Lydia PropertyCoza

Lydia PropertyCoza Real Estate Intern at PropertyCoza Mokopane branch. I can help you sell your house, buy your dream

Hi y'all.😁🧡Back like we never left. Here's to a prosperous, fulfilling, successful and overall good year. Wishing you a...
04/01/2022

Hi y'all.😁🧡

Back like we never left. Here's to a prosperous, fulfilling, successful and overall good year.

Wishing you all a year of property ownership🏠🏘

Here's to 2022🥂🥂🍻🍻

#2022

Nothing beats the best. We'll be hosting a Showing for one of the properties we have on the market. If you're in the mar...
08/12/2021

Nothing beats the best.

We'll be hosting a Showing for one of the properties we have on the market. If you're in the market to buy, keep it locked to our Facebook and Instagram page to get the DEEDS!!!

Information to be updated. 🏠🙂

Step 4: Check what you can affordYour salary after-tax, total monthly expenses, interest rate, and loan term (years over...
06/12/2021

Step 4: Check what you can afford

Your salary after-tax, total monthly expenses, interest rate, and loan term (years over which you will pay off your bond) are used to estimate the total loan amount you can afford with the monthly repayment amount.

An affordability calculator works out the home loan amount you can apply for.

*Your salary after-tax, total monthly expenses, interest rate, and loan term (years over which you will pay off your bond) are used to estimate the total loan amount you can afford with the monthly repayment amount.

-Using the affordability calculator

As a general rule, you should look at spending no more than a third of your monthly income (after tax and deductions) towards your monthly bond repayments. Make use of a bond affordability calculator to understand what you can afford when buying a property.

Calculate what you can afford using the Property24 Affordability Calculator. Link >>>>(https://www.property24.com/calculators/affordability).

A bond calculator is used to calculate the monthly home loan installments and the interest added over the loan period. This will determine your affordability level by calculating your income against main bond variables and other monthly expenses.

Calculate your monthly mortgage repayments using the Property24 Bond Calculator. Link >>>> (https://www.property24.com/calculators/bond.

Step 3: Know your Credit ScoreKnowing your credit status and working towards a good credit status is important. It can i...
04/12/2021

Step 3: Know your Credit Score

Knowing your credit status and working towards a good credit status is important. It can improve your chances of being approved for a home loan rather than being sent away from the bank disappointed.

An important step towards home ownership is having a good credit record.

A good credit profile is when your credit history has been maintained in good standing for a certain length of time (the specific period varies from institution to institution) by adhering to monthly payments on time.

If you don’t already have a credit history, meaning you don’t have any debts or credits on your record, then it is advisable to open an account or apply for a credit card.

By using the credit available and paying it back diligently you can start building a reputable credit score.

Tips for a better credit score: Credit providers assess all recorded debt so close all unused accounts where possible.
The more access to credit you have on record, the lower the credit score will be.

A modern townhouse with a homely vibe. Your next home is waiting. Check this lovely 3 bed, 1 bath townhouse with open pl...
01/12/2021

A modern townhouse with a homely vibe.

Your next home is waiting.

Check this lovely 3 bed, 1 bath townhouse with open plan kitchen design.
Erf 129m2
Includes a scullery and an outdoor laundry.
Recently refurbished with some laminate flooring, it cant get any better than this.

Steal this from the market at a price of R900 000.

On earth??? I can help you sell your home. Hit me up.
29/11/2021

On earth??? I can help you sell your home.

Hit me up.

Your 2nd step before entering the property market should be saving towards a deposit.Buying your first home requires pla...
29/11/2021

Your 2nd step before entering the property market should be saving towards a deposit.

Buying your first home requires planning and saving.

A deposit is very important as it gives potential home buyers the boost they need when applying for a home loan.

If you have a deposit to put down, the Banks will take this into account and your affordability score will rise.

Additionally, your monthly home loan repayments will be lowered and depending on the relevant Bank’s criteria, you could be able to apply for a higher bond if you wish.

Saving towards a deposit is a simple concept although it can seem difficult depending on your financial situation.

However, it is like any investment plan; it takes time and patience. Start by drawing up a budget of your monthly expenses and deciding how much you can afford to save per month.

You may have to make cutbacks on certain items, but in the end being able to put down a deposit will result in lower instalments and less interest over the loan period, making paying off your loan more manageable.

Budgeting tip: A general guideline is to aim to have 8% of the property value available as this will likely cover registration costs.

Get this DEAL. Buy this 2 bedroom, 1 bath home for the amazing price of R525 000. Now this is a steal!! Because this hou...
24/11/2021

Get this DEAL.

Buy this 2 bedroom, 1 bath home for the amazing price of R525 000.

Now this is a steal!! Because this house is build on a 2974m square erf.

Priced to sell.

So hurry and DM, Message or comment to book your personal viewing.

Step 1: Become a first time home buyer*Do your homework and decide if this is the right time to enter the property marke...
22/11/2021

Step 1: Become a first time home buyer

*Do your homework and decide if this is the right time to enter the property market.
*Prepare yourself by doing a credit check and applying for a pre-qualified home loan.

From here you will know what your monthly instalments will be and you can base your monthly budget according to these numbers…

As stated before, my source is Property24 and these articles are available on their website.

So... You have decided to enter the property market for the first time - but what's next? Buying a house is a big financ...
18/11/2021

So... You have decided to enter the property market for the first time - but what's next?

Buying a house is a big financial commitment, and can be a lengthy exercise. With the help of , I'll be sharing tips for a 1st time home buyer that will provide some advice to help make the home-buying experience as easy and problem-free. You will find all the information you need about the process from house hunting and applying for a bond to transferring a house into your name.

Address

Ga-Mokopane

Opening Hours

Monday 08:30 - 18:00
Tuesday 08:30 - 18:00
Wednesday 08:30 - 18:00
Thursday 08:30 - 18:00
Friday 08:30 - 18:00
Saturday 09:00 - 16:30

Telephone

+27636022421

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