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Capital city house prices fall further in August 2026 with no pre-spring lift yet.Median house price down 1.8% this quar...
20/09/2026

Capital city house prices fall further in August 2026 with no pre-spring lift yet.

Median house price down 1.8% this quarter to $1,226,833 nationally.

Unit prices also slipped 1.1% quarterly to $706,226 but rose 2.2% over the year.

Every capital city saw house price falls in August except Darwin (+0.6%).

Sydney and Melbourne fell about 2.1% monthly and 5% annually.

Perth, Brisbane, Hobart, Adelaide, and Darwin continue strong annual gains.

Market drivers: rising interest rates, tax changes, a slowing economy, rising unemployment.

Rental vacancy tightens, pushing rents higher amid housing undersupply.

Uncertainty remains high; buyers should plan carefully and monitor rate changes.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

One client put it simply:"As a first-time investor, I was overwhelmed by the market, but Amit and his team guided me on ...
17/09/2026

One client put it simply:

"As a first-time investor, I was overwhelmed by the market, but Amit and his team guided me on every step. He provided clear, data-driven advice, handled all due diligence and also explained every step of the process. He also supported me in post settlement activities on finding a competent property manager."

That is the kind of buying experience Amit Vishnoi's workspace aims to create: clear, practical and grounded in the client's goals.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

Everyone seems to have become a property expert these days, especially online where anyone can talk a good game.But a co...
13/09/2026

Everyone seems to have become a property expert these days, especially online where anyone can talk a good game.

But a confident tone or big following doesn't equal genuine expertise.

Look for people who've built real wealth over many property cycles, experience you can trust.

Be wary of anyone promising fast, easy, or guaranteed returns, they're likely overselling.

Always ask how your advisor gets paid. Transparency is key to trustworthiness.

New buyers' agents straight out of courses may lack negotiation skills that save you thousands.

Cheaper agents aren't always the cheaper option in the long run.

Follow multiple voices, do your own research, and find advice that fits your unique situation.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

One client put it simply:"I recently bought a property in Melbourne with the help of National Property Consultants, and ...
10/09/2026

One client put it simply:

"I recently bought a property in Melbourne with the help of National Property Consultants, and I had a genuinely great experience! Amit was incredibly helpful and clearly very passionate about getting the best result for us."

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

Growing up with little money pushed me to learn about wealth early on.After decades learning, I want to share 10 honest ...
06/09/2026

Growing up with little money pushed me to learn about wealth early on.
After decades learning, I want to share 10 honest money truths.
From delayed gratification to understanding debt properly.
Why watching the market daily isn't helping your portfolio.
The long view beats short-term noise every time.
Property investing is a process, not an event.
Money helps you gain control, progress, connections, and meaning.
These lessons will guide your smarter investment choices.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

If you're aiming to buy with less than a 20% deposit, Lenders Mortgage Insurance (LMI) is an important cost to understan...
05/09/2026

If you're aiming to buy with less than a 20% deposit, Lenders Mortgage Insurance (LMI) is an important cost to understand. LMI is required when borrowing more than 80% of the property's value, as it protects the lender from higher lending risk. Instead of paying upfront, the LMI cost is added onto your home loan amount, which means you'll pay interest on it over time. This increases your total loan cost. Planning for LMI upfront helps you budget accurately and decide on your best loan structure. Talk to your agent or broker early to explore strategies that could reduce or avoid LMI, such as saving more deposit or loan structuring options. Being ready for LMI means smarter borrowing and less financial surprise as you enter the property market.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

Understanding Loan to Value Ratio (LVR) can make a real difference when buying property.LVR is your loan amount divided ...
05/09/2026

Understanding Loan to Value Ratio (LVR) can make a real difference when buying property.

LVR is your loan amount divided by your property's value, expressed as a percentage.

For example, if your home is valued at $500,000 and you borrow $400,000, your LVR is 80%.

Lenders use LVR to assess risk: the higher the LVR, the riskier the loan.

Keeping your LVR below 80% often means better interest rates and loan terms because you present less risk.

So, putting in a bigger deposit lowers your LVR, improving your borrowing options.

Planning your deposit with LVR in mind can save you money and secure better terms.

Have you checked your LVR and how it affects your loan options?

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

Australia's economy just surprised everyone with 2.1% GDP growth this year, beating expectations.Top financial analysts,...
05/09/2026

Australia's economy just surprised everyone with 2.1% GDP growth this year, beating expectations.

Top financial analysts, including TD Securities, now forecast a 25 basis point rate hike could come as soon as the September meeting.

The Commonwealth Bank also points to a probable November hike, with a September increase still very possible.

If rates rise, a typical home loan of $600,000 could cost $92 more a month, stacking up to an extra $364 monthly in 2026.

What's driving this? Resilient consumer spending, wage rises of about 1.5%, and a 10.3% jump in new car sales, especially electric vehicles.

RBA Governor Michele Bullock faces increasing pressure amid this economic surprise.

How prepared are you for a rate increase hitting your repayments soon?

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

04/09/2026

Negative equity means owing more on your mortgage than your home's current market value.
Currently, less than 1% of Australian households face this issue.
Even a 20% price drop would leave only about 5% of owners in negative equity, says the Reserve Bank.
Cities like Sydney and Melbourne recently saw home values fall 3-4% in a quarter; national prices dropped about 2%.
Imagine a buyer who borrowed 95% for a $1 million home; a 10% price drop could mean owing more than the home's value if they sell quickly.
Lender mortgage insurance protects banks, not borrowers, so shortfalls must still be repaid by homeowners.
New buyers who purchased near the peak and need to sell suddenly are the most at risk.
However, the average home holding period in Australia is 8 to 10 years, reducing negative equity risks over time.
Strong demand and limited supply suggest prices will bounce back after downturns.
Major market crashes are unlikely soon given current economic growth forecasts.
If worried, check your deposit size and loan-to-value ratio to manage your risks.
Plan for the long term rather than reacting to short-term price moves.
Forced sales increase your risk, so having financial buffers is crucial.
Ask yourself: could you hold your property if prices dip significantly?
Stay informed about market trends and loan conditions to avoid surprises.
By preparing well, you don't need to lose sleep over negative equity.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

03/09/2026

68,000 new homes planned in Lower Hunter corridor over 20-40 years.
The plan covers Maitland (35,000 homes), Cessnock (26,000), and Singleton (7,000).
Housing mix: 58% low-density, 25% medium, 11% high-density dwellings.
Development will start with detached houses, staging townhouses and apartments near transport later.
Transit-oriented development includes existing and potential new rail stations.
Infrastructure plans include schools, parks, employment land, and environmental protections.
Experts see it as crucial to NSW housing supply and regional growth plans.
Public feedback on the draft structure plan is open until October 6.

If you'd like help with your property investment journey, DM National Property Consultant and we can point you in the right direction.

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