everything from setting up the kitchen to light fittings – and will set you back approximately R6.95 million (excluding VAT).

Debonairs – from R2 million

According to Debonair’s South Africa’s franchising documentation, new franchise owners can expect to pay around R2 million.

According to its website, once applicants have been granted and guaranteed a franchise, Debonairs will assist you with a business banker for your application.

This includes help when applying for financing and any other general enquiries you may have about the financing of a franchised business.

Steers – from R1.7 million

One of the cheapest franchise options on the list, Steers franchisees can expect to pay around R1.7 million when starting a new franchise.

However this differs greatly depending on the type of Steers you wish to open – with standard, drive thru and kiosk options available.

The approximate set up cost for a standard Steers is R1.65 million excluding VAT, joining fee and contingency. Set up cost includes equipment, shopfitting, wet works, furniture and fixtures.

McDonald’s – from R4 million

According to McDonald’s South Africa, the cost of a franchise will vary, with actual costs only determined when an individual franchise is offered to an applicant.

The size of the restaurant, location, pre-opening expenses, inventory, selection of equipment, signage, seating and style of decor and landscaping will affect this cost.

This means that McDonald’s South Africa estimates the cost of a franchise to be anywhere between R4 million – R6 million, depending on the type of restaurant and other factors.

Applicants are are also expected to have a minimum of 35% of the purchase price of a restaurant in unencumbered, non-borrowed cash.

Chicken Licken – from R4.8 million

According to its website, a standard Chicken Licken store costs R4.8 million while a drive through (Fly-Thru) restaurant will cost a minimum of R6.8 million.

In both cases the cost will be dependent on the landlord contributions and which store you choose to build as well as which store best suits the area, it said.

Roman’s Pizza – from R2.4 million

Franchisees looking to open a Roman’s Pizza can expect to pay around R2.5 million for a new store.

This includes an initial joining fee of R90,000, while the cost of a 120 square metre store is expected to set you back around R2.3 million.

Fish and Chip Co – from R850,000

According to its website, there is an average set up cost of R699,000 for a Fish and Chip Co franchise and, you can expect to pay an initial joining and set up fee of R140,000.

As it falls under the Taste holdings group, franchise owners can also expect to receive assistance when preparing finance applications, identifying suitable sites, as well as initial and ongoing training and support.

All franchisees are required to complete a five-day training program that covers day-to-day operations, staffing, stock control, marketing, and management skills.

Something Fishy – from R900,000

While franchising costs are not available on Something Fishy’s website, opening a new franchise will set you back around R900,000 according to SA Franchise Warehouse.

This includes an approximate setup cost of R850,000 (excluding VAT), and an initial franchise fee of R55,000 (also excluding VAT).

Galito’s – from R1.75 million

According to the Galito’s website, the cost of opening a standard 180 square metre outlet is in the region of R1,750,000 (excl vat).

However it notes that this cost is heavily dependent on the location, size and initial condition of the premises.

“This includes all development costs from project initiation (store design & staff training), to store launch promotions. This cost also includes a franchise joining fee of R110,000 (excluding VAT),” it said.

WE CAN ONLY AFFORD TO OWN THESE TYPE OF BUSINESSES IF WE WORK AS COLLECTIVE... REACH OUT TO US TODAY AND LET US CAPTURE YOU ON OUR INVESTOR'S DATABASE.

mywa.link/buildersinvest/form

03/01/2021

Our site is finally getting ready, we are ready to launch soon... Make sure you become the first one t

If interested fill out the form through the link below:
mywa.link/buildersinvest/form

31/12/2020

Fintech is rapidly transforming the very essence of global financial services, says Dominique Collett, a senior investment executive at Rand Merchant Investment Holdings and the head of AlphaCode.

31/12/2020

The South African stokvel economy, with over 11 million local participants, is currently worth R49 billion according to Thobela Mfeti, research & investment analyst at Glacier, Sanlam, who says that the essence of these groups is to mobilise like-minded individuals towards achieving financial and social goals.

The South African stokvel economy, with over 11 million local participants, is currently worth R49 billion.