Axcent Finance - Padmini Shanmugam

Axcent Finance - Padmini Shanmugam Our goal is to help you get the most out of your home loan

Axcent Finance has partnered with Australia's top lenders including major, 2nd tier and 3rd tier lenders and private lenders to help you achieve financial freedom! Padmini Shanmugam (520057) is a credit representative of

Buyers Choice Licencing Pty Ltd Australian Credit Licence 509484

Effort creates change. Consistent effort creates lasting change. ✨Big results rarely happen overnight. Keep showing up, ...
18/09/2026

Effort creates change. Consistent effort creates lasting change. ✨

Big results rarely happen overnight. Keep showing up, keep moving forward, and trust the process. 💪

16/09/2026

“I probably won’t qualify for a mortgage…”

We hear this more often than you might think.

But lenders don’t look at just your income or deposit. They consider your whole financial picture — and different lenders can assess the same situation differently.

Before you assume the answer is NO, have the conversation.

📩 Message us for a chat about your options.
📞 0422 735 290

Feeling stretched by too many repayments?If you’re juggling credit cards, personal loans or other high-interest debts, d...
15/09/2026

Feeling stretched by too many repayments?

If you’re juggling credit cards, personal loans or other high-interest debts, debt consolidation could be worth exploring.

Bringing multiple debts together into one repayment may help you simplify your finances, improve cash flow and make your repayments easier to manage.

✨ Less juggling. More control. A clearer path forward.

📩 Want to know if debt consolidation could work for you? Let’s chat.
📞 0422 735 290

14/09/2026

You’ve been renting for years and thinking, “I’m not ready to buy yet…”

Maybe you believe you need a 20% deposit, or that getting pre-approved means you’re committed to buying straight away.

But here’s what many first-home buyers don’t realise:

💸 Rent = 100% payment, 0% ownership
🔑 You may not need a 20% deposit
🗺️ Pre-approval is your roadmap, not a trap

Sometimes, the biggest thing standing between you and your first home is simply not knowing what’s possible.

📩 Still renting? DM “FIRST HOME” and let’s find out where you stand — no pressure, just clarity.
📞 0422 735 290

You may not control everything that happens, but you can choose how you respond, what you focus on, and where you go fro...
11/09/2026

You may not control everything that happens, but you can choose how you respond, what you focus on, and where you go from here. 🤍

Make it count.

Your mortgage renewal offer lands in your inbox…The easiest option? Accept it and move on.But is it the best option? 🤔Yo...
10/09/2026

Your mortgage renewal offer lands in your inbox…

The easiest option? Accept it and move on.
But is it the best option? 🤔

Your lender’s first renewal offer may not be the most competitive option available to you.

Before you commit:
🔍 Review your current rate
⚖️ Compare your options
💬 See if there’s room to negotiate

Don’t automatically renew. Review first.

📩 Renewal coming up? Send us a message and let’s check your options before you sign.
📞 0422 735 290

🏡 Why use a mortgage broker?Because your options shouldn’t stop at one bank.A mortgage broker can compare multiple lende...
09/09/2026

🏡 Why use a mortgage broker?

Because your options shouldn’t stop at one bank.

A mortgage broker can compare multiple lenders, rates and loan options to help find a solution that suits your circumstances and your goals.

More options. More choice. A loan that works for you.

📩 Want to know what your options look like? Let’s chat.
📞 0422 735 290

You’ll be a different person in everyone’s mind — and that’s okay. 🤍You can’t control how others perceive you, but you c...
04/09/2026

You’ll be a different person in everyone’s mind — and that’s okay. 🤍

You can’t control how others perceive you, but you can choose to be authentically YOU. Stop trying to fit into everyone else’s version of who you should be. ✨

You know what? It’s okay to say NO. 🤍Not every opportunity deserves a yes. Protecting your time, energy and peace isn’t ...
27/08/2026

You know what? It’s okay to say NO. 🤍

Not every opportunity deserves a yes. Protecting your time, energy and peace isn’t selfish — sometimes, “No” is exactly what you need. ✨

23/08/2026

🏠 SMSF Property: Myth vs Fact

Don’t let the headlines create confusion. SMSFs can still invest in property — but understanding what’s changed and what options remain is important.

Before making your next move, get the facts.

📩 Let’s chat about what may still work for you.
📞 0422 735 290
Axcent Finance

Address

Blackburn
Melbourne, VIC
3130

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+61422735290

Website

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