Kyia Sordillo - Significant Property Solutions

Kyia Sordillo - Significant Property Solutions Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kyia Sordillo - Significant Property Solutions, Estate agent, 39 Carrington street, Adelaide.

New To MarketPresenting our latest gem to the property market! Don't miss out on this golden opportunity to either make ...
10/05/2023

New To Market

Presenting our latest gem to the property market!

Don't miss out on this golden opportunity to either make it your next home or a valuable addition to your investment portfolio

Seize the moment and secure your future with this incredible unit!

📞 0410 916 974

📧 [email protected]

09/03/2023

SFS - THE THINKING BEHIND THE MONEY 💰 SPS - THE THINKING BEHIND THE PROPERTY 🏡

SPS - SIGNIFICANT PROPERTY SOLUTIONS We are proud to anno...
09/03/2023

SPS - SIGNIFICANT PROPERTY SOLUTIONS

We are proud to announce the opening of SPS

We specialise in property sales and management

Looking forward to working with you and making your housing dreams possible

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SPS - The Thinking Behind The Property

PRINCIPAL & INTEREST VS INTEREST ONLY 💴 PRINCIPAL AND INTEREST REPAYMENTS⠀This is when you pay both parts of your loan –...
07/04/2021

PRINCIPAL & INTEREST VS INTEREST ONLY 💴
PRINCIPAL AND INTEREST REPAYMENTS⠀
This is when you pay both parts of your loan – the principal as well as the interest charged on it.⠀
⠀
PROS: ✅⠀
> Pay off your loan faster, so you'll own your property outright sooner⠀
> Pay less interest over the life of the loan⠀
> Pay a lower interest rate compared to interest only rates for an equivalent home lending product⠀
⠀
CONS: ❎⠀
> Repayments are higher than interest only⠀
> May not be as tax-efficient for investment loans⠀
⠀
INTEREST ONLY REPAYMENTS⠀
This is when you only pay the interest portion of your loan for a set period of time. As you’re not making payments on the ‘principal’, this will remain the same.⠀
⠀
PROS: ✅
> Beneficial for investment properties ⠀
> Possible tax benefits for investment loans⠀
> Lower mortgage repayments for a limited time to suit your lifestyle (a common need for lower repayments can be one person taking time off work to be a primary carer)⠀
⠀
CONS: ❎⠀
> Principal amount will not reduce during interest only period
> Higher repayments once the interest only period finishes
> Higher interest rate during interest only period⠀
> More interest payable over the life of the loan⠀
⠀
It’s important to understand how different types of loan repayments work and how they can change over time.⠀
⠀
If you have any questions, contact me for more information! 📞 ⠀
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SFS - THE THINKING BEHIND THE MONEY⠀
⠀
Get In Touch:⠀
👨🏼 Kyia Sordillo
💻 [email protected]⠀
☎️ 0410916974 Call/Text⠀
📍 109A Archer Street, North Adelaide 5006

INTEREST RATES: FIXED VS VARIABLE 🤔⠀⠀While there is no crystal ball that can predict what will happen to the economy and...
06/04/2021

INTEREST RATES: FIXED VS VARIABLE 🤔⠀
⠀
While there is no crystal ball that can predict what will happen to the economy and interest rates in the future, what we can give you is an insight on the pros and cons of fixing your home loan.🔮⠀
⠀
Fixed Rate ⠀
Pros✅: ⠀
> Rate is locked in for a certain period of time
> Repayments do not rise if the official interest rate increases⠀
> Provides peace of mind for borrowers concerned about rate rises⠀
> Allows for more precise budgeting⠀
Cons❎: ⠀
> Repayments do not fall if rates decreases⠀
> Allows only limited additional repayments⠀
> Potential break cost for early payout of the loan⠀
⠀
Variable Rate⠀
Pros✅: ⠀
> Your home loan repayments will fall when interest rates fall⠀
> Variable rate home loans usually provide options and flexibility and will often allow unlimited additional repayments
> Variable rate loans can include a range of extra features such as redraw and offset accounts which can help you during the lifetime of the loan. ⠀
> It can be simpler to switch loans with a variable rate home loan. ⠀
⠀
Cons❎: ⠀
> Your home loan repayments will rise when interest rates increase
> Can be difficult to budget ⠀
⠀
If you have any questions, contact me for more information! 📞 ⠀
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SFS - THE THINKING BEHIND THE MONEY⠀

Get In Touch:⠀
👨🏼 Kyia Sordillo
💻 [email protected]⠀
☎️ 0410916974 Call/Text⠀
📍 109A Archer Street, North Adelaide 5006

Address

39 Carrington Street
Adelaide, SA
5000

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