29/09/2026
Interest rates are up, but there may still be opportunities worth exploring. 🏡
If you’ve been thinking about buying, it’s understandable to pause and consider what higher rates mean for you. While affordability comes first, a changing market can also create opportunities for buyers who are ready.
▪️ Potentially less competition.
If some buyers step back, you may find fewer people competing for the same property.
▪️ Room to negotiate.
Where buyer interest is quieter, sellers may be more open to discussing price, settlement dates or other terms that work for both sides.
▪️ A little more breathing room.
Less urgency can give you time to compare properties, ask questions and make a considered decision.
These possibilities will vary between properties. Higher rates don’t automatically mean lower prices or less competition for every home.
Whether you’re buying somewhere to live or purchasing an investment, the right property should suit your goals and your finances.
For owner-occupiers, that might mean space for a growing family, a shorter commute or somewhere to settle into. For investors, it means looking closely at rental demand, ongoing costs and cash flow, including room for maintenance and periods without a tenant.
Start by checking your borrowing capacity and repayments with your broker or lender. Make sure the numbers work at today’s rates, with a buffer for further increases.
When you’re ready to explore what’s available in Deception Bay and the surrounding suburbs, we’re here for a conversation.
Your next chapter. On your terms.
Lachlan & Vanessa
