Patrick O’Brien - Mortgage World Australia

Patrick O’Brien - Mortgage World Australia Australian mortgage broker that has access to more than 50 lenders. We can help you find the ideal home loan for your needs.

Mortgage World Australia is a mortgage broking firm in Toongabbie, NSW. We offer home loans, first home buyer’s mortgages, commercial, construction & business loans, investment loans, asset finance, refinancing, reverse mortgages, remortgaging, equipment finance, mortgages, home equity release, car loans, personal loans, bridging loans, debt consolidation, land & development loans. We service Blacktown, Lalor Park, Seven Hills, Prospect, Girraween, Pendle Hill, Wentworthville, South Wentworthville, Westmead, Parramatta, North Parramatta, Constitution Hill, Northmead, Winston Hills, Baulkham Hills, Kings Langley, Pemulwuy, Greystanes, Kings Park, Glenwood, & all over Sydney. For the best mortgage brokers in Toongabbie, look no further.

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣⁣After years of growth, mortgage brokers have hit a new ...
14/09/2026

🎾 Records smashed: brokers serve more than 4 in 5 home buyers 🎾⁣
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After years of growth, mortgage brokers have hit a new record market share! 🏆⁣
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Brokers now account for 81% of new home loans, according to MFAA statistics. ⁣
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In trying times the guidance and support of a broker can be your key to home buying success. 🤝⁣
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Research also shows broker customers are more satisfied than direct-to-lender borrowers. ⁣
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Call today, and experience the broker difference. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

11/09/2026

🩺 What happens in a home loan health check? 🩺⁣⁣
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First, we check the pulse of your loan: does it still meet your needs? ⁣⁣
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Next, we look at vitals like the interest rate and loan features. ⁣⁣
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Then we scope the market to see if you could secure a lower interest rate or save money on fees. ⁣⁣
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DM us to arrange a home loan health check. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

🏡 Is your home loan still a good choice for you? 🏡⁣⁣Big differences in lender rates make now a good time to review your ...
09/09/2026

🏡 Is your home loan still a good choice for you? 🏡⁣
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Big differences in lender rates make now a good time to review your mortgage. ⁣
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First, check if your home loan interest rate is competitive. 💰⁣
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Does your loan charge ongoing fees? Most don’t. ⁣
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Are you using all the loan’s features? You could be paying extra for them.⁣
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And are you being punished for your loyalty? Lenders generally offer lower rates to new borrowers. 🤔⁣
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Here’s one option. 💡⁣
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Contact us to organise a home loan health check. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

🏠 Could your home be a (negatively geared) investment property? 🏠⁣⁣The new negative gearing rules that take effect from ...
07/09/2026

🏠 Could your home be a (negatively geared) investment property? 🏠⁣
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The new negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026. 📅⁣
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So your current home could potentially be eligible for negative gearing in the future as an investment property. 💡⁣
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It’s a strategy that calls for careful planning and a chat with your accountant and/or financial adviser. 🧾⁣
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Contact us to understand your financing options for both properties. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

04/09/2026

🙌 The strategy 300,000+ first home buyers have used 🙌⁣⁣
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With the 5% Deposit Scheme, you can buy your first home with as little as a 5% deposit. ⁣⁣
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The federal government guarantees your loan. Which means no lenders mortgage insurance is needed - a big saving! ⁣⁣
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DM us to find out if you’re eligible. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]


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* Housing Australia statistics

🍳 Gen Z's appetite for property is growing 🍳⁣⁣Demand for first home buyer loans has jumped 16%. 📈⁣⁣It’s thanks largely t...
02/09/2026

🍳 Gen Z's appetite for property is growing 🍳⁣
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Demand for first home buyer loans has jumped 16%. 📈⁣
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It’s thanks largely to the expanded 5% Deposit Scheme. ⁣
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Gen Z (18-25) has been the biggest benefactor, with Equifax reporting a 23% jump in home loan demand since October. ⁣
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Could the 5% Deposit Scheme bring forward your home buying plans? 🏡⁣
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Call us to find out. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
31/08/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

28/08/2026

💳 How BNPL can impact your home loan application 💳⁣⁣
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Every time you apply for Buy Now Pay Later, it may trigger a credit check.⁣⁣
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And too many credit checks can affect your credit score and be a red flag for lenders. ⁣⁣
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Late or missed BNPL payments can also be reported, which could reduce your score further. ⁣⁣
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Got a BNPL account active? DM us to find out more. 👇⁣⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣⁣One-in-five first home buyers rely on the support of parent...
26/08/2026

📝 Bank of Mum and Dad: why a formal agreement makes sense 📝⁣
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One-in-five first home buyers rely on the support of parents or family. ⁣
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Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
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This can potentially delay home loan approval. ⏳⁣
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That’s because lenders want to know if the financial support is a cash gift or a loan. 🤔⁣
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Bottom line, talk to us to know how to structure the support of well-meaning family members. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

🏡 Why the time may be right for first home buyers 🏡⁣⁣More choice, less competition and easing prices.⁣⁣With many investo...
24/08/2026

🏡 Why the time may be right for first home buyers 🏡⁣
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More choice, less competition and easing prices.⁣
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With many investors currently hesitant to purchase due to major tax reforms to negative gearing and capital gains tax, that's resulted in less competition for first home buyers. 👍⁣
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Even better, there are numerous first home buyer government schemes and support to tap into. 🙌⁣
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All in all, it really is shaping up as a first home buyers’ market.⁣
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Contact us to find out how you could get started. 👇⁣
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To find out more, DM or contact the Mortgage World Australia team on:

☎️ – 1300 66 12 11
💻 – [email protected]

Address

Girraween, NSW

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+611300661211

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