DreamQi Financial Pty Ltd

DreamQi Financial Pty Ltd Welcome to DreamQi Financial, your trusted partner on the path to homeownership and financial success.

Nestled in the vibrant city of Melbourne, we are a premier mortgage company dedicated to turning dreams into reality.

19/09/2026

Good to know: a pre-approval is NOT a guarantee ⚠️

It’s the lender saying ‘based on what we’ve seen, you look good.’ The full yes comes after they check the property and re-check your details. So keep things steady in between — no big new purchases, and avoid changing jobs if you can.

👉 Comment ‘PREAPPROVAL’ and I’ll explain what yours actually covers.

General info only, not credit advice.

16/09/2026

"Your money isn't disappearing. It's being split 4 ways. 💸

Home loan. Credit card. Car loan. Personal loan. Each feels fine on its own — but together the high-interest ones quietly drain $300–$500 every month.

Rolling them into one loan, one repayment, often a lower rate, can hand that cashflow back. Done wrong it costs more though — so it's not for everyone.

👉 Comment ""CASHFLOW"" and I'll take an honest look at your numbers — free, no pressure.

Which of the 4 is hurting you most? 👇

General info only, not credit advice."

15/09/2026

Honest question — when did you LAST compare your home loan rate to what's out there? 👀 If it's 'more than a year ago', there's a real chance you're paying the lazy tax. Banks save their sharpest rates for NEW customers. Comment REFI for a free check. General information only — not personal credit advice.

14/09/2026

Offset, redraw, refinance — people mix these up constantly 💸 Offset: savings linked to your loan. Redraw: your extra repayments. Refinance: reset the whole deal. Using the wrong one for your goal is a quiet, costly mistake. Comment EQUITY and I'll match the right one. General information only — not personal credit advice.

13/09/2026

10 quiet minutes this Sunday could save you thousands ☕ Check 3 things: your rate vs today's market, any high-interest debt outside the loan, and whether your features still fit. Comment CHECK and I'll send the review checklist. General information only — not personal credit advice.

11/09/2026

Fixed, variable or split? 🤔 There's no universal right answer — it depends on your next 1-2 years. Fixed = certainty. Variable = flexibility + the upside if rates fall. Split hedges both (and it's underused). Comment your pick 👇 Comment SPLIT and I'll tailor it. General information only — not personal credit advice.

10/09/2026

"Self-employed and made to feel a home loan is out of reach? You're not stuck 💪 The big banks love neat PAYG payslips — but specialist lenders assess your ACTUAL financials. I've had clients declined by their own bank approved elsewhere in weeks. Comment SELFEMPLOYED for an honest second opinion. General information only — not personal credit advice.

"

"The bank's number isn't the final number 👀 The same borrower can get tens of thousands of difference between lenders — ...
08/09/2026

"The bank's number isn't the final number 👀 The same borrower can get tens of thousands of difference between lenders — they weigh income, debts and living costs differently. Structure and lender choice move it. Comment BORROW and I'll explain what lenders actually look at. General information only — not personal credit advice.

"

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for ...
06/09/2026

"Happy Father's Day to the dads working hard for their family's future 🙌 Whether it's the first home, an investment for the kids, or just more breathing room in the budget — every step counts. If you're a dad with a money goal this year, we're here to help map it. Comment DAD or DM us anytime. General information only — not personal credit advice.

"

06/09/2026

POV: it's Spring's in the air, and you're at your third open home 🏡 Inspections are fun — but walking in WITHOUT knowing your budget is how people fall for a place they can't fund. Get your number first. Comment SPRING for the checklist. General information only — not personal credit advice.

"

Address

Melbourne, VIC

Opening Hours

Monday 7:30am - 9pm
Tuesday 7:30am - 9pm
Wednesday 7:30am - 9pm
Thursday 7:30am - 9pm
Friday 7:30am - 9pm
Saturday 8am - 6pm

Telephone

+61416744773

Website

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