John Keys Green Finance Group

John Keys Green Finance Group Mortgage / Finance broker specializing in lending to the medical, dental & healthcare professions.

In welcome news, the RBA has decided to hold the cash rate at 4.35% – so no change today.They want to assess the impacts...
16/06/2026

In welcome news, the RBA has decided to hold the cash rate at 4.35% – so no change today.

They want to assess the impacts of the last three rate rises, before making their next decision in August.

If you’re wondering what this means for the lending landscape, now's a great time to have a conversation.

Reach out to us and we can help you understand your options.

Saving for a deposit is the biggest hurdle for first home buyers. But buying your first home or investment property isn’...
16/06/2026

Saving for a deposit is the biggest hurdle for first home buyers. But buying your first home or investment property isn’t out of reach. Here are our tips for reaching your goal sooner.

1. Set a savings goal
2. Work out how much to save each month
3. Get rid of your debt
4. Look for ways to cut back on spending
5. Open a high interest savings account

The process of saving for a first home can seem overwhelming. We can help you by looking at your situation and goals and creating a savings plan to get you onto the property ladder.

Get in touch today!

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Are you too old to get a home loan?Not necessarily, but if you're over 40 or so, the bank will want you to have an exit ...
14/06/2026

Are you too old to get a home loan?

Not necessarily, but if you're over 40 or so, the bank will want you to have an exit strategy.

An exit strategy is basically a backup plan to give the lender assurance you'll be able to pay back the entire loan by the end of the loan term – usually 30 years.

And if you're taking out a home loan later in life, the lender will want to understand how you'll be able to pay back the loan once you stop working.

Possible exit strategies include:
- Selling an investment
- Downsizing the property
- Using superannuation
- Relying on a passive income source

So, if you're worried you're too old to secure finance, speak to us to understand your options. Where there's a will, there's a way!

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Everyone's property journey is different. This is why is pays to get tailored advice. Advice that factors in your lifest...
12/06/2026

Everyone's property journey is different.

This is why is pays to get tailored advice. Advice that factors in your lifestyle, goals and financial situation.

Don't worry about what anyone else is doing. Instead, get in touch with us to find out what you can achieve.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

If you're a sole trader looking to secure a home loan, then one of the best things to do before you apply is to make sur...
10/06/2026

If you're a sole trader looking to secure a home loan, then one of the best things to do before you apply is to make sure you're keeping your business finances separate from your personal finances.

This allows the banks to get a clear view of what's what, and also shows them you're running a professional operation.

After all, nothing screams 'I'm just winging it' more than personal credit cards maxed out on business expenses.

We also suggest getting in touch with us at least 6 months before you intend to apply for your loan, so we can give you some insight into how the banks may look at your situation.

Get in touch to learn more.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

09/06/2026

Eight times a year, we all watch on with bated breath to see what the RBA will decide to do with the cash rate.

And of course we know that when the cash rate moves up or down, the banks tend to follow suit with interest rates.

By staying up to date with rates, you’ll know if you’re paying too much, and you’ll have leverage to negotiate with your lender.

Get in touch if you'd like to understand your options.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

05/06/2026

What does it mean to take cash out of your home loan?

Basically, you're drawing on equity – which is the portion of the property that you've paid back, as opposed to the portion covered by the bank.

To access this equity, and take cash out, you'd need to refinance your home loan.

This cash out could be used to:
▫️ Buy shares
▫️ Pay off other debts
▫️ Renovate your home
▫️ Pay private school fees
▫️ Buy an investment property
▫️ And more...

Please keep in mind that before taking on more debt it's worth obtaining professional guidance to understand the full financial implications.

Get in touch to find out if drawing equity would make sense for you.

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Did you know you can refinance your existing debt? 💸Refinancing your debt involves applying for a new loan with better t...
03/06/2026

Did you know you can refinance your existing debt? 💸

Refinancing your debt involves applying for a new loan with better terms, so you can potentially pay off your debt faster 🏃🏽‍♂️

There's no harm in looking at your options, when the result could mean lower fees, and more streamlined finances!

Phone us to chat 💬

✅ Talk to an expert. Experience matters.
📧 Email us to get started [email protected]

Who can use invoice finance? It’s not just for the big players! Small to medium businesses can benefit too:- Wide eligib...
31/05/2026

Who can use invoice finance? It’s not just for the big players!

Small to medium businesses can benefit too:
- Wide eligibility: Ideal for businesses with a B2B model.
- No minimum turnover required: Accessible even for startups.
- Sector flexibility: Useful across various industries.
- Growth support: Particularly valuable for rapidly expanding companies.

Want to learn whether invoice finance is right for your business? Get in touch to learn more.

✅ Talk to an expert. Experience matters.
✅ DM us today or leave a comment.

📧 Email us to get started [email protected]

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications ...
30/05/2026

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'.

Applying for multiple credit facilities at once? It's a big no-no.

Why, you ask? Because each application leaves a mark on your credit file, visible to all.

If Bank A spots you flirting with Bank B, it's usually a hard pass from them.

Chat with us first instead and we'll give you the inside scoop on what lenders really want.

✅ Talk to an expert. Experience matters.
✅ DM us today or leave a comment.

📧 Email us to get started [email protected]

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1/161 Robertson Street
Fortitude Valley, QLD
4006

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