02/06/2026
STRONG FUNDAMENTALS versus
MARSHMALLOW MINDSETS
Contrary to the drivel that currently fills everyone’s device, conditions in 90 percent of Australia’s 400+ townships is producing double-digit rates of .
Remarkably strong household finances underpin BUYER STRENGTH:
⭐️ Total home equity: 71 percent [dwelling values of $11.8 trillion, loan values of $3.4 trillion]
⭐️ Total deposits: $1.9 trillion [mortgage offset balances, cash accounts, etc]
⭐️ Job volume growth: 1.6 million extra jobs [from 14.5m in Dec 2019 to 16.1m in Dec 2025]
⭐️ Unemployment rate: very low at 4.1% [any rate below 6% is strong]
⭐️ Job vacancies: 214,800 [this figure from March 2026 represents a 4.7% increase over 12-months]
Intense competition for RECORD LOW SUPPLY:
⭐️ The total supply of properties listed for sale is now a whopping 27 percent less than the same time 6-years ago.
⭐️ The national rental pool consists of just 43,850 properties available in December 2025, which is a 48 percent decline from the 84,591 available at the same time 6 years ago.
⭐️ For perspective, the national increased by 2.3 million over that 6-year period.
Interest rate SHADOWJUMPERS:
The RBA published household finances data for December 2025, and it confirms:
⭐️ Home loan arrears: 0.7% of loans [90+ days in arrears]
⭐️ Residential mortgage holders had a whopping $14.9 billion in excess home loan repayments.
That reserve represents a huge financial **cushion** for borrowers and is nearly triple the $5.8 billion held at the same time 6 years earlier.
Ignore the daily FAKE NEWS.
We have first hand evidence of values in **numerous** locations across Australia currently increasing by between $10k and $15k per month (yes, per month).
Whilst flattish conditions are prevalent in , and , the opposite is true elsewhere.
Refer here for those seeking quality reporting
👉👉 https://www.propertyology.com.au/national-property-market-snapshot/