Alexander Heifetz - Loan Market

13/06/2026

NAB, Commonwealth Bank predict interest rate relief but mortgage holders face long wait.

Both Australia’s major banks have announced predict much needed rate relief, as slowing GDP growth and cooling economic momentum shift the outlook.

In welcome news for cash-strapped mortgage holders, National Australia Bank predicts the next interest rate will be left on hold in June and August before the central bank starts cutting again.
But households will have to wait until the second quarter in 2027 before they receive some cash rate relief...

Commonwealth Bank economists Trent Saunders and Ashwin Clarke said interest rates will be held until May 2027 when the cutting cycle begins...

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Two of Australia’s major banks predict much needed rate relief, as national growth slows to a crawl.

13/06/2026

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

13/06/2026

What is going on with this property market?
This year we have had three cash rate increases and proposals of some of the biggest changes to property tax we’ve seen for decades. We are also about to find out whether we will get another cash rate increase, or if there will be some more stability with a hold.

So it makes sense that we are seeing signs of the market slowing down.

Here’s the thing.

Everyone has had their borrowing capacity impacted, so you’re not the only one. Loan Market data shows a 21% decrease in investor applications since the federal budget was announced. Property listings are staying in market for longer, giving buyers the chance to evaluate and make smart decisions.

Could this slow down in competition actually give you an edge? It could be worth a chat with us to find out where you stand before you make your next move.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me:

Are you looking for help getting your finance sorted? With over 20 years experience and access to over 60 lenders, Alexander is ready to help - 0421 892 080

13/06/2026

Whether you're ready to upsize into a bigger space or simplify into something smaller, your equity could be doing more work for you.

We help you figure out what you've got and how to use it for your next move, without the guesswork. Send us a DM 💬

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

11/06/2026

If you're trying to buy a home on one income right now, it can feel like it's just you and your audacity against the world.

Finder data shows only 31% of Australian suburbs are affordable on the average single income. That's a genuinely tough market. But it's not a full stop. There are real strategies, from loan structures to government schemes, that are helping solo buyers get in.

Read more here ➡️ https://broker.loanmarket.com.au/alexander-heifetz/blog/how-to-buy-a-property-on-a-single-income/

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

09/06/2026

Getting your first home loan approved can feel like you're taming a fire-breathing creature made entirely of paperwork and confusion.

The good news: the 5% Deposit Scheme and Help to Buy programs exist to make that deposit hurdle a lot less terrifying.

You don't have to figure it all out on your own. Let's tame the beast together.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

05/06/2026

While we fully support doing absolutely nothing productive this weekend, can we suggest one small exception? With EOFY just weeks away, now is a great time to check whether your loan structure is still working for you.

The right setup can make a real difference at tax time and it doesn't take long with us in your corner. Talk to us this week.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

04/06/2026

👉 Labor’s proposed changes appear to target the use of family trusts and bucket companies, which have long been used by business owners, investors and families for tax planning, asset protection and estate planning.

👉 The changes could make distributions from discretionary trusts to corporate beneficiaries far less tax effective from 1 July 2028.

👉 In some cases, the effective tax rate on trust income distributed to a bucket company could reportedly rise to 51 per cent before personal tax, and potentially around 63 per cent once the money is later paid out to individuals.

👉 While the government is framing the measure as a fairness issue, many ordinary business owners, professionals, farmers, property investors and family enterprises could be caught in the net.

👉 Family trusts are often about much more than tax - they can help with asset protection, succession planning, intergenerational wealth transfer and protecting vulnerable beneficiaries.

👉 The real risk is that changing long-established rules could damage confidence, discourage investment and force families into more complex and costly structures.

👉 Anyone with a family trust, bucket company or estate plan built around trust distributions should review their structure with their accountant, lawyer and financial adviser well before the proposed changes take effect.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Read the article below.

There’s an old saying that the easiest tax to sell is one that only applies to “wealthy people.” Most Australians won’t complain too loudly if Canberra...

04/06/2026

How much more can renters take?: Grim predictions renters can no longer afford hikes. As debate rages over landlord tax changes, one expert predicts renters could be forced back into share houses or even home with Mum and Dad due to looming rent rises... There’s a limit to how many more increases landlords can inflict...

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Renters could be forced back into share houses or even home with Mum and Dad due to looming rent rises, with one expert predicting there’s a limit to how many more increases landlords can inflict.

04/06/2026

Australia remains one of the most prosperous nations in the world.
We enjoy a stable political system, abundant natural resources, a relatively strong labour market and living standards many countries would envy. Yet beneath the surface, something important is shifting...

👉 Financial stress is becoming more widespread in Australia, with one in four households now experiencing cashflow problems despite strong employment levels.

👉 Australians are feeling less optimistic about life, with overall life satisfaction steadily declining over the past decade.

👉 Trust in institutions and other people has fallen sharply, weakening the social cohesion that underpins a strong economy and stable society.

👉 Face-to-face social connection has dropped significantly since the pandemic, leaving many Australians feeling more isolated despite constant digital connectivity.

👉 Australia remains resilient, but long-term prosperity will depend on rebuilding trust, strengthening communities and improving financial security for households.

Please do not hesitate to contact me for more information or for any help with your finance needs including purchase of first home, new owner-occupied or investment property, refinance, construction and renovation, personal, business, commercial or car loans.

I work in all Australian states and with clients located overseas (expats, foreigners with Australian Permanent or Temporary Resident Visa).

Talk to me: https://broker.loanmarket.com.au/alexander-heifetz/

Australia remains one of the most prosperous nations in the world. We enjoy a stable political system, abundant natural resources, a relatively strong...