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04/06/2026

The budget killed negative gearing on established properties to help housing affordability.
This week's SQM data: capital city rents up 6.9%. Brisbane up 8.7%. And they're forecasting 10%+ over the next year.
Fewer investors buying = fewer rentals available = higher rents. The budget may have made it worse for the exact people it was supposed to help.
If you're renting and wondering whether buying stacks up — DM me 'RENT'. 🌴

03/06/2026

The budget scrapped negative gearing on established homes and axed the CGT discount. The goal? Help first home buyers.
The reality? Investors are holding forever to keep grandfathered benefits. Transactions could drop 30%. States are staring at a $9.2 billion stamp duty hole. SA and Victoria could slip into deficit.
And first home buyers? They're not getting more options. They're getting fewer.
The RBA's assistant governor just flagged this risk publicly. This isn't speculation — it's the central bank saying "we're watching."
DM me 'FREEZE' if you're trying to buy or refinance before the market locks up.

02/06/2026

Queensland needs 70 new hotels for the Olympics. It's on track to deliver about a quarter of that. Construction costs up 40% since 2019. Banks lending less. Developers saying they can't make the numbers work. Sound familiar? It's the exact same story for anyone trying to build a house. The Olympics just put a deadline on a crisis we've been ignoring. DM 'BUILD' if you're looking at a new build and want to know where you stand.

01/06/2026

Your first home buyer budget in Adelaide on $85K is tighter than you think — here's what actually sold in your range.
🔹 Most uni grads start around $80–$85K — this is their real buying ceiling 🔹 Stamp duty and costs eat into your deposit fast — budget for them separately 🔹 Borrowing power changes the moment you add a HECS debt or car loan 🔹 Two-bed units in the northern suburbs are where the price floor lives right now
General info only — your situation may be different. Rules change + eligibility varies.

29/05/2026

A cleaning business just made the PM their co-owner in a viral meme. He's never touched a mop — but under the new CGT rules, the government could take up to 47% of the capital gain when they sell. That's up from 23.5%. For start-ups with a near-zero cost base, nearly the full sale price is taxable. These memes are everywhere because the frustration is everywhere. Newspoll just rated this the worst budget for the economy since 1993. DM me 'BUSINESS' if you want to understand what the changes actually mean for your business or property strategy.

28/05/2026

Lender just told its brokers to update investor lending policies — before the negative gearing ban has even passed parliament. The government said the changes were effective from budget night. Lenders are treating that as gospel. A $100K earner could see their investment borrowing capacity drop from $750K to $600K. That's 20% gone overnight. If you got pre-approved before the budget, your numbers may already be wrong. Don't find out at settlement. DM me 'CHECK' and I'll run your numbers under the new rules.

27/05/2026

New build investment is now the only property class with the full tax stack — whether you like the strategy or not.
• Negative gearing abolished on established properties — still available on new builds, plus full depreciation and CGT discount
• Investors and FHBs now competing for the same house-and-land corridors in outer suburbs
• Housing supply doesn't scale on demand — more buyers chasing fixed stock pushes one way
• Paul's take: not personally a fan of new-build investing, but ignoring the shift doesn't make it go away

26/05/2026

Here's how the negative gearing changes actually affect first home buyers AND first-time investors — and why both groups should pay attention.
• From July 2027, rental losses on established properties can't reduce your salary income — only other property income • First home buyers already target new builds for stamp duty exemptions and FHOG — that's not changing • Investors now have a massive tax incentive to go new build too — same limited stock, more demand • Properties purchased before budget night (12 May 2026) are grandfathered under old rules

25/05/2026

There's a trap buried in the budget that could cost property investors tens of thousands of dollars — and most don't know about it yet. From July 2027, the CGT rules split. The ATO needs a valuation of your property at the cut-off date. If you don't get one, they'll use a default formula that understates your property's value and inflates your tax bill. One expert modelled ~$40,000 extra tax on a single Sydney unit. The valuation costs about $500. And there are only 5,800 certified valuers in Australia for 2+ million investment properties. Don't wait. DM me VALUATION and I'll explain what you need to do. General info only, not financial advice.

That $400 Afterpay bill you forgot about? Yeah… it could slash your borrowing power by $80K. 😬Banks don't care if it's i...
25/05/2026

That $400 Afterpay bill you forgot about? Yeah… it could slash your borrowing power by $80K. 😬Banks don't care if it's interest-free. They see BNPL as debt — and they'll treat your full limit like a liability, even if your balance is zero.If you're planning to buy a home in the next 6–12 months, here's what to do 👇✅ Close any BNPL accounts you're not using
✅ Stop using them for at least 6 months
✅ Keep your bank statements cleanNot sure if you're loan-ready? DM me "AFTERPAY" and I'll send you a free checklist. 📋Save this for later. Tag a mate who needs to see it. 👊

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