Rustik Realty

Rustik Realty Property Made Simple. We are a boutique real estate agency offering customised solutions. We are a boutique real estate agency of hard working professionals.

As our name suggests, we like to do things in old- fashioned way. We like to meet clients in person to discuss their requirements and to provide the best solutions. We are passionate about delivering the very highest level of service to our clients. We help you in your journey to buy your home or invest in property right from our first meeting until settlement and beyond. Led by Raj, our team of p

rofessionals consists of property consultants and property investment strategists. We have a multi-cultural team and are fluent in several languages besides English. Our mission is to help our clients in buying or building their dream home or investment property. To guide them in securing a long-term lucrative property investment to secure their financial future.

Borrowing Capacity Changes? New Opportunities in Property InvestmentRecent Federal Budget updates may impact borrowing c...
25/05/2026

Borrowing Capacity Changes? New Opportunities in Property Investment

Recent Federal Budget updates may impact borrowing capacity for some buyers when purchasing existing investment properties.

The good news is that many lenders and policy changes are continuing to support the purchase of new residential property, which may present alternative opportunities for investors.

New properties can also offer benefits such as modern, low-maintenance designs, potential tax advantages (including depreciation benefits and standard investment deductions), and strong rental demand in many growth areas due to ongoing housing shortages.

If you’ve been thinking about investing, now could be a good time to explore whether a new property strategy suits your goals.

I can support you through the full process—from property selection and finance introduction through to settlement and ongoing rental support once complete.

📞 Feel free to reach out anytime for a chat about your options.

The property investment game in Australia is changing — and it’s changing in favour of NEW property.Under the proposed L...
18/05/2026

The property investment game in Australia is changing — and it’s changing in favour of NEW property.

Under the proposed Labor Government changes, investors buying existing properties may lose access to key tax benefits like:

• Negative gearing
• The 50% Capital Gains Tax discount

That means if an existing investment property is running at a loss, investors may no longer be able to offset that loss against their taxable income. When selling, they may also face significantly higher capital gains tax.

But NEW property builds are a different story.

Investors purchasing NEW properties are expected to still retain:

✔ Negative gearing benefits
✔ Depreciation benefits
✔ Access to the 50% CGT discount
✔ The option to choose between the traditional CGT discount or the new inflation-based CGT calculation

These changes are proposed to apply to capital gains made after 1 July 2027.

This could make new property one of the most tax-effective ways to build wealth moving forward.

As property investors ourselves, we understand the process firsthand. We help clients find quality new property opportunities and guide them through every stage — from finance to property management once completed.

If you’ve been thinking about investing, now is the time to understand how these changes could impact your strategy.

Message me if you’d like to explore some great new investment opportunities.

STILL RENTING IN SOUTH EAST QUEENSLAND?You may be able to buy a new home sooner than you think through the Government He...
10/05/2026

STILL RENTING IN SOUTH EAST QUEENSLAND?

You may be able to buy a new home sooner than you think through the Government Help to Buy Scheme QLD.

Eligible buyers may access:
✔ Up to 40% government contribution
✔ New homes up to $1M
✔ Lower loan requirements
✔ Repayments that may be comparable to renting

You may be eligible if:
• Single income under $100K
• Couple or single parent income under $160K
• Australian citizen
• Looking to owner-occupy

Many renters are surprised to discover that home ownership may already be within reach.

This is a private invitation to explore your eligibility and property options across South East Queensland.

Check your eligibility online now

https://rustikrealty.com/help-to-buy-qld/

Interest Rates Are Up… But There’s a 40% Government Equity SchemeHere we go again, another interest rate rise 😬But here’...
05/05/2026

Interest Rates Are Up… But There’s a 40% Government Equity Scheme

Here we go again, another interest rate rise 😬

But here’s something most people don’t realise…

The government could contribute up to 40% towards your home, helping you get into the market sooner with a lower deposit and smaller loan.

In a time when rates are rising, this can make a huge difference.

I’ve put together a list of eligible properties that qualify for this scheme.

If you’ve been thinking about buying but felt priced out, this might be your opportunity.

Send me a message or comment “INFO” and I’ll walk you through how it works.

Thinking about building your new home? Now may be the time to act.Construction costs are expected to rise significantly ...
26/04/2026

Thinking about building your new home? Now may be the time to act.

Construction costs are expected to rise significantly due to global supply pressures and increasing fuel prices, with some builds forecast to increase by up to $87,000.

Rustik Realty currently has strong-value home and land packages available now. Secure your package before further price rises hit the market.

Message us today to explore available opportunities.

Good News for First Home Buyers!The Australian Government’s Help to Buy shared equity scheme is available for the next 4...
21/04/2026

Good News for First Home Buyers!

The Australian Government’s Help to Buy shared equity scheme is available for the next 4 years, with 10,000 places released each year.

✅ Buy with as little as a 2% deposit
✅ No Lenders Mortgage Insurance (LMI)
✅ Government contributes up to 40% for new homes or 30% for existing homes
✅ Smaller loan amounts and lower repayments

This could be a great opportunity to enter the property market sooner with less upfront cost.

If you’d like to check your eligibility or explore suitable properties, feel free to send me a message.

Struggling with borrowing capacity? You’re not alone.Clearance rates have dropped from around 60% to under 50%.  Mainly ...
13/04/2026

Struggling with borrowing capacity? You’re not alone.

Clearance rates have dropped from around 60% to under 50%. Mainly because buyers simply can’t borrow enough to keep up with prices.

But there are still options.

In Queensland, eligible buyers may be able to access government-supported shared equity pathways (such as 40/60 or 30/70 style arrangements), which can reduce the loan amount you need and make home ownership more achievable, even on an average income.

If a bank has told you “no,” it may just mean you need a different strategy, not that you can’t buy.

Book a free “Find Your Home” consultation today
Let’s see what you can actually afford and what options are available right now.

Call to get started or message me directly.

Dreaming of owning your home? With the Help to Buy Scheme, it might be closer than you think!✅ Only 2% deposit✅ 40% gove...
30/03/2026

Dreaming of owning your home? With the Help to Buy Scheme, it might be closer than you think!

✅ Only 2% deposit
✅ 40% government contribution
✅ No rent or interest on the government’s share
✅ Estimated repayments around $3,400/month

At Rustik Realty, we have homes ready across the north and south sides that could be yours with this scheme!

📞 Contact us today to find your perfect property.

Take Advantage of Current Home Buying Opportunities!Interest rates may rise soon, which could reduce your borrowing capa...
24/03/2026

Take Advantage of Current Home Buying Opportunities!

Interest rates may rise soon, which could reduce your borrowing capacity. Now is the perfect time to buy while government incentives are still available!

Message us to discuss your options or explore home & land packages today.

Ever thought property investing was out of reach?Most Australians believe you need hundreds of thousands just to get sta...
17/03/2026

Ever thought property investing was out of reach?

Most Australians believe you need hundreds of thousands just to get started… but that’s not always the case.

There are now ways to own a share in property, earn rental income, and benefit from capital growth — without needing a full deposit.

It’s called fractional property investment, and it’s opening the door for more people to get into the market sooner.

If you’ve been sitting on the sidelines, this could be your way in.

👉 Learn how it works: https://rustikrealty.com/how-to-invest-in-property-with-little-money-in-australia/

The Boost to Buy scheme is helping more Queenslanders purchase their first home sooner.✔ Buy with just a 2% deposit✔ Gov...
09/03/2026

The Boost to Buy scheme is helping more Queenslanders purchase their first home sooner.

✔ Buy with just a 2% deposit
✔ Government equity contribution up to 30% for new homes or 25% for existing homes
✔ Available for homes up to $1 million

Demand has been huge and South East Queensland allocations are already exhausted, with more places expected in early 2026.

If you're planning to buy your first home, it’s worth understanding how this scheme works and preparing early.

Message me if you’d like help exploring your options.

🌐 http://rustikrealty.com/

Address

Gold Coast, QLD

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Website

https://rustikrealty.com/home-and-land-packages-moreton-bay/, https://rustikrealty.com/hom

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