Enlighten Finance by A Rubel - Property, Lending & Finance Specialist

29/09/2026

📈 Your bank will pass this on within days. A better deal won't arrive the same way.

The RBA lifted the cash rate to 4.60% this afternoon — up 0.25%, the fourth rise this year and the highest level since 2011.

If you're on a variable rate, your lender will almost certainly move. Most pass on the full increase, and most do it quickly. What they don't do is call to tell you there's a sharper option available.

That's the part worth acting on.

I've been broking for 17 years and have access to more than 40 lenders. I'll look at where you're sitting now and tell you honestly whether moving is worth it. Sometimes it isn't, and I'll say so.

A few things worth checking before your next repayment:

🏡 What rate you're actually on today
🔍 Whether your lender has already repriced
🔑 What your loan-to-value ratio looks like now
⚙️ Whether fixing part of the loan makes sense for you

📋 Book a free, no-obligation home loan review — no cost, no pressure.

📞 0433 199 363
🌐 www.enlightenfinance.com.au
Abdullah Rubel
Director & Finance Broker, Enlighten Finance
T&Cs apply. Subject to lender credit assessment. ACL 383467

13/09/2026

☎️ Your bank is not going to call you and offer a better rate. Most people set their loan up once and never look at it again. Meanwhile rates move, your circumstances change, and the deal that suited you three years ago may not be the sharpest one available to you today. Lenders rarely volunteer a better rate to existing customers — but they compete hard for new ones.

That gap is where a broker earns their keep.

I've been in finance broking for 17 years and have access to more than 40 lenders. I'll look at your current position honestly and tell you whether moving is worth it. Sometimes the answer is no, and I'll say so.

What I can help with:

🏡 Home Loans
💰 Refinancing
📈 Investment Loans
🔑 First Home Buyer
⚙️ Asset Finance
🚗 Car Loans
🏢 Commercial Loans
🏦 SMSF Lending

📋 Book a free, no-obligation home loan review — no cost, no pressure.

Abdullah Rubel
Director & Finance Broker,
Enlighten Finance

📞 0433 199 363
🌐 www.enlightenfinance.com.au/contact/

T&Cs apply. Subject to lender credit assessment. ACL 383467

27/08/2026

🏠 How is your state performing?

Property values across Australia — July 2026.

Some markets are booming 📈 others cooling 📉

Curious what your home is worth in today's market?

💬 DM me for a free property assessment!

📞 0433 199 363
🌐 www.enlightenfinance.com.au

26/08/2026

🚗 Thinking about buying a car?

Australia just had its biggest July EVER for
new vehicle deliveries — 103,656 cars in one month!

With 17+ years experience and 40+ lenders,
I'll find the right deal for you.

🏢 ABN holder? Low Doc finance available.
💼 PAYG employee? Fast, simple approval.
⚡ Going electric? EV loans covered too.

💬 Comment "CAR" or DM me to get started!

📞 0433 199 363
🌐 www.enlightenfinance.com.au

*Subject to lender criteria & credit assessment.
Not financial advice.

11/08/2026

✅ RBA Holds — Cash Rate Stays at 4.35%

Great news for mortgage holders! The Reserve Bank has held rates for the second consecutive meeting.

With inflation easing to 3.8%, the pressure is starting to lift — and rate cuts could be on the horizon from 2027.

But here's the thing — even with rates on hold, many Australians are still overpaying on their home loan.

Now is the perfect time for a free rate review. With 40+ lenders on my panel, I can find you a better deal today — completely FREE.

💬 Comment "REVIEW" or send me a DM!

📞 0433 199 363
🌐 www.enlightenfinance.com.au

31/07/2026

⚠️ SMSF Holders — Your Window Is Closing Fast!

From 10 August 2026, new residential property
purchases through your SMSF using borrowings
will no longer be permitted under new legislation.

The good news?

If you sign a contract BEFORE 10 August 2026,
you are fully protected — even if settlement
happens after that date.

Here's what you need to do NOW:

1️⃣ Confirm your SMSF is established
2️⃣ Get your bare trust structure in place
3️⃣ Exchange contracts before 10 August 2026
4️⃣ Secure finance approval — pipelines are filling fast

Need help with an accountant or conveyancer?
Our in-house team can assist you every step
of the way.

Time is limited. Let's have a free, confidential
chat today and make sure you don't miss this
opportunity.

📞 0433 199 363
🌐 www.enlightenfinance.com.au

💬 DM me or comment below — I'm here to help!

*General information only. Not financial or SMSF
advice. Please consult your licensed SMSF adviser.

09/07/2026

🏦 Lenders Update — What's new this week!

✅ ME Bank — $3,000 Refinance Cashback
✅ AMP — Master Limit for Investors
✅ Thinktank — SMSF Lending Opportunities
✅ Allianz — 90 Days Free Insurance Cover
✅ BOQ — 100% Finance for Health Professionals

Want to know how these updates could benefit YOU?

💬 Comment below or send me a DM — it's FREE!

📞 0433 199 363
🌐 www.enlightenfinance.com.au

16/06/2026

📢 June RBA Announcement: Rates Remain Unchanged! 📢

The RBA has held the official cash rate steady at 4.35% at today’s meeting.

While it's a welcome pause after a tight start to 2026, the Board has signaled they will remain vigilant on inflation, meaning future hikes are still possible later this year.

Stability means it’s the perfect time to review. Are you currently getting the best deal on your home loan?

Let’s check! Reach out to the team at Enlighten Finance, and we’ll do the heavy lifting to compare your options across 30+ lenders.

📧 [email protected]
📞0433 199 363
🌐 enlightenfinance.com.au

11/06/2026

🚗 Ready for a new car before EOFY? If you're an ABN holder, self-employed, or a business owner, now is the perfect time to upgrade your vehicle and maximize your tax benefits before June 30!

At Enlighten Finance, we specialize in flexible finance solutions tailored specifically to your business needs.

☀️ Why choose our EOFY Special?
🔹 No or Minimal Income Documents required
🔹 Fast Approval to get you moving quickly
🔹 New & Used Vehicles covered
🔹 Self-Employed & Business Owners welcome!

Don't let the EOFY rush catch you off guard. Let us handle the heavy lifting so you can get behind the wheel sooner.

📲 Send us a message today or comment below to check your eligibility!

20/05/2026

🏠 Budget 2026–27: What It Means for Property Investors
The federal budget just changed the rules on negative gearing and capital gains tax. If you own — or are thinking of buying — an investment property, you need to read this.
👇 Full breakdown here:

The 2026-27 federal budget has changed negative gearing and CGT rules for property investors. Melbourne mortgage broker Abdullah Rubel explains what it means for you.