Tracy Rajnarain - Harcourts Zululand

24/05/2026

Selling your home? Here’s why you need an expert!

Navigating the property market can be overwhelming, but the right real estate agent makes all the difference. Here are five reasons why working with a professional is essential:

・ 𝗠𝗮𝗿𝗸𝗲𝘁 𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲📈: We understand pricing trends and buyer demand.
・ 𝗡𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗶𝗼𝗻 𝗦𝗸𝗶𝗹𝗹𝘀🤝: Get the best possible deal for your home.
・ 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗣𝗼𝘄𝗲𝗿📱: Your property gets maximum exposure.
・ 𝗧𝗶𝗺𝗲-𝗦𝗮𝘃𝗶𝗻𝗴🕒: We handle the details so you don’t have to.
・ 𝗟𝗲𝗴𝗮𝗹 & 𝗣𝗮𝗽𝗲𝗿𝘄𝗼𝗿𝗸 𝗦𝘂𝗽𝗽𝗼𝗿𝘁📝: A smooth, stress-free process from start to finish.

With the right agent by your side, selling your home is easier and more rewarding. Get in contact to start the process off right from the start.

10/05/2026

“Wishing all mothers a joyful day filled with love, appreciation, and cherished moments — thank you for inspiring us every day.”

02/04/2026

09/03/2026

Want to protect your family’s future financially?

Making extra payments into your home loan could save you thousands in interest and help you pay off your bond sooner.

The earlier you reduce your bond, the sooner your home is fully yours - giving your family greater financial security and long-term stability.

Our Extra Bond Payments Calculator shows you:
✔ How much interest you could save
✔ How many years you could shave off your bond
✔ The impact of small extra monthly payments

Even a little extra can make a big difference over time.

Try it here:
👉 https://www.ooba.co.za/home-loan/extra-bond-payments-calculator/

20/02/2026

Your New Home is a call away!
Let's get you pre- qualification so you can start your property journey.

Contact me today on 0714698085.

📋 Prequalification vs Preapproval - what’s the difference?

If you’re thinking of buying property this year, understanding the difference between prequalification and preapproval can help you plan better and act with confidence:

🔹 Prequalification
A quick estimate of what you could afford based on your income and expenses. It’s a helpful starting point.

🔹 Preapproval
A more detailed process where your credit profile and documents are assessed to give you a firm idea of what a bank may approve. It carries more weight with sellers and estate agents.

✅ Tip: Start with a prequalification - it takes minutes online - then get preapproved when you’re ready to house hunt.

Let ooba South Rand guide you through both steps with ease.

📍 www.oobasouthrand.co.za

14/02/2026

Your dream Home is waiting to be your Valentine!🏠🏡🏰

05/02/2026

Smart homeowners know property can offer more than comfort - it can offer tax benefits too.

Here are a few ways South Africans are using their property to reduce their tax bill:

✅ Home Office Deduction
If you run a registered business from home, you may be able to deduct a portion of your bond interest, rates, electricity, and internet.

✅ Rental Income Deductions
Earn rental income from a flatlet or cottage? You can deduct maintenance, interest, rates, and even insurance costs against that income.

✅ Capital Gains Tax (CGT) Exclusion
When you sell your primary residence, the first R2 million of the capital gain is excluded from CGT - a big benefit for long-term homeowners.

✅ Bond Registration & Transfer Fees
In some cases, these can be added to the base cost of your property when calculating CGT on a future sale.

Navigating tax and property can be complex - ooba South Rand is here to help make it clearer.

15/01/2026

Bidding goodbye to ordinary.
There’s nothing quite like the energy of a Harcourts auction!
Fast-paced, transparent, and designed to get you the best
possible result. Whether you’re buying or selling, our auction experts know how to turn momentum into magic.
We make it possible!

Visit: www.harcourtsauctions.co.za

14/01/2026

Backpacks ready, lunchboxes packed, and a fresh year ahead!

As schools reopen across South Africa, we're wishing all learners, parents, and teachers a positive and inspiring start to 2026.

14/01/2026

💡 Can You Buy a Home Without a Deposit?

Yes - it’s possible!

Many of South Africa’s major banks offer 100% home loans, meaning you could qualify for a bond without putting down a deposit.

✅ Ideal for first-time buyers
✅ Subject to creditworthiness and affordability
✅ ooba can help you access all the major banks in one application

💬 A zero-deposit home loan might be closer than you think. Let ooba guide you through the process and increase your chance of approval.

📲 Start your journey today:
www.oobasouthrand.co.za