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Latest property market update | Personalised investment planning

18/06/2026

🏡 RBA keeps rates on hold at 4.35% — here’s what that actually means for buyers right now.

Big news from the Reserve Bank earlier this week, but honestly, the interest rate decision isn’t the thing I’m most focused on.

What’s been quietly reshaping the market is the Federal Budget change announced in May — and it’s already affecting how much people can borrow.

Here’s the short version:

🔴 Established (second-hand) investment properties purchased after 12 May 2026 — negative gearing may no longer be considered in lending assessments, potentially reducing borrowing capacity.

🟢 New builds — negative gearing and existing CGT concessions may continue to apply.

Because of these policy changes, lenders such as Macquarie and ING have already adjusted their lending calculators. For some buyers, borrowing capacity may be reduced even if their income and financial position remain unchanged.

So if you’ve been weighing up your options, now is a good time to have a proper conversation — not to rush into anything, but to make sure your strategy still aligns with the changing market conditions.

13/06/2026

Have You Claimed Your Victorian Rego Rebate Yet?

If your vehicle is registered under a personal name, you may be eligible for the Victorian Government's Registration Rebate!

✅ Up to 2 vehicles per household
✅ Vehicle must be registered in an individual's name
✅ Application closes on 31 July 2026

With the cost of living still a challenge for many households, this is a simple way to put some money back in your pocket.

Don't leave it until the last minute — check your eligibility and submit your application before the deadline.

📅 Deadline: 31 July 2026

11/06/2026

📊 Melbourne Property Market Update | June 2026
According to the latest Cotality Housing Chart Pack, Melbourne remains one of the Australia’s softer property markets, continuing to ease as higher interest rates, affordability pressures and cautious buyer’s demand.
While Melbourne and Sydney are still leading the market slowdown, several other capital cities continue to record stronger growth. However, these conditions are creating opportunities for both buyers and long-term investors in Melbourne.
Melbourne's key fundamentals remain strong:
• Population growth continues to support long-term housing demand
• Improved affordability compared to other major capitals
• Strong infrastructure investment across key growth corridors
• More balanced market conditions creating better buying opportunities
For buyers, reduced competition and increased housing supply are providing more choice and stronger negotiating power. For investors, current market conditions may present an opportunity to secure quality assets before the next growth cycle begins.
While short-term market conditions remain cautious, Melbourne's long-term growth story remains firmly intact.
Thinking about buying, investing, or selling in Melbourne?
Reach out for a personalised market update and strategy discussion.🤝

Source: Cotality Monthly Chart Pack

09/06/2026

Finally watched the movie I’ve been waiting for!✨
Spent the Friday night with my girlfriend enjoying a relaxing movie night with bubbles after a busy week.
Good movie, good company, and a quiet night together, that’s something all you need to recharge before the weekend.💪🏻

02/06/2026

More Than Just Negative Gearing — A Housing Supply Issue
I’ve been following the recent discussions around proposed negative gearing and CGT reforms in Australia, including Pauline Hanson’s proposal to limit negative gearing benefits to two investment properties per person.
Housing affordability is clearly becoming a growing challenge for many Australians, especially first-home buyers. In my view, the bigger issue remains housing supply.
While investors are often blamed for rising property prices, but they also provide a significant portion of Australia’s rental housing. If investment policies become too restrictive, it could reduce rental supply and place even more pressure on rents.
I believe a balanced approach is needed:
* Encourage more housing construction
* Support first-home buyers
* Maintain confidence for long-term investors
* Focus on increasing overall housing supply
Whether people agree or disagree with these proposed reforms, one thing is certain that Australia’s property and taxation policies are becoming one of the biggest conversations shaping our future economy.

What are your thoughts?

Source references: News.com.au

01/06/2026

🚨 Could your borrowing power be changing?

Recent policy changes following the 2026 Federal Budget may impact how banks assess investment property loans.

For some buyers, borrowing capacity could be reduced, particularly when purchasing established investment properties. Meanwhile, certain benefits may still apply to new builds.

Understanding these changes early could make a significant difference to your next investment decision.

If you're planning your next property purchase in Victoria, now is the time to review your strategy.

📩 Feel free to reach out if you'd like to discuss how these changes may affect your plans.

31/05/2026

A Peaceful Sunday Walk in Camberwell ☀️

Sometimes we don’t realise how much we miss simply being outdoors until we slow down and enjoy moments like this.😊

A relaxing Sunday walk around Camberwell — with the gentle breeze through the trees, children laughing in the parks, dogs happily running around, and locals enjoying a game of footy on the oval — reminds you how special Melbourne mornings can be.

There’s something comforting about the slower pace on a Sunday. Families spending time together, neighbours out for a walk, and everyone just enjoying the fresh air before another busy week begins.

Simple moments like these are often the most meaningful.🤝

30/05/2026

🚨 Investor borrowing power is changing fast.
I recently watched a report on Channel 9 News that really caught my attention.
What used to be a $950K borrowing capacity could now be closer to $850K after the latest Federal Budget announcement on 12 May 2026.
Major banks like Macquarie, Westpac & NAB are already adjusting lending policies.
If you’re buying an established investment property, negative gearing benefits may no longer be counted towards your borrowing assessment.

That’s potentially a $100,000 drop in buying power. 📉
But here’s the interesting part 👇
Brand new properties may still qualify for:
✔️ Negative gearing benefits
✔️ Better borrowing assessments
✔️ Existing CGT treatment options
This could become a major shift for property investors moving forward.

If you’re planning your next investment in Victoria, now is the time to understand how these policy changes may affect your strategy.
The market is changing quickly, and understanding the numbers behind the headlines has never been more important.🤝

29/05/2026

Looking for a Weekend Escape?
A slow and relaxing escape to Mornington Peninsula ☀️
From hot springs to winery afternoons and sunset bubbles, it’s the perfect place to unwind and enjoy the beauty of Victoria.

Sometimes the best lifestyle moments are the simplest ones 🍷✨

27/05/2026

6 Gilmour Road, Camberwell 🏡

A thoughtfully designed 3-storey townhouse tucked away from the main street, offering both privacy and security within a peaceful residential estate.

Enjoy spacious interiors, a versatile multi-function room, and private outdoor spaces designed for everyday living. Residents can also enjoy shared open areas, including a basketball space and relaxing seating areas beneath the trees 🌿

✔️ Exclusive residents-only access
✔️ CCTV monitored common areas
✔️ Well-connected Camberwell location

Private inspections available — contact me today to arrange your viewing.

Address

U8, 197-199 Springvale Road, Nunawading
Melbourne, VIC
3131

Website

http://www.nexconhomes.com.au/

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