The Wealth Blueprint with Kuldeep Singh Sidhu

18/06/2026

Family trust and the 2026 budget — let me clear up the biggest misconception first.

Trusts never allowed negative gearing against personal salary. Losses always stayed in the trust. That hasn't changed.

What has changed:
• CGT discount streaming strategy — removed. 30% minimum tax on capital gains from 1 July 2027.
• Income splitting on rental distributions — curtailed from 1 July 2028 by 30% minimum trust tax.

What remains: asset protection and a 3-year rollover relief window to restructure if needed.

If your trust strategy was built on advice from before 2026 — it's time for a fresh conversation.

🔗 www.primepace.com.au/contact-us/

16/06/2026

The SMSF was excluded from both the negative gearing changes and the new CGT rules in the 2026 budget.

Same property as Alex — $680,000, $420,000 nominal gain after 10 years:
• Sole name: ~$37,000 CGT (with indexation)
• Company: ~$110,000 total tax
• Family trust: ~$35,000 (30% min)
• SMSF: ~$34,000 (or $0 in pension phase)

The trade-offs are real — illiquid until 60, LRBA required for borrowing, ongoing compliance costs.

But for patient investors with a growing super balance — the budget made this the most efficient structure left.

🔗 primepace.com.au/contact-us/

14/06/2026

The 2026 Federal Budget changed the rules for every major property investment structure. In this video, Kuldeep Singh Sidhu walks through one investor scenario — Alex, $110k salary, $680k established property — across all four structures: sole name, company, family trust, and SMSF. Real numbers. CPI indexation applied. Carry-forward losses modelled. Four very different outcomes.

What you'll learn:
→ Why the 30% marginal rate and CPI indexation change the CGT maths significantly
→ Why $78,000 in carry-forward losses matters — and when you get to use them
→ Why the company structure usually loses (and it's not the 25% rate that's the problem)
→ What the trust NEVER could do (clarifying the negative gearing myth) — and what the budget did take away
→ Why the SMSF was excluded from both major reforms — and what that's worth in numbers
→ The full side-by-side comparison: $37k vs $35k vs $34k vs $110k

⚠️ This is for general education only. Not financial, tax, or legal advice. Always seek professional advice for your specific circumstances.

📞 Work with Kuldeep: https://www.primepace.com.au/contact-us/
📧 [email protected] | 0472 609 250
🌐 primepace.com.au | ABN 65 682 997 404 | ACT Licence 18404271

https://www.youtube.com/watch?v=qD9Vi7sEcSM

The 2026 Federal Budget changed the rules for every major property ...

14/06/2026

Thinking of buying investment property through a company? Watch the numbers first.

The 25% rate looks good until you add the dividend tax to extract money. And companies get no indexation benefit on capital gains — unlike sole name or trusts.

On a $420k property gain: company total ~$110,000 vs sole name ~$37,000 with indexation.

Drop a comment or visit primepace.com.au/contact-us/ to talk through your situation.

11/06/2026

Before you buy a new build — check the vacancy rate. Here's how. SQM Research (sqmresearch.com.au) tracks vacancy rates by suburb across Australia. It's free. Under 2% = not enough homes for the people who want to live there. Strong demand signal.

✅ Over 3% = more supply than demand. Rents and prices stay flat. ❌ For new build estates in particular — look at the 3-year trend. If vacancy has been trending up since the estate was released, that's oversupply playing out in real time.

Full 5-point framework for evaluating a new build area is in the main video.

09/06/2026

Between 2011 and 2024 — Australian household incomes grew by 56%. Property prices rose 104%. Same timeframe. That's ABS data published by the Australian Institute of Health and Welfare. Back in the early 2000s it took around 6 to 7 years to save a 20% deposit.

Today it's over 10 years nationally (ANZ CoreLogic). Property has been growing way faster than wages. And that growing gap between people who own and people who don't is exactly what fuels ongoing rental demand.

But not every investment property captures that demand equally. Location — specifically, land supply — is everything.

Full 5-point evaluation framework for new build areas in the main video.

07/06/2026

Before you sign anything on a new build — open Google Maps and zoom out. Can you see where the land runs out? Or does it just keep going? This one check separates land-constrained suburbs (where prices grow) from greenfield corridors (where prices stay flat for years).

Full 5-point checklist is in the main video — link in comments. Tag someone who's been looking at a house and land package 👇

06/06/2026

Are you being pitched a house and land package right now? Before you sign anything — watch this.

The 2026 budget changed the negative gearing rules, and new builds have a real tax advantage. But a tax perk on the wrong property in the wrong location is still a bad investment.

In this video I walk you through a six-point framework to evaluate any new build area before you commit:
✅ Check 1 — Is there a geographic boundary limiting future supply?
✅ Check 2 — What does the council zoning map say?
✅ Check 3 — What are dwelling approvals telling you?
✅ Check 4 — Owner-occupier vs investor ratio
✅ Check 5 — Is population growth outpacing supply?
✅ Check 6 (Bonus) — Infrastructure pipeline and economic diversity

Then once location checks out — we talk numbers. Weekly holding costs, realistic growth assumptions, and your exit plan.

This is the stuff developers hope you don't think about before you sign.

💬 Want us to run this analysis for you before you commit? Reach out here:
👉 https://www.primepace.com.au/contact-us/

https://www.youtube.com/watch?v=ueMMrCQBUJU

Are you being pitched a house and land package right now? Before yo...

05/06/2026

The 2026 budget punished family trusts with a 30% minimum tax. But the SMSF? Explicitly left alone — no negative gearing changes, CGT discount retained. Here's why that gap matters for investors approaching retirement. Full breakdown in our trust deep-dive — link in comments!

03/06/2026

Did you know the Government's own Budget fact sheet includes a legitimate planning tip for family trust holders? Salary paid to working family members is NOT subject to the 30% trust minimum tax. Full breakdown in our trust deep-dive video — link in comments!