Mortgage Choice - Kevin O'Shannessy

18/09/2026

In the past week there has been a mass confirmation of Banks increasing their fixed rate interest rates, which is a clear indication of Australian banks being confident that the Reserve Bank will increase interest rates in their next meeting, or if not then probably the meeting after that.

So, what can you do?

I would strongly recommend both individuals and businesses, to review their home loan and business loans as complacency can cost you. Grass maybe greener at other banks or lenders and if you do not seek you will not find!

Please call me on 0415 518 285 or book a brief meeting via phone on my local website.
Please visit my website at :

Kevin’s extensive finance and banking experience means he can assist you with almost any lending requirement you may have, including business and commercial lending, asset finance and residential lending.

15/09/2026

Buying your first home this spring?

Read this first. 👇

If stepping into your very first home is on your checklist for the final months of 2026, getting your finance sorted early gives you a massive advantage over other buyers at open homes.

Book an appointment with me today.

07/09/2026

The seasons are changing as the humidity begins to increase over the next month or so and so is the need to review your home and business loans.

Lately there has been commentary by market analysts that there is a stronger possibility RBA could increase interest rates in the next few months if the Australian economy shows more signs of persistent inflation.
Please review an article by REA news here: https://birdeye.cx/q6387x

I have multiple lenders in both residential, commercial property and cash flow lending to suit most client needs.

Call me on 0415 518 285 or book a meeting via my website at https://www.mortgagechoice.com.au/kevin.oshannessy/

Kevin’s extensive finance and banking experience means he can assist you with almost any lending requirement you may have, including business and commercial lending, asset finance and residential lending.

04/09/2026

🚨Want to win $1,000 and get a better deal on your home loan?🚨

This is your last chance to enter our latest giveaway - we’re giving $1,000 weekly to one lucky customer who attends an appointment with a Mortgage Choice broker by 20 September. 💰

Time is running out! ⏱️ Get in touch today.

While this offer is closing soon, you still have a chance to win $20,000 from our apply to refinance giveaway.

T&Cs apply: https://www.mortgagechoice.com.au/campaign/morechancestowin/terms-and-conditions/.

02/09/2026

The August property report is in, and again Darwin leads the rest of Australia's capital cities with positive growth in the past month whilst the rest have negative growth.

Please review the report here: https://birdeye.cx/wjqj3l

What I am seeing in the Darwin finance market lately is the following:

1. Bridging loans for people upsizing or downsizing. Bridging loans calculates loan servicing on end debt to be refinanced to a competitive lender after completing the transactions, or in some cases of downsizing there is no end debt. So the advantage of a bridging loan is to allow you to move at a time of your choice and have temporary loans until purchase and sale of all properties is completed.
2. Refinance applications to a more competitive lender in both residential and commercial markets. Lenders are luring new clients to them by offering more competitive pricing.
3. Self Managed Super Fund purchases in Commercial property. There has been an uplift given the block and ceasing of new residential SMSF lending due to new federal legislation

Please contact me on 0415 518 285
or
Book an appointment via phone or face to face via my website. Here is the link: https://www.mortgagechoice.com.au/kevin.oshannessy/

Kevin’s extensive finance and banking experience means he can assist you with almost any lending requirement you may have, including business and commercial lending, asset finance and residential lending.

01/09/2026

Between shifting market momentum and recent policy discussions around housing taxes, the investment landscape has evolved over the last few months.

I can compare options from over 35 lenders to ensure your property portfolio is structured effectively for the long term.

Want to know your numbers before the spring market kicks off? Send me a message to review your investment strategy.

25/08/2026

If you’re considering purchasing a commercial property for your business, you’ve come to the right place.

Mortgage Choice has been helping Australian businesses grow for more than 30 years. As small business owners, we understand small business needs.

We have access to a range of finance options for investors and business owners alike.

Reach out today to get started.

11/08/2026

We’re offering MORE chances to win! 🎉

All you need to do is attend an appointment with me by 20 September for a chance to win one of 10x weekly $1,000 prizes. 📅

Whether you’re looking to purchase your first home, next home or refinance your current loan – I can help.

Plus, if I find you a better deal, apply to refinance your existing loan by 18 October and you will automatically go in the draw to win $20,000! 💸 Minimum loan amount of $250,000.

That’s MORE reasons to chat about your home loan options. Don’t miss your chance - get in touch today!

06/08/2026

The next RBA cash rate announcement drops on Tuesday, 11 August. With the cash rate currently sitting at 4.35%, economists are divided on whether we will see a hold or another shift.

Do you expect a hold, drop, or rise? Let me know your predictions in the comments!

03/08/2026

Many have seen in recent days multiple property reports issued on a national basis, showing Darwin is the only market that still has a positive growth for the past month.
Overall, for year on year it is something around 15% growth which is good news for current home owners and can be also good news for prospective owners.

Read the REA report here: https://www.realestate.com.au/news/darwin-house-prices-defy-national-slump-for-second-month-of-growth/

Rental vacancy rates are still around 1% only for Darwin and other parts of the Territory plus positive population growth and good economic outlook with the present CLP government being proactive in many areas to offer sustained economic growth.

Additionally,lenders are starting to offer reduced home loan interest rates to buy business from its competitors and prop up their market share in quieter times nationally.

Commercial property activity is on the rise as well, as owner occupiers seek benefit instead of renting, or investment clients seeking higher yields.

Now more than ever , it is important to call me on 0415 518 285 or email me at [email protected] to discuss your refinance or purchasing loan assistance.

Mortgage Choice are a leading mortgage & home loan broker & experts in car loans & financial planning. Find a broker near you & info you need to buy a home.