Bell Finance Co.

25/09/2026

What if your next home comes up before you’re ready to sell? 🏡

This is something we’ve been talking about more with clients lately.

You find the right home.
You want to make the move.
But your current home isn’t quite ready to sell yet.

For many, that can feel like the end of the conversation.

But there may be another option.

Bridging finance can allow you to purchase your next home before selling your existing one.

It can give you the time and breathing room to:

→ Secure the home you actually want
→ Move across without trying to line up two settlements perfectly
→ Prepare your existing property for sale
→ Sell when the timing is right, rather than under pressure

Once your current property sells, the proceeds can then be used to reduce the bridging loan.

It’s not suitable for everyone, and there are costs and lending requirements to consider — but it can be a useful strategy when the timing between buying and selling doesn’t quite line up.

So if you know anyone saying, “We’d love to move, but we need to sell first”… share this with them.

There may be another way.

www.bellfinance.au

17/09/2026

A recent client example 👇

New client of ours wanted to refinance and increase their loan by around $150k to do some renovations on their property. Importantly to finish all reno's in one go, getting the funds needed in one application was important!

We compared a few lenders and the results were pretty interesting.

The lender with the lowest rate could provide an extra $67k.
Another lender could provide an extra $157k.

Same client. Same income. Same expenses.

It’s a good reminder that the lowest rate isn’t always the best option, and it's why we focus on your priorities and what you’re trying to achieve first and find the right solution.

That’s where comparing the lending options can really matter.

[email protected]

09/09/2026

📈 SEPTEMBER 2026 — Brisbane & SEQ Property + Finance Update

A few things are happening in the market at the moment, so here’s my quick take 👇

🏠 Property market

Brisbane and SEQ are still showing strong annual growth of around 10%, but things have definitely cooled.
House prices fell around 1% in August and 2.7% over winter, with more stock coming onto the market and demand starting to ease.
That’s creating a bit more breathing room for buyers — and some property experts are now calling it a buyer’s market.

Longer term, Brisbane still has plenty going for it, particularly with the level of development and the 2032 Olympics projects starting to ramp up.

📈 RBA — what happens next?
The next RBA meeting is 30 September, with markets currently pricing in roughly a 60% chance of a rate rise.
Three of the four major banks are also now forecasting a rise before the end of 2026.

Inflation will be the big one to watch.

🥊 Banks are fighting for business
Bank lending volumes has been falling since June, and we're seeing lenders become much more competitive for new business.
We've seen some home loan rates below

25/08/2026

With all the changes so far this year, around property, tax and SMSF, we thought a slight refresh one of our board in Indooroopilly was in order!
After some feedback from a couple lovely Indro locals, calling us to sell their property, we have updated our message to make it little clearer we're experts to finance your home and all things lending, and not the best fit to sell it.

Next time your at Indooroopilly Shopping Centre, try spot us!

Need help with , or , send us an email or call 0499 338 032

04/08/2026

The banks are at war. 🤼‍♂️

As this article reads, banks are offering sharp deals to win new customers while many existing borrowers are left to "request" for a review.

🏡 Time to refinance?
🏆 Take advantage of the bank wars.

A fierce mortgage war is breaking out as dozens of lenders cut interest rates - but experts warn loyal homeowners won’t save a single cent unless they do one thing 😳📉 https://bit.ly/3TzhhEJ

23/07/2026

💬 The Top 3 Questions I've Been Asked Over the Last 6 Months...

1️⃣ How much can I borrow?
Your borrowing capacity depends on more than just your income. Existing debts, living expenses, interest rates and lender policies all play a part. Every lender assesses things differently, so it's worth getting the right advice before you start house hunting.

2️⃣ How much does using your brokerage cost?
For the vast majority of home and investment loans... nothing. My service is complimentary to you. You'll receive our experienced guidance, lender comparisons and support from application through to settlement at no additional cost.

3️⃣ Should I fix my interest rate or stay variable?
There's no one-size-fits-all answer. It depends on your goals, budget and how much certainty you want with your repayments. We can compare both options and find the solution that best suits your situation.
Have a question that's been on your mind? Drop it in the comments or send me a message—I'm always happy to help.

Have a question? Send it over...DM or email us.

📞 Keegan Bell
🌐 www.bellfinance.au

10/07/2026

Tradies & Self-Employed: Have you just finished your 2025/26 tax return?

Here's something many business owners don't realise.

Most lenders assess self-employed income using an average of your last two financial years. But if your business has grown significantly this year, there may be lending options that can consider your most recent year's financials instead.

I've recently helped two local Brisbane self-employed borrowers purchase new homes using a one-year financials solution, as their latest year better reflected where their businesses are today.

Every situation is different, and eligibility depends on the lender and your individual circumstances, but if your business has had a strong year, it could be worth exploring your options rather than assuming you need to wait another 12 months.

With EOFY behind us and tax returns now being prepared, it's a great time to have a conversation.

📞 If you're a tradie or self-employed business owner wondering what may be possible, feel free to reach out for a no-obligation chat.

[email protected]

03/07/2026

"Mobile" service means mobile. We come to you! 🚗💨
​Whether it's day, night, after the kids are in bed, rain, hail, or shine—we'll come to you and chat about your lending needs! ☀️🌃☔

​DM or email me to arrange a time!
📧 [email protected]

​Shout out to Madison Powell 🌻 for letting me use her driveway for this pic while visiting 👌

29/06/2026

Finance is what we do—but connecting you with the right people to make your property journey seamless is where we add value!

It’s not just about securing a loan. It’s about guiding you every step of the way with the right support around you.

Buying, selling, building, renovating or upgrading? I’ve built a trusted network across Brisbane to help you move forward with confidence—from real estate agents and buyers agents to conveyancers, builders, electricians, concreters, flooring specialists, pest control, building & pest inspectors and more.

One Broker. Endless connection.

If it’s property-related, chances are I know exactly who to connect you with.

📍 Proudly supporting Brisbane and surrounding areas.

09/06/2026

📈 Brisbane & SEQ Property & Finance Market - what you need to know....

The SE Queensland property market continues to be stable, with Brisbane remaining one of Australia's standout long-term growth markets. This doesn't mean their aren't headwinds starting to show, but long term Brisbane is expected to hold steady against the other states.

🏡 So What's changing?
Proposed changes to negative gearing and CGT are already influencing investor behaviour, with many reassessing strategies and exploring options like new builds and SMSF property investment.

This is also creating opportunities for:
✅ First Home Buyers facing less competition
✅ SMSF investors
✅ Buyers looking to secure quality property before the next market shift

💰 Finance update
There has been some good news on the lending front, with Macquarie reducing fixed rates and some home loan options still available below 6% with a new lenders (*for eligible borrowers).
If you haven't reviewed your mortgage recently, now is a great time to check whether you're still getting a competitive deal.

📊 RBA update
The Reserve Bank meets next week, with markets currently expecting a rate hold and only a small chance of a rate rise.

🌟 Bottom line
Changing markets can also create opportunities. Whether you're buying, refinancing, investing through an SMSF or simply reviewing your options, now is a good time to revisit your strategy.

📞 If you'd like to understand how these changes could affect your plans, or needs review, reach out for a chat 0499338032