Creating opportunity for Home Ownership! First Step Homes are a privately held company who have developed an established system and service that provides a solution for high income earners with a good credit rating, who currently have been unable to enter the property market, to move into Home Ownership. While Home Ownership is a highly desired expectation of most Australians, the expectation is g
etting beyond the reach of many; even high income earners due to the spiralling cost of rental properties and shortages in affordable housing. This situation will continue to worsen as demand and rents keep increasing, causing more dissatisfaction in the community and a growing need for the services offered by First Step Homes. The mining sector is one example of where high income earners do not meet the criteria of the lending institutions as the terms and conditions for borrowers has been further tightened since the GFC (Global Financial Crisis). The system First Step Homes has developed individuals the opportunity of a housing solution that is tailored to meet their requirements streamlined through a network of integrated services. The level of interest in our product has already been demonstrated in the Mining Sector in the Hunter Valley and has propelled First Step Homes to establish the business nationally and beyond the mining sector. First Step Homes is developing a strategy to sustain funding so that it can continue to offer its current services but also innovate to meet changing market conditions. One example of this strategy is the development of a building society under First Step Homes for members to save and become investors once they have bought a home and then want to build wealth through investing in property. Current mortgage lending arrangements are not structured to assist many high income earners to own real estate. To resolve this situation First Step Homes have developed a product and system to service this category. This system offers solutions for both homeowners and investors alike, creating a true win/win for all parties. Gone are the days where you could guarantee the “Great Australian Dream” of home ownership. In today’s property market the gap between home ownership and those trapped in the permanent rental market is moving further away from each other taking with it the dream of home ownership for many. No longer can it be taken for granted that the great Australian dream of home ownership is offered to everyone. This dilemma has highlighted the need for a new avenue to make home ownership achievable once again. You have a unique opportunity through First Step Homes' No Deposit Loan to achieve your dream of escaping the rent trap and having the freedom to do as you please with your own home. In the years gone by an Australian simply had to visit the bank of their choice, show that they could pay a loan off and automatically they were granted the privilege of living the Great Australian Dream - HOME OWNERSHIP! Unfortunately it is a more strenuous process in today’s banking system where they want more collateral than many have plus a hefty chunk of cash as a down payment to get started. When you combine this with paying rent while you are making the transition into home ownership it crushes the dream for many. Now there is a new way to achieve home ownership even if you don’t have a deposit to satisfy the bank requirements! First Step Homes are excited to bring to Australia a new concept of lending where all Australian's with good income should be able to purchase their home with or without DEPOSITS. NO DEPOSITS NEEDED TO PURCHASE YOUR HOME. First Step Homes are deposit funders. Whilst the banks aren’t prepared to take the risk with lending 100%, nor prepared to finance you the deposits, First Step Homes will look at all Australians with a clean credit history and good income to service the loan. First Step Homes understands how hard it is to try and pay rent and then start saving for a home. Let us help you to achieve home ownership with our new tailored finance package; we will help you from start to finish. We are PROJECT MANAGERS bringing the jigsaw puzzle together for you and your family to achieve home ownership. You will find the difference of renting and purchasing may only be an extra $100 per week. Now you can put your pictures on the wall, stop rent rises, no more rental inspections, and the big one is being prepared to move (again) when the vendor wants to sell. NO ONE WANTS TO LIVE LIKE THAT! Do you know if you were paying say $350 per week over 5 years, you would have already paid $91,000 off someone else’s mortgage OUCH! THIS WON’T COST YOU ANYTHING TO FIND OUT IF YOU CAN MOVE FORWARD!
