Loan Market Solutions

22/09/2026

Your repayment isn't just about the interest rate. Let's break down what also affects your numbers.

⏳ Loan term
Longer terms lower monthly payments but raise total interest costs shorter terms do the opposite! Choose based on YOUR goals.

💰 Repayment type
Principal & interest chip away at your balance, while interest-only keeps it low initially but raises lifetime costs.

Rate type
Fixed rates offer stability; variable rates adjust with market changes and may provide extra perks like offset accounts.

💵 Extra repayments & offset
Small additional payments or savings in an offset account can significantly cut overall interest. ⚡️

⚖️ Loan to value ratio (LVR)
A higher LVR may mean lenders mortgage insurance, which adds to your costs.

All these factors work together. Let’s chat about what is right for you..

DM if you want to crunch some numbers 📊

17/09/2026

"Highly recommend David and his team, Czarina and Allaine, as your choice of mortgage broker. From the very beginning they guided me through every process, every question answered professionally and realistically. They were very proactive in their communication, kept me up-to-date, able to troubleshoot any concerns. Don’t look any further, you found the team for you!" says Jarine on Google

★★★★★ Highly recommend David and his team, Czarina and Allaine, as your choice of mortgage broker. From the very beginning they guided me through every process, every question answered professionally and realistically. They were very proactive in their communication, kept me up-to-date, ab...

16/09/2026

There is a particular kind of pride in an empty lounge room because the deposit came before the couch did. If you are in the saving phase right now, we would love to help you get to moving day sooner.

14/09/2026

Thinking about financing your next car but unsure how to structure your repayments?

We can help you figure out if a balloon payment is the right move for your lifestyle and budget 🚗

12/09/2026

A little extra on your loan repayment does more than it looks like on paper, since every dollar over the minimum stops earning the bank interest.

Want to know what extra repayments could actually save you? We can run the numbers.

https://broker.loanmarket.com.au/solutions/calculators-tools/extra-mortgage-repayments-calculator/

10/09/2026

Loan Market has been named Most Loved, Most Trusted and Legendary Service Mortgage Broker at Finder's 2026 Customer Satisfaction Awards, based on feedback from thousands of Australians.

Thank you for trusting us with one of the biggest financial decisions you'll make.

09/09/2026

According to data from RedBook the cars that are slower to depreciate are the ones with the highest demand. supply and demand.

🚗 SUVs and utes generally outperform sedans right now
🎨 Neutral colours (white, silver, grey, black) sell faster and hold value better
📋 A full service history and lower kms matter more than badge or colour
🔋 EVs and hybrids depreciate very differently, and it's not as simple as "EVs lose more"

If you're wondering which models hold their value for longer, or how depreciation could affect things like your insurance or a balloon payment down the track, we've broken it all down.

Read the full article 👇

https://broker.loanmarket.com.au/loan-market-solutions/blog/top-five-vehicles-that-hold-their-value/

08/09/2026

사전승인 받으셨다고 안심하고 계신가요?

사전승인은 은행이 제시한 조건부 심사일 뿐, 확정승인(Formal Approval)이 아니에요. 계약 서명 후에도 은행은 재무상태와 신용도를 다시 검토하는데, 이 사이에 상황이 바뀌면 승인 금액이 줄어들거나 최종 승인 자체가 취소될 수도 있습니다.

실제로 저희가 상담하면서 자주 보는 케이스가 있어요. 사전승인 받고 안심한 상태에서:

새 차를 리스로 뽑거나 가구를 할부로 사고
더 좋은 조건으로 이직했는데 수습기간이 걸리고
가족한테 목돈을 받았는데 증빙 서류를 안 챙기는 것

이런 사소해 보이는 결정들이 최종 승인 단계에서 문제가 되는 경우가 많아요.

이번 호주 모기지 브리핑에서는 사전승인 기간 동안 절대 하면 안 되는 3가지를 정리했어요. 매물 찾는 중이시거나 이미 사전승인 받으신 분들은 꼭 한 번 확인해보세요.

궁금한 점 있으시면 댓글이나 DM으로 편하게 물어보세요. 저희 브로커와 1:1 상담도 프로필 링크에서 예약 가능합니다.

#호주모기지 #호주홈론 #브리즈번모기지 #브리즈번홈론 #호주대출 #호주부동산 #모기지브로커 #호주모기지브리핑

07/09/2026

Most people start looking at property based on a guess of what they can afford. They take their income, subtract the mortgage their mate has, adjust for vibes.

A capacity conversation takes about 20 minutes. It costs nothing and could save you valuable time and possible heartbreak. 💔

Call it sense and serviceability.

07/09/2026

"I had a great experience working with David Chen and his team at Loan Market. David was professional, knowledgeable and responsive throughout the entire process, and always took the time to explain things clearly and answer any questions we had.

The whole team made the home loan process feel straightforward and kept us updated along the way. We really appreciated their support, attention to detail and the effort they.." says Michael on Google

★★★★★ I had a great experience working with David Chen and his team at Loan Market. David was professional, knowledgeable and responsive throughout the entire process, and always took the time to explain things clearly and answer any questions we had. The whole team made the home loan proc...