29/08/2026
📘 Why We Steer Our Clients Toward New Builds — The Numbers Back It Up
We get asked constantly whether established property is still worth it. Here's the honest breakdown, and why our answer keeps landing on new builds.
1. Tax treatment — new builds win outright.
Full Division 40 + Division 43 depreciation means $12,000–$18,000 in year-one deductions on a $600k property, versus roughly half that on an established home. And as of the 2026 Federal Budget, established properties bought after 12 May 2026 lose negative gearing against salary income entirely from July 2027. New builds keep it. Full stop.
2. Risk and certainty — new builds, done right, remove the guesswork.
No competing with old wiring, hidden maintenance, or body corporate surprises. A house-and-land package in a growth corridor comes with fixed pricing, warranty coverage, and a known product from day one.
3. Growth potential — this is where new builds are catching up fast.
Yes, established property has leaned on land value historically. But undersupplied growth corridors are exactly where population growth and new infrastructure are landing right now — and buyers who get in early on land value in these areas are positioned for the next decade, not competing for scraps in an overpriced, ageing established market.
💡 Two major tax levers just shifted decisively toward new builds. Combined with lower maintenance risk and full control over quality from the ground up, it's an easy case to make.
Contact my team directly! We're here to help you find the right Melbourne property strategy.
WhatsApp us here: https://wa.me/61468175628
Learn more at www.simplywealthgroup.com.au