AusPropNet

12/06/2023

On 19th August 2022, Levi John Barnes was born into this world and Narelle, after many year… Jeannie Nove needs your support for Levi & Narelle Need Our Help

06/06/2023

Another rate rise today, which we all agree is out of our control.

Here are 5 things that are in our control!

Are you on the best possible interest rate? It takes one phone call to us to find out. Most borrowers still aren't.
Consolidate higher interest debt such as credit cards, car loans and other leases.
Most borrowers are paying higher interest rates for investment properties. Several lenders offer owner-occupied interest rates if you borrow from them for both your own home and your investments properties. These loans are not cross-collatoralised.
Between us, we can ask your current lender for an interest rate review.
If cash is king for you there are still lenders offering cash backs. However we need to analyse that the long term outcome creates savings for you.

The bottom line is to take action, we are here to assist you in any way we can to reduce your overall interest cost.

It starts with a phone call, so please call me at any time on 0409 02 99 22.

We have been able to save many clients thousands of dollars per annum, but you need to take action today.

01/03/2023

I saw this saying the other day:

"I don't have time" is the adult version of "The dog ate my homework"

To quote another saying, now is not the time to "put your head in the sand!".

It's time to take to action to get through the current rising interest rate environment.

Many borrowers still have options today that may not exist next week or next month.

I urge you to contact us so we can assist you with a plan for the next 12 months after which time experts are saying interest rates will start falling again.

The very best option for you may be to; refinance to a lower rate, convert to interest only if possible and if applicable claim a cashback from the lender.

Remember, as I've said on many occasions, lenders provide their best rates for new borrowers.

Now is not the time to be "too busy", make time for yourself right now to ensure the next 12 months is as stress free as possible.

18/01/2023

Are you stressed about rising interest rates resulting in higher repayments?

Ask yourself this question; "have I done everything I can in my control to improve my financial situation?"

You can't control what the Reserve Bank and lenders do!

However here are 7 things you can do that are in your control:

1. Review your interest rate, most borrowers are still paying more than they have to. Re-finance to a better deal.

2. If the loan is suitable get a cashback, a reward for taking the time to re-finance.

3. Get rid of bad debt (credit cards, car loans etc.) by consolidating into your home loan.

4. Create a Fighting Fund to top up repayments until interest rates come down.

5. Review all insurance policies and utility bills to ensure you are on the best deal.

6. If your loan has a low LVR (Loan to Value Ratio) and you are paying Principle and Interest ask your lender to revert to Interest Only for 12 months.

7. As a last resort ask your lender for a payment holiday under hardship provisions.

The bottom line is there are things you can do and we are here to help.

Feel free to give us a call any time to brainstorm some ideas.

"Control the controllables"

15/01/2023

Inspiring and humorous, 10 minutes well spent.

Legendary college football coach Lou Holtz share with us the 3 rules you have to follow to have a successful life ! (and it's not complicated)Feel free to su...

27/12/2022

Thank you Andrew and Monica for the fantastic review.

A team of Professionals making re-finance easy for you!
To be honest, anything bank related is not our cup of tea. All we wanted is a broker who would look after our best interests, and make the re-finance process as easy as possible. Big thanks to Greg, Aaron, Maggie and the Onyx team for doing just that. Nothing was too hard for them, and all in all, we couldn't be happier with the outcome.

Andrew F & Monica S
Refinanced Loan

19/12/2022

Fantastic Service, Pleasant to deal with, Very Informative
Greg & the team at Onyx Finance were excellent to deal with.
My wife & I successfully purchased our first home with great ease thanks to the assistance & guidance of Greg & his team.

They all took the time to ensure that we were well informed about every process in purchasing our first home & to assist us with making sure all of the required assisting documents were present.

The team are very approachable, with a large wealth of knowledge of the market & industry of which we were able to take full advantage of all the first home buying schemes/programs available. They also went through multiple lenders to ensure that we got the best finance for our unique situation.

I strongly recommend Onyx Finance to anyone, & look forward to continue to do business with them in future.

05/12/2022

Highly professional and incredibly personable team
As first timers entering the investment market, we had little understanding of the processes and potential complications that can be involved when navigating the market. From understanding where to invest, what to build and who to finance through, we really did not have a clue. We were directed to speak to Greg and the team through friends who had a number of investment properties purchased with the guidance of Onyx. Right from the start, Greg explained how it all worked, layed out some options and guided us through each step. We found the Onyx team to be highy professional, incredibly informative and knowledgable about all aspects of finance and the market. Their availability and communication was outstanding, we were never left waiting for calls or wondering what was happening next. There were frequent phone calls, emails and video calls all throughout the process to provide us with information, support and guidance. Our first investment property has just settled and we are excited for the next steps. Both my husband and I would recommend for anyone looking to enter the investment market to give Greg a call at Onyx.

20/10/2022

Did you know that most banks now bribe you with cash to refinance your loan. So not only do they pay you for your trouble but most likely you'll get a better deal by switching. Call me today on 0409 02 99 22 and we'll crunch the numbers.

12/08/2022

Sandown Raceway: $3.5 billion, 7,500 new homes, but safe until 2027 and heritage listed, but what does it all mean? We unravel the latest facts in this deep dive.

CIRCUIT FEATURE > https://bit.ly/sandown-development