Ramsey Property Wealth

Ramsey Property Wealth Australia's premium, research-led property wealth advisory firm. PhD-led property strategy. National buyers advocacy and acquisition.

Concierge-delivered execution. Client guarantees behind every result. 640M+ in client portfolios under management. We are a multi-award winning premium Property Investment Firm servicing time-poor, mid-high net wealth professionals Australia-wide whom value strategic professional advice with a goal in mind of building a profitable property investment portfolio achieving financial freedom sooner. With offices in Sydney and Brisbane we offer a round table service offering like no other; offering our clients 3 in-house core services critical to success in property investing; Property Portfolio Planning, Lending Debt Structure & Strategy and Buyers Advocacy. Speak with you today on how you can build an profitable portfolio portfolio of 6 - 8 income generating properties in just 10 years delivering you a passive income of 2k per week.

24/09/2026

Buying a good first investment property can still make property #2 harder to buy.

Before you look at acquiring your next investment property, look at cash flow, usable equity, debt and borrowing capacity.

Instead of asking yourself “Is this a good property?”

Prepare to answer this one instead: **What does owning this property allow me to do next?**

Read our 10-Year Property Portfolio Planning Guide via the link

$19.2 TRILLION. 🤯That’s the scale of Australian household wealth.It’s a number that puts Australia’s property and wealth...
24/09/2026

$19.2 TRILLION. 🤯

That’s the scale of Australian household wealth.

It’s a number that puts Australia’s property and wealth story into perspective.

For property investors, it’s also a reminder of just how much household wealth has been built up over time.

$19.2 trillion. That’s not just a big number. It’s the scale of the market you’re investing in.



General advice only. Does not constitute personal financial, tax, or legal advice, and does not take into account your objectives, situation or needs. Past performance is not a reliable indicator of future performance. Ramsey Property Wealth Pty Ltd, ACR 389087.

A rate cut would help property investors. But it wouldn’t solve everything.There are three different pressures operating...
22/09/2026

A rate cut would help property investors. But it wouldn’t solve everything.

There are three different pressures operating on leveraged portfolios right now: borrowing costs, lending constraints and the tax changes scheduled from July 2027.

Only one responds directly to an RBA cut.

That is why portfolio planning should not be built around waiting for cheaper money.

The stronger test is simple:

Would the portfolio still make sense at today's borrowing cost, under today's credit rules, without relying on immediate capital growth?

If not, the issue may be structural rather than cyclical.

A Portfolio Strategy & Structure Review can test that against your own numbers.

General advice only. Ramsey Property Wealth Pty Ltd, ACR 389087.

22/09/2026

What if the next RBA move is UP, not down?

Test it now:

Repayments?
Cash flow?
Borrowing capacity?
Next property?

Don’t build your portfolio around one rate forecast.

21/09/2026

Waiting for an RBA rate cut? Try running your property numbers without one.

Repayments.
Cash flow.
Borrowing capacity.
Next purchase.

If the strategy only works when rates fall, that is something worth knowing now.

There are 46 regions in Australia where buyer demand more than doubled. The correction story isn't the whole story, we u...
21/09/2026

There are 46 regions in Australia where buyer demand more than doubled. The correction story isn't the whole story, we unpack the market That is the divergence story investors need to understand. See where in this weeks Episode of The Ramsey Report featuring Ewan Ramsey & Dr Prabath Morawakage PhD link in bio.

20/09/2026

Australian property market is changing.

But knowing the market is changing doesn’t tell you what to do.

Instead, look at your own portfolio:

Is each property still doing its job?
Can you comfortably hold it?
Is your debt structured properly?
Do you still have room for the next move?

Your own portfolio needs its own answer.

Link in the reels - https://hubs.la/Q04xQxzD0

19/09/2026

A property portfolio can have substantial equity and still restrict the investor who owns it.

Two interest-only periods approaching expiry. A property costing $900 a month to hold. Borrowing capacity no longer supporting another acquisition.

On a net-worth statement, the portfolio may appear strong.

Operationally, it may be losing flexibility.

A proper portfolio review should test more than capital growth.

Model the portfolio at an all-in borrowing cost near 8%. Hold rent flat. Introduce a six-week vacancy. Add an unexpected major repair.

If the structure continues to work, there is evidence supporting the current strategy.

If it does not, the weakness has been identified before circumstances force the decision.

General advice only. Past performance is not a reliable indicator of future performance. Ramsey Property Wealth Pty Ltd, ACR 389087.

18/09/2026

The market running hottest isn’t always where your money should go next. More on the latest Episode of the Ramsey Report - link to latest report on Youtube.

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