Novus Finance

17/02/2026

Backing local sport and the community that empowers it 🤝 Proud major sponsor of Rowville Eagles FC

CLUB PLATINUM PARTNER ANNOUNCEMENT

Rowville Eagles Football Club is proud to announce that Novus Finance are returning as a Club Platinum Partner for the 2026 season.

Novus Finance have supported the Rowville Eagles over a number of years, and we are delighted to have them back on board. Their ongoing commitment to our club plays an important role in supporting our players, teams, and the continued growth of our football programs.

Novus Finance are specialists in tailored finance solutions, working closely with clients to secure competitive lending options suited to individual circumstances. Whether it’s home loans, refinancing, business lending or investment finance, their team provides professional guidance and personalised service every step of the way.

As a club community, we strongly encourage all members, families, and supporters to consider Novus Finance for your lending and finance needs. Supporting the businesses that support our club helps strengthen the Rowville Eagles on and off the field.

Thank you to Novus Finance for your continued loyalty and partnership. We look forward to a strong 2026 season together.

💙💛❤️Please support those who support the Eagles 💙💛❤️

01/07/2025

Meet the team behind Novus Finance

At Novus Finance, we’re more than just brokers—we’re your dedicated partners in lending. Our team of experienced professionals is committed to guiding you through every step of your financial journey, ensuring clarity and confidence along the way.

Whether you’re a first-time homebuyer, a seasoned investor, or exploring refinancing options, we offer tailored solutions to meet your unique needs. With access to 40+ lenders we strive to secure the best outcomes for our clients.

Our expertise spans:

🏡 Residential Mortgages

🏭 Commercial Mortgages

💼 Business Loans

♻️ SMSF Loans

At Novus Finance, we’re here to make your financial goals a reality.

19/09/2021

Another 5 star review ⭐️

We specialise in helping first home buyers enter the property market with ease.

We take the time to present options available to you and how you can take advantage of government incentives including First Home Owners Grant & First Home Loan Deposit Scheme.

If you are thinking of buying or building your first home, email us today at [email protected]

09/09/2021

Looking for some certainty? Or maybe you want to lock in a record low rate?
Now may be the time to consider a Fixed Rate Home Loan!

Speak to our friendly brokers to determine if this product is right for you.
📧 [email protected]

23/08/2021

Helping dreams come true, one client at a time!
Speak to us today!
📧 [email protected]

20/08/2021

Congratulations on your first home!🎉🎉

Our clients were able to enter the property market utilising the Government’s First Home Loan Deposit Scheme.
The scheme allows eligible first home buyers to purchase their home with as little as 5% deposit.
Scheme spots are limited to 10,000 per financial year.
Speak to us today to see if you are eligible.
Email your enquiry to [email protected]

12/04/2021

Real Estate Institute of Victoria data shows at least 35 suburb records were shattered in the past six months, including for homes in traditionally affordable areas.

Speak to us about organising your finance and pre-approval on a home loan. This will put you in a great position to negotiate on the property you want.

From Melton to the Mornington Peninsula, at least 35 suburbs have new price records as the market soars. SEE THE LIST.

08/04/2021

Time for a home loan health check? 🩺

With a home loan, clients tend to just ‘set and forget’. But it’s sensible to review your home loan every two to three years.
Life happens and our circumstances are always changing where interest rates can go up and down, new lenders emerge and more competitive products become available so keeping the same home loan for 30 years could cost you more money than you need to spend.

✔ WHY should you consider refinancing?

In general, there are 4 main reasons to consider refinancing.

1. your loan may be less competitive and you could potentially get a lower interest rate.
2. Different home loan features and benefits could work better for you.
3. Your financial situation may have changed.
4. You want to access some of the equity you've built up in your home.

✔WHEN should you consider refinancing?

We’re currently experiencing a low interest rate period, so there are many competitive home loan products available. It’s a good idea to review your home loan every two to three years.

✔WHO should you use to refinance?

You should always talk to a mortgage broker because our opinion is not biased towards any particular lender or product. (Unlike a bank which will push whatever loans they have to sell at the time.) And we won’t suggest that you refinance if it isn’t the right move for you.

If you would like a free home loan health check, message us today!

19/02/2021

Saving for a deposit can seem daunting at first, but it doesn’t have to be.
Here are a number of things to consider to get you started and on track for home ownership sooner than you think.

💸Analyse your current financial situation

Think of it as your first brick on the foundation! Understanding your financial situation will get you in a good place to start setting your budget. Scrutinising your current financial situation should include things like current assets, income, any debts and living expenses. Now you’re able to see how much you’re able to save each month to put away for a deposit.

💸Know how much you can borrow

Having an idea of the amount you can borrow – which is determined by your current financial situation – can help you figure out how much you’ll need to save. There are a number of borrowing calculators out there that can help give you a ballpark figure, but they don’t confirm the size of repayments you’ll be able to make after you meet your other living expenses and financial commitments.

💸Know how much you need to save

Once you have an idea of your borrowing capacity, you should also consider additional fees and associated costs when purchasing a property. These include:

📌Lenders mortgage insurance
📌Other upfront costs are associated with buying a home
📌Your legal fees
📌The building fees
📌How much will stamp duty set you back
📌Moving costs
📌And don’t forget that all-important insurance!

💸How long will you be saving for?

So, if you know how much you can save per month and how much you can borrow, you can now figure out roughly how long it’s going to take to save that deposit!

Check out this handy savings goal calculator to work out: https://moneysmart.gov.au/saving/savings-goals-calculator

How long it will take to reach your savings goals
Steps to take to put your plan into action.
When you’re close to your goals, seek pre-approval, which means lender has agreed in principle, to provide finance towards the purchase of a home without committing to final approval.

Consider if you’re eligible for any government grants

If you’re a first home buyer, you may qualify for the following:

📌First homeowner grant
📌First home super saver scheme
📌First home loan deposit scheme

Tips for saving your deposit

💸Cutting down on unnecessary spending
💸Find ways to generate a second income (selling unwanted goods, getting yourself a side hustle)
💸Review what you’re spending regarding bills. Make sure you have the best deal when it comes to utility 💸providers
💸Defer any big purchases… maybe it’s not time for that BMW!

One of the easiest ways to get the ball rolling with your home loan deposit is to reach out to your mortgage broker. We’re here to help you with anything you need, and with years of experience, we will be able to get you on the road to home ownership in no time.

24/12/2020

The team at Novus Finance wish you and your family a happy holiday season and New Year! We look forward to seeing you in 2021!

27/11/2020

When is the right time to sell your house?

If the idea of selling your house at some point has crossed your mind, you’re not alone. However, figuring out when, and if, it’s the right time to sell your house depends on a few factors to get the best return

Thinking of selling? We asked the experts for their tips on how to understand the property market and what to look for when you're thinking of selling.