23/09/2026
Most people try to eliminate debt.
Sophisticated investors focus on outgrowing it.
Debt isn’t the problem — it’s how you use it.
Example:
Buy a $10M asset with $5M debt (50% LVR).
Instead of aggressively paying it down, you execute a strategy to increase the asset value to $15M–$20M.
Now your LVR drops to 25%… even 20% or lower — without touching the debt.
That’s the shift:
Average investors focus on reducing debt.
Smart investors focus on increasing asset value.
Debt becomes smaller as the asset grows.
If you want to build real wealth, learn how to use leverage the right way — not avoid it.
Check our website to learn more about commercial property strategies and using leverage.
www.propertylions.com.au