Property Planning Australia

16/06/2026

𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮’𝘀 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁 𝘄𝗮𝘀 𝗳𝗹𝗮𝘁 𝗶𝗻 𝗠𝗮𝘆. 𝗕𝘂𝘁 𝘁𝗵𝗮𝘁 𝗵𝗲𝗮𝗱𝗹𝗶𝗻𝗲 𝘁𝗲𝗹𝗹𝘀 𝗮𝗹𝗺𝗼𝘀𝘁 𝗻𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝘀𝘁𝗼𝗿𝘆.

While Sydney and Melbourne went backwards, Perth and Darwin leaped ahead another 1.5% in just one month.

In our latest episode, the Property Trio dive into:

🏎️ Why Australia’s property markets are moving at very different speeds

🏘️ What rising listings mean for buyers

📈 Why Melbourne’s improving rental yields deserve attention

⚖️ How proposed tax changes could reshape investor behaviour

🔍 Whether today’s uncertainty is creating opportunity

🔑 Why rents are still climbing and family homes could become even harder to secure

🤔 Why homebuyers think it’s a better time to purchase, despite growing pessimism about property prices

𝗪𝗶𝘁𝗵 𝘀𝗼 𝗺𝘂𝗰𝗵 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆 𝗿𝗲𝘀𝗵𝗮𝗽𝗶𝗻𝗴 𝘁𝗵𝗲 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝗿𝗸𝗲𝘁, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗼𝗻𝗲 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝗵𝗼𝗺𝗲𝗼𝘄𝗻𝗲𝗿𝘀, 𝗯𝘂𝘆𝗲𝗿𝘀 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝘄𝗼𝗻’𝘁 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗺𝗶𝘀𝘀.

Join Cate Bakos Property & Mike Mortlock in Property Trio episode:

🎧 #𝟯𝟲𝟲: 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲 𝗠𝗮𝘆 𝟮𝟬𝟮𝟲 – 𝗙𝗹𝗮𝘁 𝗡𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗚𝗿𝗼𝘄𝘁𝗵 𝗠𝗮𝘀𝗸𝘀 𝗕𝗶𝗴 𝗖𝗶𝘁𝘆 𝗠𝗼𝘃𝗲𝘀, 𝗕𝘂𝗱𝗴𝗲𝘁 𝗡𝗲𝗿𝘃𝗲𝘀 𝗕𝘂𝗶𝗹𝗱 & 𝗥𝗲𝗻𝘁𝘀 𝗞𝗲𝗲𝗽 𝗥𝗶𝘀𝗶𝗻𝗴

🔗 Link to the episode in the first comment

15/06/2026

𝗙𝗲𝗲𝗹𝗶𝗻𝗴 𝘁𝗵𝗲 𝗽𝗶𝗻𝗰𝗵 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝟯 𝗿𝗲𝗰𝗲𝗻𝘁 𝗿𝗮𝘁𝗲 𝗿𝗶𝘀𝗲𝘀? 😬🏡

A review of your money management system could ease the pressure.

When repayments rise, household cash flow gets squeezed fast.

But most people are still managing their money across accounts, loans, credit cards and savings in a way that makes it harder to see what’s really going on.

That’s why we created our free eBook:

📘 𝗠𝗼𝗻𝗲𝘆 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗣𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲𝘀: 𝗧𝗵𝗲 𝟳 𝗦𝘁𝗲𝗽𝘀 𝘁𝗼 𝗦𝘂𝗰𝗰𝗲𝘀𝘀

Inside, we walk through a practical system to help you:

✅ Understand where your money is actually going
✅ Review your spending over the last 12 months
✅ Set up simple money buckets
✅ Build surplus cash flow goals
✅ Pay yourself first before spending what’s left
✅ Create a cash buffer for more peace of mind
✅ Structure your banking and offset accounts more effectively

Because money management is not just about cutting back.

𝗜𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗰𝗿𝗲𝗮𝘁𝗶𝗻𝗴 𝗰𝗹𝗮𝗿𝗶𝘁𝘆, 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗮𝗻𝗱 𝗮 𝘀𝘆𝘀𝘁𝗲𝗺 𝘁𝗵𝗮𝘁 𝗵𝗲𝗹𝗽𝘀 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆 𝘄𝗼𝗿𝗸 𝗵𝗮𝗿𝗱𝗲𝗿 𝗳𝗼𝗿 𝘆𝗼𝘂. 💪

And in a rising rate environment, that matters more than ever.

🔗 Download the free eBook here: https://www.propertyplanning.com.au/money-management-principles

Download our eBook 'Money Management Principles'

12/06/2026

Last week, our team attended the Mortgage and Finance Association of Australia Awards, where Property Planning Australia was proud to be named a finalist for Best Finance Broker Business VIC/TAS. 🏆✨

While we didn’t take home the award this time, being recognised among the best broker businesses in the industry is something we are incredibly proud of.

A huge thank you to our clients, referral partners and team for your ongoing support.

Recognition like this would not be possible without you.

Congratulations to all the winners and finalists on the night.

It was a fantastic celebration of the mortgage broking industry and the people who continue to raise the bar. 👏

11/06/2026

“𝗔 𝗸𝗶𝗰𝗸 𝗶𝗻 𝘁𝗵𝗲 𝗴𝘂𝘁𝘀.”

That’s how one young would-be investor described the proposed negative gearing changes.

And honestly, many buyers are feeling the same way right now.

In this episode of The Property Trio podcast, we unpack what the 2026 Budget could mean for property investors, first-home buyers, rentvestors and renters. 🏡

The big question?

𝗜𝘀 𝘁𝗵𝗶𝘀 𝗮 𝗼𝗻𝗰𝗲-𝗶𝗻-𝗮-𝗰𝘆𝗰𝗹𝗲 𝗯𝘂𝘆𝗶𝗻𝗴 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆 𝗼𝗿 𝗮 𝗿𝗶𝘀𝗸𝘆 𝗺𝗼𝗺𝗲𝗻𝘁 𝘁𝗼 𝗷𝘂𝗺𝗽 𝗶𝗻 𝗯𝗲𝗳𝗼𝗿𝗲 𝘁𝗵𝗲 𝗱𝘂𝘀𝘁 𝘀𝗲𝘁𝘁𝗹𝗲𝘀? 👀

We cover:

✅ Why investor confidence has taken a hit

✅ Whether established property prices could soften in some markets

✅ Why timing the “bottom” is harder than it looks

✅ What a smart investment property could look like if you can’t afford heavy negative gearing

✅ Why cash flow modelling matters more than ever

✅ How rental supply and rents could be impacted

✅ Why proposed policy changes are not the same as long-term fundamentals

This episode gets into the real-world impact behind the headlines.

Because negative gearing changes do not just affect investors.

They can affect buyer behaviour, rental supply, rents, first-home buyer pathways, borrowing capacity and long-term wealth creation. 💸

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝘄𝗼𝗻𝗱𝗲𝗿𝗶𝗻𝗴 𝘄𝗵𝗲𝘁𝗵𝗲𝗿 𝘁𝗼 𝗽𝗮𝘂𝘀𝗲, 𝗽𝗶𝘃𝗼𝘁 𝗼𝗿 𝗽𝘂𝘀𝗵 𝗳𝗼𝗿𝘄𝗮𝗿𝗱 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗹𝗮𝗻𝘀, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗮𝗻 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝘄𝗼𝗿𝘁𝗵 𝗹𝗶𝘀𝘁𝗲𝗻𝗶𝗻𝗴 𝘁𝗼.

Join Cate Bakos, Mike Mortlock and David Johnston in Property Trio episode:

🎧 #𝟯𝟲𝟰: 𝗧𝗵𝗲 𝗕𝘂𝗱𝗴𝗲𝘁 𝗔𝗳𝘁𝗲𝗿𝘀𝗵𝗼𝗰𝗸 - 𝗪𝗵𝗮𝘁 𝗖𝗼𝗺𝗲𝘀 𝗡𝗲𝘅𝘁 𝗳𝗼𝗿 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗣𝗿𝗶𝗰𝗲𝘀 𝗮𝗻𝗱 𝗬𝗶𝗲𝗹𝗱𝘀 & 𝗪𝗵𝗮𝘁 𝗗𝗼𝗲𝘀 𝗮 ‘𝗣𝗲𝗿𝗳𝗲𝗰𝘁’ 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗟𝗼𝗼𝗸 𝗟𝗶𝗸𝗲 𝗡𝗼𝘄?

🔗 Link to the episode in the first comment

10/06/2026

𝗪𝗵𝗮𝘁 𝗶𝗳 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗕𝘂𝗱𝗴𝗲𝘁 𝗰𝗵𝗮𝗻𝗴𝗲 𝗶𝘀𝗻’𝘁 𝘁𝗵𝗲 𝘁𝗮𝘅 𝗿𝘂𝗹𝗲 𝗶𝘁𝘀𝗲𝗹𝗳, 𝗯𝘂𝘁 𝘁𝗵𝗲 $𝟯𝟬 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻 𝘄𝗲𝗮𝗹𝘁𝗵 𝗴𝗮𝗽 𝗶𝘁 𝗰𝗼𝘂𝗹𝗱 𝗰𝗿𝗲𝗮𝘁𝗲?

Labor’s 2026 Budget has proposed major changes to negative gearing and CGT, and the impact could be much bigger than the headlines suggest.

On paper, Treasury says property price growth may only reduce by around 2% per annum.

But over 30 years, that 2% difference means an $800,000 property grows to around $2.6 million instead of $4.6 million.

Scaled across Australia’s residential property market, that could represent a $30 trillion wealth gap.

That is a very different future for homeowners, investors, renters and retirees.

In our latest blog, we break down:

✅ What is changing with negative gearing

✅ What happens to established investment properties

✅ Why new builds may not automatically be the better option

✅ How renters could be affected

✅ Why strategy matters more than ever

𝗧𝗵𝗲 𝗵𝗲𝗮𝗱𝗹𝗶𝗻𝗲𝘀 𝗮𝗿𝗲 𝘀𝗶𝗺𝗽𝗹𝗲. 𝗧𝗵𝗲 𝗿𝗲𝗮𝗹 𝗶𝗺𝗽𝗮𝗰𝘁 𝗶𝘀 𝗻𝗼𝘁.

Before you make your next property move, understand what these changes could mean for your long-term wealth strategy.

🔗 𝗟𝗶𝗻𝗸 𝘁𝗼 𝘁𝗵𝗲 𝗯𝗹𝗼𝗴 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 𝗯𝗲𝗹𝗼𝘄

The 2026 Federal Budget proposes the biggest changes to property taxation in a generation. Some of the proposed reforms are significant, while others have been overstated. But the strategic implications differ depending on whether you're buying your first home, growing an investment portfolio, or re...

09/06/2026

𝗬𝗼𝘂𝗿 𝗯𝗮𝗻𝗸 𝗽𝗿𝗼𝗯𝗮𝗯𝗹𝘆 𝗶𝘀𝗻’𝘁 𝗴𝗼𝗶𝗻𝗴 𝘁𝗼 𝗰𝗮𝗹𝗹 𝘆𝗼𝘂 𝗮𝗻𝗱 𝘀𝗮𝘆, “𝗚𝗼𝗼𝗱 𝗻𝗲𝘄𝘀, 𝘄𝗲’𝗱 𝗹𝗶𝗸𝗲 𝘁𝗼 𝗺𝗮𝗸𝗲 𝗹𝗲𝘀𝘀 𝗺𝗼𝗻𝗲𝘆 𝗳𝗿𝗼𝗺 𝘆𝗼𝘂.” 📞😮

That’s why reviewing your home loan matters.

In this episode of The Property Trio podcast, we unpack how borrowers can save money on their home loan, especially after recent rate rises and tighter household cash flow.

Since February, rates have increased by 0.75%.

For the average $740,000 loan, that’s roughly $462 more per month in interest.

For a $1 million loan, it’s about $625 more per month. 💸

That’s real money coming out of household cash flow.

In this episode, we cover:

✅ Why your current lender may not be giving you their best rate
✅ How to negotiate with your bank’s retention team
✅ Why the cheapest advertised rate is not always the best option
✅ When refinancing may make sense
✅ How to make your offset accounts work harder, so you’re not leaving money on the table
✅ Why loan structure matters just as much as rate

The big takeaway? 👇

Don’t just chase the lowest rate on a screen.

𝗬𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝘀𝗵𝗼𝘂𝗹𝗱 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝘆𝗼𝘂𝗿 𝗰𝗮𝘀𝗵 𝗳𝗹𝗼𝘄, 𝘁𝗮𝘅 𝗽𝗼𝘀𝗶𝘁𝗶𝗼𝗻, 𝗼𝗳𝗳𝘀𝗲𝘁 𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲, 𝗴𝗼𝗮𝗹𝘀 𝗮𝗻𝗱 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗹𝗮𝗻𝘀.

Join Cate Bakos Property, Mike Mortlock and David Johnston in Property Trio episode:

🎧 #𝟯𝟲𝟱: 𝗥𝗲𝘃𝗶𝗲𝘄𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 𝗟𝗼𝗮𝗻 - 𝗡𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗶𝗻𝗴 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗥𝗮𝘁𝗲𝘀 𝗟𝗶𝗸𝗲 𝗮 𝗣𝗿𝗼, 𝗢𝗳𝗳𝘀𝗲𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 & 𝗥𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 𝗪𝗶𝘁𝗵𝗼𝘂𝘁 𝗥𝗲𝗴𝗿𝗲𝘁

🔗 Link to the episode in the first comment

05/06/2026

𝗪𝗵𝗮𝘁 𝗮 𝘄𝗲𝗲𝗸𝗲𝗻𝗱 𝗮𝘁 𝗧𝗲𝗺𝗽𝗹𝗲𝘀𝘁𝗼𝘄𝗲 𝗙𝗼𝗼𝘁𝗯𝗮𝗹𝗹 𝗖𝗹𝘂𝗯! 🟣🏉

Property Planning Australia is proud to be a 𝟮𝟬𝟮𝟲 𝗦𝗲𝗮𝘀𝗼𝗻 𝗦𝗽𝗼𝗻𝘀𝗼𝗿 of Templestowe Dockers Football Club

We were thrilled sponsor the 𝗣𝘂𝗿𝗽𝗹𝗲 𝗛𝗮𝘇𝗲 𝗖𝗼𝘁𝗲𝗿𝗶𝗲 𝗟𝘂𝗻𝗰𝗵𝗲𝗼𝗻, with 100 guests in attendance and our guest speaker, football legend 𝗧𝗲𝗿𝗿𝘆 𝗪𝗮𝗹𝗹𝗮𝗰𝗲.

Terry’s stories of his Hawthorn Premiership days and coaching the Bulldogs, Tigers and almost the Swans were outstanding.

We were also pleased to have 𝗖𝗼𝘂𝗻𝗰𝗶𝗹𝗹𝗼𝗿 𝗝𝗶𝗺 𝗚𝗿𝗶𝘃𝗮𝘀, 𝗠𝗮𝘆𝗼𝗿 𝗼𝗳 𝗠𝗮𝗻𝗻𝗶𝗻𝗴𝗵𝗮𝗺, in attendance on the day.

A special thanks to 𝗣𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁 𝗚𝗿𝗲𝗴 𝗧𝗿𝗲𝗺𝗲𝘄𝗲𝗻 and 𝗩𝗶𝗰𝗲 𝗣𝗿𝗲𝘀𝗶𝗱𝗲𝗻𝘁 Ryan Bain, who is also part of our team at Propertyplanning.com.au.

And of course, thank you to our good friends and clients who joined us 𝗠𝗮𝘁𝘁 𝗠𝗰𝗖𝗿𝗼𝗵𝗮𝗻, 𝗠𝗮𝘁𝘁 𝗣𝘂𝗿𝗰𝗲𝗹𝗹 𝗮𝗻𝗱 𝗕𝗿𝗶𝗮𝗻 𝗕𝗮𝗶𝗻.

We’re proud to support a club with such strong community spirit and look forward to more great events ahead.

𝗚𝗼 𝗧𝗲𝗺𝗽𝗹𝗲𝘀𝘁𝗼𝘄𝗲! 🟣🏉

28/05/2026

🔥 𝗔𝗿𝗲 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗯𝘂𝘆𝗲𝗿 𝗶𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗯𝘂𝘆𝗲𝗿𝘀 𝗼𝗿 𝗷𝘂𝘀𝘁 𝗺𝗮𝗸𝗶𝗻𝗴 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲?

First home buyer incentives can look like a leg-up.

Lower deposit hurdles.

More support.

A faster path into the market.

But when more buyers are given the ability to compete for the same limited number of homes, prices can move quickly, especially as has been happening in the lower price brackets.

That means the very policies designed to improve affordability have been heating up the market instead.

𝗦𝘆𝗱𝗻𝗲𝘆’𝘀 𝗹𝗼𝘄𝗲𝗿 𝗾𝘂𝗮𝗿𝘁𝗶𝗹𝗲 𝗶𝘀 𝘀𝘁𝗶𝗹𝗹 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 𝗮𝘁 𝟭.𝟱% 𝗽𝗲𝗿 𝗾𝘂𝗮𝗿𝘁𝗲𝗿, 𝘄𝗵𝗶𝗹𝗲 𝘁𝗵𝗲 𝘂𝗽𝗽𝗲𝗿 𝗾𝘂𝗮𝗿𝘁𝗶𝗹𝗲 𝗶𝘀 𝗿𝗲𝘁𝗿𝗮𝗰𝘁𝗶𝗻𝗴 𝗮𝘁 –𝟮.𝟳%

It also helps explain why Sydney and Melbourne can have flat median price growth while still seeing strength in the lower price brackets where most people are competing.

These cities have a much higher proportion of properties priced well beyond most first home buyers.

This also reflects why we are seeing faster price growth in the mid-tier cities who have less properties in the upper echelon, so their ‘median’ value is moving faster.

𝗧𝗵𝗲 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝟱% 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝗦𝗰𝗵𝗲𝗺𝗲 𝗶𝘀 𝗮 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝗲𝘅𝗮𝗺𝗽𝗹𝗲 𝗼𝗳 𝗮 𝘀𝘁𝗶𝗺𝘂𝗹𝘂𝘀 𝘁𝗼 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗽𝗿𝗶𝗰𝗲𝘀 𝗱𝗿𝗶𝘃𝗶𝗻𝗴 𝘁𝗵𝗶𝘀 𝗴𝗿𝗼𝘄𝘁𝗵 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗼𝘄𝗲𝗿 𝗾𝘂𝗮𝗿𝘁𝗶𝗹𝗲.

This scheme helps buyers get into the market with a smaller deposit, but it also gives more buyers the firepower to compete for the same stock alongside investors.

In a supply-constrained market, that does not magically create affordability - it creates more competition.

Since the Howard years, governments have tried to “fix” housing affordability by throwing grants, schemes and incentives at buyers, rather than solving 𝘁𝗵𝗲 𝗿𝗲𝗮𝗹 𝗶𝘀𝘀𝘂𝗲: 𝗻𝗼𝘁 𝗲𝗻𝗼𝘂𝗴𝗵 𝘀𝘂𝗽𝗽𝗹𝘆 𝘄𝗵𝗲𝗿𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗹𝗶𝘃𝗲.

𝗡𝗼𝘄, 𝗮𝗳𝘁𝗲𝗿 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗱𝗲𝗺𝗮𝗻𝗱-𝘀𝗶𝗱𝗲 𝘀𝘁𝗶𝗺𝘂𝗹𝘂𝘀 𝗵𝗲𝗹𝗽𝗶𝗻𝗴 𝗽𝘂𝘀𝗵 𝗽𝗿𝗶𝗰𝗲𝘀 𝗵𝗶𝗴𝗵𝗲𝗿, 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗮𝗻𝗱 𝘁𝗵𝗼𝘀𝗲 𝘄𝗶𝘁𝗵 𝗮𝘀𝗽𝗶𝗿𝗮𝘁𝗶𝗼𝗻 𝗮𝗿𝗲 𝗯𝗲𝗶𝗻𝗴 𝗯𝗹𝗮𝗺𝗲𝗱 𝗮𝗻𝗱 𝘁𝗮𝘅𝗲𝗱 𝗳𝗼𝗿 𝗮 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗴𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗽𝗼𝗹𝗶𝗰𝘆 𝗵𝗲𝗹𝗽𝗲𝗱 𝗰𝗿𝗲𝗮𝘁𝗲.

Join Cate Bakos, Mike Mortlock and David Johnston in Property Trio episode:

🎧 #𝟯𝟲𝟭: 𝗔𝗿𝗲 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗜𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀 𝗛𝗲𝗹𝗽𝗶𝗻𝗴 𝗕𝘂𝘆𝗲𝗿𝘀 𝗼𝗿 𝗛𝗲𝗮𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗠𝗮𝗿𝗸𝗲𝘁?

🔗 Link to the episode in the first comment

27/05/2026

“𝗧𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲 𝗺𝗮𝗷𝗼𝗿𝗶𝘁𝘆 𝗼𝗳 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻𝘀 𝗲𝘃𝗲𝗿 𝗺𝗮𝗸𝗲 𝗮𝗻𝗱 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗵𝗼𝗽𝗲 𝘁𝗵𝗲𝘆 𝗲𝘃𝗲𝗿 𝗵𝗮𝘃𝗲, 𝗶𝘀 𝘁𝗼 𝘄𝗼𝗿𝗸 𝗵𝗮𝗿𝗱 𝗮𝗻𝗱 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻.”

Anthony Albanese made this statement on 23 May 2026 to 1,000 Victorian Labor Party members, while defending Labor’s proposed negative gearing, CGT and trust tax changes.

The room responded with applause.

I sat with that for a moment.

Our Prime Minister, who has owned multiple investment properties and benefited from negative gearing and reduced CGT, 𝗽𝘂𝗯𝗹𝗶𝗰𝗹𝘆 𝗱𝗲𝗰𝗹𝗮𝗿𝗲𝗱 𝗵𝗲 𝗸𝗻𝗼𝘄𝘀 𝘁𝗵𝗲 𝗰𝗲𝗶𝗹𝗶𝗻𝗴 𝗼𝗳 𝗮𝗺𝗯𝗶𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗵𝗼𝗽𝗲 𝗳𝗼𝗿 ‘𝘁𝗵𝗲 𝗺𝗮𝗷𝗼𝗿𝗶𝘁𝘆 𝗼𝗳 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮𝗻𝘀’.

That's the summit he's mapped out for ‘the majority’ of Australians.

Nothing more.

No wonder Australia’s productivity is stagnant, the single biggest factor increasing a country's standard of living.

My son's teacher told him recently “𝘢𝘪𝘮 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘴𝘵𝘢𝘳𝘴, 𝘪𝘧 𝘺𝘰𝘶 𝘧𝘢𝘭𝘭 𝘴𝘩𝘰𝘳𝘵, 𝘺𝘰𝘶’𝘭𝘭 𝘴𝘵𝘪𝘭𝘭 𝘦𝘯𝘥 𝘶𝘱 𝘧𝘢𝘳 𝘧𝘶𝘳𝘵𝘩𝘦𝘳 𝘢𝘩𝘦𝘢𝘥 𝘵𝘩𝘢𝘯 𝘪𝘧 𝘺𝘰𝘶’𝘥 𝘯𝘦𝘷𝘦𝘳 𝘴𝘦𝘵 𝘴𝘶𝘤𝘩 𝘢𝘯 𝘢𝘮𝘣𝘪𝘵𝘪𝘰𝘶𝘴 𝘨𝘰𝘢𝘭 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘪𝘳𝘴𝘵 𝘱𝘭𝘢𝘤𝘦.”

That's what good leaders do.

They raise the ceiling, even if something doesn't seem possible or realistic.

Inspiring people to push beyond what they once believed was possible.

They don’t place a ceiling on someone’s ambition or potential.

There's a word for assuming you know the limits of what millions of people can achieve, and it's not leadership.

That word could be ‘cynicism’, or ‘elitism’, believing a select group should determine what others can achieve.

Did he mean to say it, or more importantly, did he truly believe and mean what he said?

I don’t know.

But the room clapped anyway at this statement.

Which tells you something, too.

𝗜𝘀 𝘀𝗲𝘁𝘁𝗶𝗻𝗴 𝗮 𝗰𝗲𝗶𝗹𝗶𝗻𝗴 𝗳𝗼𝗿 𝗽𝗲𝗼𝗽𝗹𝗲'𝘀 𝗮𝗺𝗯𝗶𝘁𝗶𝗼𝗻𝘀 𝗶𝗻𝘀𝗽𝗶𝗿𝗶𝗻𝗴 𝗹𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗳𝗼𝗿 𝗮 𝗴𝗿𝗲𝗮𝘁 𝗰𝗼𝘂𝗻𝘁𝗿𝘆 𝗹𝗶𝗸𝗲 𝗼𝘂𝗿𝘀?

26/05/2026

𝗪𝗶𝘁𝗵 𝘁𝗵𝗲 𝗴𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁'𝘀 𝗕𝘂𝗱𝗴𝗲𝘁 𝗺𝗶𝗸𝗲-𝗱𝗿𝗼𝗽, 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗵𝗮𝗽𝗽𝗲𝗻𝘀 𝗻𝗲𝘅𝘁?

Rents are still rising, listings are falling, investors are reassessing and the proposed tax changes are already showing signs of pushing many buyers into pause mode while they wait for the dust to settle.

In this month’s Property Trio podcast market update we take a look at:

⚖️ The two-speed market, where lower price points have been flying, fuelled by investor demand and first home buyer stimulus, while the upper end remains flat.

🏘️ Why investor-led growth markets could become more uneven in the short term if demand shifts away from lower-priced established homes while buyers digest the changes.

💸 The rental squeeze, with national rents up 5.7% annually, and that’s before more investors drop out of the market due to the proposed tax changes.

😬 Why consumer sentiment has taken a hit, with “time to buy a dwelling” down 16.1% for the month and 20% annually.

🔥 And why established property, tight supply and investor behaviour could shape the next phase of the market.

𝗜𝗳 𝘆𝗼𝘂’𝗿𝗲 𝗯𝘂𝘆𝗶𝗻𝗴, 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗼𝗿 𝘁𝗿𝘆𝗶𝗻𝗴 𝘁𝗼 𝗺𝗮𝗸𝗲 𝘀𝗲𝗻𝘀𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗼𝘃𝗲, 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲 𝗶𝘀 𝗳𝗼𝗿 𝘆𝗼𝘂.

Join Cate Bakos Property, Mike Mortlock and David Johnston in Property Trio episode:

🎧 #𝟯𝟲𝟯: 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲 𝗔𝗽𝗿𝗶𝗹 𝟮𝟬𝟮𝟲 - 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗖𝗶𝘁𝘆 𝗗𝗶𝘃𝗲𝗿𝗴𝗲𝗻𝗰𝗲 𝗪𝗶𝗱𝗲𝗻𝘀, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿 𝗗𝗲𝗺𝗮𝗻𝗱 𝗪𝗼𝗯𝗯𝗹𝗲𝘀, 𝗥𝗲𝗻𝘁𝘀 𝗔𝗰𝗰𝗲𝗹𝗲𝗿𝗮𝘁𝗲 & 𝗕𝘂𝗱𝗴𝗲𝘁 𝗙𝗮𝗹𝗹𝗼𝘂𝘁 𝗕𝗲𝗴𝗶𝗻𝘀

🔗 Link to the episode in the first comment