12/05/2026
The Federal Budget has confirmed major changes to property investing.
From 1 July 2027:
• Negative gearing will be limited to new builds
• The 50% CGT discount will be replaced with a new indexation system
• Existing investment properties purchased before tonight’s announcement will be grandfathered
The Government’s goal is clear — push more investor money into new housing supply.
For Queensland, the impact could be significant.
SEQ is already battling low vacancy rates, rising rents and strong population growth. While the policy may reduce competition for some buyers, it could also discourage investment in established rental housing across Brisbane, the Gold Coast and regional Queensland.
That matters because many renters don’t live in brand new estates. They rent established homes close to jobs, schools, transport and lifestyle hubs.
The real housing challenge in Queensland isn’t just investor demand — it’s a lack of supply where people actually need to live.
If supply doesn’t improve fast enough, the risk is simple:
less investor activity, tighter rental markets and even more pressure on rents.