Bangalow Conveyancing

15/06/2026

Did You Know?

If you're refinancing your home loan, you may have the option to consolidate other debts, such as a car loan, into your mortgage. 🚗🏡

While this can simplify your finances by reducing the number of repayments you make each month, it's important to understand the long-term impact. Because home loans often run for much longer than car loans, you could end up paying more interest over time.

Before making any decisions, it's worth reviewing the costs, benefits and potential risks involved.

If you're refinancing a property, our conveyancing team can assist with the legal aspects of the transaction and help ensure the process runs smoothly from start to finish.

ASIC's Moneysmart website down below provides helpful information about refinancing and switching home loans.

Find out how much money you could save by switching to another mortgage.

12/06/2026

Buying or selling property after the 1st July? 🏠

You may be asked more questions about your identity and where your funds came from.

From 1 July 2026, new anti-money laundering laws will apply to many services provided by conveyancers, lawyers and real estate professionals.

Purchasers and vendors may be asked to provide additional identification and information about the source of their funds as part of a property transaction.

While these changes are designed to combat financial crime, they may also affect the documentation required during the conveyancing process.

If you're buying or selling property and have questions about how these changes may affect you, our team is always here to help on 66870 548.

Learn more about the reforms down below.

The goal of the reforms is to close the gaps in our financial system to close those avenues to organised crimes.

08/06/2026

Flood history, planning controls and government recovery programs can all influence property ownership and future property decisions.

This recent ABC News article examines flood recovery initiatives and property buy-back programs in affected communities.

Read more via the link below.

A new report finds a disaster recovery program set up after the devastating 2022 floods in northern NSW is yet to deliver any of the homes it promised.

30/04/2026

🏡 Buying property means your conveyancer handles important searches, legal documents and settlement funds. That is why payment is required before settlement.

Importantly, your conveyancer protects you by checking the contract, reviewing the title and making sure there are no hidden issues.

⚠️ Fraud is becoming smarter and more common in property transactions. Scammers can send fake emails with changed bank details that look real.

Before transferring money, always call your conveyancer directly and confirm the bank details. Never rely on bank details sent in a last-minute email or text.

📞 A quick phone call could protect your purchase and your money

To stay up to date with the latest scam warnings and how to protect yourself, visit Scamwatch website below!

Scamwatch is a website run by the Australian Competition and Consumer Commission (ACCC), and provides information to consumers and small businesses about how to recognise, avoid and report scams.

30/04/2026

28/04/2026

Thinking about using an inheritance to step into the property market? 🏘

An inheritance may help with:
• A deposit for your first home
• Buying outright
• Reducing the amount you need to borrow
• Covering costs like stamp duty, legal fees and moving expenses

However, here’s what to consider before making your move.🤔

17/04/2026

16/04/2026

🏡 Did you know you can raffle off a house in NSW - but it’s heavily regulated?

It’s treated like a lottery or trade promotion, so you can’t just run it privately. You’ll usually need approval and must follow strict NSW gaming laws.

Even if it’s a raffle, the property still must legally transfer - which is where conveyancing comes in: checking title, contracts, and settlement so the winner can take ownership.

⚖️ Always get legal advice before running anything like this.

Learn more: NSW Fair Trading – Lotteries & Art Unions

Essential information and guidance on running an art union in NSW.

15/04/2026

🏡 NSW Land Tax – A Quick Overview!

If you own investment property or other land in NSW (not your principal place of residence), you may be liable for land tax depending on the total value of your land holdings.

Land tax is assessed annually based on land ownership on 31st December and is administered by Revenue NSW.

Generally, if your total taxable land value is above the threshold (around $1.075 million), land tax may apply on the amount above that.

📌 Key conveyancing point:

A land tax clearance certificate is often required at settlement to confirm there are no outstanding liabilities affecting the property.

For more detail, see the official guide down below.

A state tax charged on the value of unimproved land. Learn about land tax and surcharge land tax, including who pays it and how it is calculated.