22/05/2026
Take a breath 🩵 Here's my much requested Federal Budget Response...
Since last Tuesday night, I've had so many questions, both personally and professionally, about the Federal Budget and what people should do next. Should they change strategy? Sell? Buy off the plan? Stop investing altogether?
And my honest answer is: please do not make rushed or emotional decisions based on headlines alone.
Because the budget has not even been legislated yet. There is very little detail available at this stage and history tells us that proposed policy and final policy can end up looking very different.
I am not a financial advisor, and neither is a lot of the noise you're hearing online right now, so please seek independent professional advice for your own circumstances. What I will do is share my personal investment philosophy because I think it helps cut through and hopefully my approach will help someone feel more at ease moving forward...
My approach has always been pretty simple: spend less than you earn, trap the surplus, invest it.
And when it comes to what I invest in: I look for genuine value, invest for the long term, buy quality assets, keep debt manageable, maintain cash buffers and try very hard not to make emotional decisions (as hard as that can be when we are dealing with home and heart led business!)
Governments can change tax rules. They cannot change whether a quality asset grows in value over time.
For me, that philosophy has led me toward property. For someone else it might be shares, business or something else entirely. The vehicle matters less than the fundamentals.
Tax planning is absolutely important, but tax outcomes alone have never been the reason I invest. And I think that mindset is what helps me stay calm whenever these announcements happen.
More videos coming on the specific changes. But before any of that, breathe 💛
