27/01/2026
First-home buyers are rewriting the rulebook
The story of Brisbane siblings Max and Anja Steven shows how co-ownership, discipline and shared goals can make buying a first home possible.
Treating their home like a shared business asset, their approach highlights:
✔️ the power of shared goals
✔️ honest communication
✔️ and having the right legal structures in place
It’s not without risks - but for some first-home buyers, especially siblings or close friends, co-ownership could be a stepping stone worth considering.
Full article (subscriber only) https://www.afr.com/wealth/personal-finance/how-these-uni-students-defied-the-affordability-crisis-to-buy-property-20251121-p5nhdg
By Jessica Penn, Financial Review , 27 January 2026
Co-operty
The siblings are joint owners of a Brisbane flat. How they got there is a masterclass in discipline and the use of co-ownership to build early wealth.