Loanscape

Loanscape Your information resource about trends and developments in the property and finance markets

Loanscape was established in 2010 to provide innovative service in the field of credit advice. Our objectives are soundly based on knowledge, research, communication and quality assured processes. Our foundation principles are:

Transparency in all that we say and do

Loyalty and long term relationships

Professional advice in the responsible structuring and management of debt

Operation within a

network of like-minded business partners and associates so that our clients can access a broad range of financial and property related services

Proactive focus on our client’s objectives

In July 2023 our mortgage broking service was acquired by Loan Market and our Principal Bruce Carr will continue to offer credit advice under their brand as part of a larger team dedicated to outstanding client service. Loanscape’s ongoing mission is remains help Australians from all walks of life to understand how the process of borrowing money and managing debt really works. We will do this by:

continuing to publish the Loanscape Borrowing Capacity Index, the only measure in Australia to regularly measure the impact of the interest rate cycle, bank lending policies, and economic conditions on peoples’ capacity to borrow money

providing information and data to help keep borrowers, home buyers and investors stay informed about the lending and property markets

providing fearless opinion to cut through the hype generated by numerous players in a crowded market, all with something to sell.

https://www.loanscape.com.au/blog/2024-6-8-borrowing-capacity-index-may-2024
11/06/2024

https://www.loanscape.com.au/blog/2024-6-8-borrowing-capacity-index-may-2024

Borrowing capacities of Australian individuals and families are now starting to recover after the sharp decline over the previous 2 years. Our forecast is for borrowing capacity to improve substantially over the coming 3 months driven mainly by the income tax cuts which are set to take effect from

https://www.loanscape.com.au/blog/2023-8-29-borrowing-capacity-index-nov-2023
08/12/2023

https://www.loanscape.com.au/blog/2023-8-29-borrowing-capacity-index-nov-2023

Loanscape has today released its Borrowing Capacity Index for Q1/2024. It shows that the borrowing capacities of Australian individuals and families continue to decline. The more modest decline in the size of average loans being taken confirms that lower income borrowers are being disproprtionately

https://www.loanscape.com.au/blog/me-nov-23
19/11/2023

https://www.loanscape.com.au/blog/me-nov-23

The end of the year is fast approaching, with most capitals experiencing a strong recovery on dwelling values from the downturn that culminated at the start of 2023. The recovery is mainly due to an influx of immigration and constricted supply, which the Government is trying to remedy with its ambi

https://www.loanscape.com.au/blog/2023-8-29-borrowing-capacity-index-aug-2023
09/09/2023

https://www.loanscape.com.au/blog/2023-8-29-borrowing-capacity-index-aug-2023

Loanscape has today released its Borrowing Capacity Index for Q4/2023. It shows that the borrowing capacities of Australian individuals and families continue to decline. The more modest decline in average loans being taken out points to a shift in WHO are taking out new home loans: family income re

https://www.loanscape.com.au/blog/me-aug-23
28/08/2023

https://www.loanscape.com.au/blog/me-aug-23

Realestate.com.au Sarah Dowling says economists predict interest rates will fall under the leadership of the new RBA governor Michelle Bullock when she takes over from Mr Lowe in September. Property prices are on the rise despite the avalanche of rate hikes since May 2023. According to CoreLogic’s...

https://www.loanscape.com.au/blog/me-jun-23
10/06/2023

https://www.loanscape.com.au/blog/me-jun-23

The 2023 Federal Budget released this month aims to address some of the property market’s greatest challenges. Among its measures is a new tax break for the build-to-rent sector, increased rent assistance and an additional $2 billion to support affordable housing. In a bid to further help first ho...

https://www.loanscape.com.au/blog/me-may-23
05/05/2023

https://www.loanscape.com.au/blog/me-may-23

After a recent review, the RBA is set to undergo the biggest reform in decades, effective 1 July 2024, with the current board losing its powers to set the cash rate. According to Treasurer Jim Chalmers, the most significant change involves the creation of two boards, one for governance and one for m

https://www.loanscape.com.au/blog/me-mar-23
06/04/2023

https://www.loanscape.com.au/blog/me-mar-23

The latest PropTrack data this month shows the market downturn is losing momentum, with the overall national home prices rising by 0.18% in February caused by tight supply and continued buyer demand. However, according to Realestate.com.au Senior Economist Eleanor Creagh, this may not be the end of

https://www.loanscape.com.au/blog/me-feb-23
10/02/2023

https://www.loanscape.com.au/blog/me-feb-23

After the RBA’s most aggressive tightening cycle in over 30 years, top experts surveyed by The Australian Financial Review predict only two further rate hikes in 2023 as the RBA pauses to evaluate the effects of the fixed-rate mortgage cliff. According to CoreLogic’s records dating back to 1980,...

A few tips on how to prepare if you have a fixed rate expiring this year.
24/01/2023

A few tips on how to prepare if you have a fixed rate expiring this year.

What can mortgage holders do to ease the pain of rising interest rates?

Address

24 Windsor Road
Canterbury, NSW
2203

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Loanscape posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loanscape:

Share

Category