08/05/2026
Letโs talk ๐๐ฎ๐ฝ๐ถ๐๐ฎ๐น ๐๐ฎ๐ถ๐ป๐ ๐ง๐ฎ๐
reform, thereโs been plenty of speculation lately around whether the upcoming Federal Budget could bring changes to the current CGT laws.
If you're wondering whether these changes might affect you, or thinking about listing your investment property for sale, here are some key points to consider:
The biggest proposed changes would likely be:
๐ธ๐๐ป๐๐ฒ๐๐๐ผ๐ฟ๐ ๐ฝ๐ฎ๐๐ถ๐ป๐ด ๐บ๐ผ๐ฟ๐ฒ ๐๐ฎ๐
๐๐ต๐ฒ๐ป ๐๐ต๐ฒ๐ ๐๐ฒ๐น๐น
Right now, if an investment property is held longer than 12 months, investors only pay tax on 50% of the profit.
The proposed change would reduce that discount, meaning investors may keep less profit after selling.
๐ธ๐ก๐ฒ๐ด๐ฎ๐๐ถ๐๐ฒ ๐ด๐ฒ๐ฎ๐ฟ๐ถ๐ป๐ด ๐ฏ๐ฒ๐ฐ๐ผ๐บ๐ถ๐ป๐ด ๐บ๐ผ๐ฟ๐ฒ ๐ฟ๐ฒ๐๐๐ฟ๐ถ๐ฐ๐๐ฒ๐ฑ
Currently, investors can often claim rental losses against their income to reduce tax.
Proposed changes may limit this to newly built homes only, not existing properties.
๐ธ๐ก๐ฒ๐ ๐ฏ๐๐ถ๐น๐ฑ๐ ๐ฝ๐ผ๐๐ฒ๐ป๐๐ถ๐ฎ๐น๐น๐ ๐ฏ๐ฒ๐ฐ๐ผ๐บ๐ถ๐ป๐ด ๐บ๐ผ๐ฟ๐ฒ ๐ฎ๐๐๐ฟ๐ฎ๐ฐ๐๐ถ๐๐ฒ
If tax benefits only apply to newly constructed homes, investors may shift away from established homes and toward off-the-plan or house-and-land packages.
Now is a great time to chat with your financial advisor or accountant and see how these changes might affect you.
I have investors looking to purchase properties right now, so if you're thinking about selling, get in touch with me on 0487 870 007 ๐ก.
