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Monday 9:30am - 4:30pm Tuesday 9:30am - 4:30pm Wednesday 9:30am - 4:30pm Thursday 9:30am - 4:30pm Friday 9:30am - 4pm

Settlement Talk

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Fremantle, WA
Settlement Talk

Settlement Talk is a boutique settlement agency located in Fremantle which is owned & operated by Sue Trigg
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Buying a new home or selling a property is an exciting moment as you look towards the future. The most important aspect before either can occur is the conveyancing process. This involves finalising the settlement and transfers the property from one individual to another. Settlement Talk is an experienced property settlement agency in Perth providing professional services. Property settlements can

be a rather complicated process from preparing documents to submitting the paperwork. Working with a professional can easily avoid any hassles instead of doing it yourself. Whether you are buying or selling property, we provide professional services to high standards. Sue Trigg is our Licensed Conveyancer with over 25 years of experience in the industry. With our services, we handle every aspect of the property transaction for a smooth settlement. Our commitment is providing outstanding and personalised services with professionalism and integrity. Call us today to discuss your settlement requirements with our expert team.

11/06/2026

Fremantle isn’t just where we work. It’s home 🩷🏡

We’ve been part of this community for a very long time, and there’s something really special about helping people through one of life’s biggest milestones in a place we know and love so well.

We love seeing familiar faces around town, supporting local clubs and businesses, and being part of the moments that make this community what it is.

And while settlements are what we do, relationships are what matter most to us.

We’re not just here for a transaction. You're not just a file number. We’re here for your entire property journey. From first homes to family homes, upsizing, downsizing, investments and everything in between 🙌

Thank you for continuing to trust and support a local team that’s proud to be part of the Fremantle community 🫶

09/06/2026

A quick AML/CTF update for all of our clients and real estate partners 👀

We're now less than a month away (😮) from some important changes to the way property transactions will be handled. In practice, this means you'll notice a few things happening much earlier in the process, including...

➡️ ID checks completed right at the beginning of your transaction
➡️ Depending on the circumstances, we may also need to ask questions around the source of your funds or wealth

Now, before anyone panics 😅, this won't be complicated for most people. It simply means gathering information earlier so we can meet our obligations and keep your transaction moving smoothly.

Behind the scenes, we've been doing a lot of work to make this as seamless and secure as possible for our clients, including training our team and putting the right systems in place.

For our real estate partners, we'd love to chat about how you're finding the lead-up to these changes. Given that AUSTRAC has not shared any information about these changes with the general public, no doubt we'll all be on the receiving end of plenty of questions from our buyers and sellers!

As always, we'll guide you through every step and continue sharing updates as things roll out 🏡

07/06/2026

As much as we'd love to, we simply can't guarantee your settlement will be hiccup-free.

Sometimes, even with the best-laid plans (and the most attentive team 👋), challenges can pop up along the way.

And this, unfortunately, was the case for Daniel. Despite this, he was so thrilled with Kelly & the team's service, he still left us this beautiful feedback, in appreciation of how we were able to support him 🫶

If you're looking for a professional conveyancer who goes the extra mile and makes what can be a stressful experience a little bit less so, you've found us!

Let's talk about getting your property settled 👉 settlementtalk.com.au 🏡

04/06/2026

Tiny delays can sometimes come with surprisingly big price tags... 🫣

Settlement delays, however hard you try to avoid them, are sometimes out of your control. Things like...
📄 Mortgage documents or discharge paperwork not signed in time
📄 ID checks still outstanding
📄 Missing paperwork

And depending on the circumstances? Delays can sometimes lead to penalty interest being payable 😬

The good news is that many of the common causes can be avoided with a little preparation. Sign documents promptly, complete requests as soon as possible, and if you're heading away over public holidays or school holidays, make sure everything important is sorted first 🙌

And if things do look like they're heading into penalty interest territory, here's how that gets calculated...
➡️ [Purchase Price] less [Deposit] multiplied by 9% divided by 365 [days of the year]

For a property sold for $1,000,000, with a $20,000 deposit, you're looking at penalties of $241.64 per day, including public holidays and weekends 💸💸

Buying and selling can already be stressful enough without unnecessary hiccups. Our job is to keep things moving and help you avoid surprises along the way 🏡

Have you ever experienced settlement delays? What happened? Share your stories in the comments below 👇

02/06/2026

First home buyers - no doubt you saw the WA State Government's announcement in last month's budget, so we wanted to dive a little deeper and explore what this means for you 🏘️

The changes aim to help more buyers get into the market, including...

🏠 Higher First Home Owner Rate (FHOR) thresholds
No duty on homes up to $600,000 (previously $500,000), with concessions extending to $800,000
No duty on vacant land up to $450,000 (previously $350,000), with concessions extending to $550,000

🏠 Removal of the link between FHOG caps and FHOR eligibility

That last one is more important than you might realise 👀

Previously, if your land + build value pushed you over the FHOG cap, you could miss out on the duty concession, too. Under these changes, buyers may still qualify for the First Home Owner Rate concession, even if the total transaction value sits above the FHOG cap.

All of these measures still need to be legislated, and RevenueWA is currently updating its systems. The expected implementation timeframe is around late July 2026.

If you qualify under the new rates before the systems are updated, you'll need to pay the higher amount at settlement initially and then apply for a refund once the changes are in place.

Buying your first home can already feel like learning a new language, so we’ll keep breaking these changes down in simple terms as more details are released 🙌 And if you've got questions, don't be afraid to ask them below 👇

31/05/2026

We’re incredibly proud to support Fremantle City Football Club again across the 2026 season ⚽🙌 We resonate deeply with the community spirit at the club, and the people and passion that make it what it is.

We’re so grateful to be able to stand alongside Fremantle City FC and have loved cheering you on throughout the season 👏

28/05/2026

Feel like you’ve been searching for a home forever? 🏡😅

There’s a bit of good news… stock levels in WA are starting to improve. We’re currently sitting at around 4,200 properties on the market, up from around 3,350 last month 📈

So hopefully you’re starting to see a few more options pop up that fit your brief. But if you’re still finding it tough to secure the right home, here are a few tips to give yourself the best chance 👇

🏘️ Broaden your search.
Consider neighbouring suburbs or areas you might not have originally looked at.

🏘️ Refine your wishlist.
Focus on your must-haves and be open to compromising on the rest. Your next home doesn’t have to be your forever home.

🏘️ Be ready to move quickly.
Have your finance pre-approval sorted and your team in place so you can act fast when the right property comes up.

🏘️ Build relationships.
Stay in touch with local agents, as more often than not, they get insider knowledge of what’s coming to market before it hits the major platforms.

The market might be shifting, but competition is still there. Stay patient, stay prepared, and your opportunity will come 🙌

And when it does? We’d love to help you through the process - let's talk 👇
🔗 https://settlementtalk.com.au/

26/05/2026

You got a boundary survey done the last time you bought a house, right? And did you cross-check local council approvals with the actual construction of the shed and patio?

Probably not, right? 🙅

Let's face it: for most properties, the cost of doing boundary and building compliance surveys is not feasible, especially when the property market's buzzing.

But there's a way that you can still safeguard your ownership and peace of mind – it's called title insurance. 🛡️

And we offer this to each and every buyer that works with us 💪

Unapproved structures, planning issues, title defects, fraud risks… they're all inherent risks associated with buying real estate. 🏘️ But a title insurance policy can mitigate this and offer protection if the unexpected does arise down the track in your ownership.

At Settlement Talk, we recommend Stewart Title title insurance to all our buyers because we genuinely believe it's worth having.

Got a question about title insurance? Let us know in the comments 👇

24/05/2026

Freo Market Update incoming 📈🏘️

Wondering what's happening in the 6160 area? Stay ahead of the property game with all the latest local real estate trends and insights 💪

Knowledge is power, and we're here to empower you on your property journey. Whether that's buying, selling, or simply planning out your next move 🏠

Have a burning question about the market? Drop it in the comments below, and let's talk 👇

21/05/2026

Getting the keys early sounds tempting… but it’s not always as simple as it seems 👀

Taking prior possession (moving in before settlement) comes with a few important risks to consider...

⚠️ Insurance. It can be difficult (read: seemingly impossible) to get the right cover in place before you legally own the property.
⚠️ Duty implications. If you take possession before settlement, you'll be liable for stamp duty even if the deal doesn’t ultimately proceed.
⚠️ Overall risk. If something goes wrong before settlement or the property is damaged (even through acts of nature or crime), things can get complicated very quickly.

Every situation is different, but this is definitely one where you want to pause and get the right advice before saying yes.

Thinking about early access? Please don't do it before talking to your conveyancer!

And if you've got more quesitons about it, please send us a message - we’re here to help you understand the risks before you make a decision 🏡

Address

72 Cantonment Street Fremantle/BY APPOINTMENT ONLY
Fremantle, WA
6160

Opening Hours

Monday	9:30am - 4:30pm
Tuesday	9:30am - 4:30pm
Wednesday	9:30am - 4:30pm
Thursday	9:30am - 4:30pm
Friday	9:30am - 4pm

Website

http://settlementtalk.com.au/

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