McLean Home Loans

McLean Home Loans Helping Australians since 2021 with more than finance - creating security, freedom & possibility. Your Dream. Our Commitment. It’s your dream—and our commitment.

Multi award-winning Adelaide brokers with 400+ 5-star reviews, committed to making every journey simple, personal & stress-free. At McLean Home Loans, we specialise in delivering tailored lending solutions with clarity, efficiency, and care. Whether you’re a first home buyer, a time-poor professional, refinancing for a better deal, or looking to invest, we’re here to simplify the process and guide

you every step of the way. Our team is known for its dependable service, attention to detail, and genuine commitment to client outcomes. We bring humility, passion, and perseverance to every interaction—working hard behind the scenes so you can move forward with confidence. Because at McLean Home Loans, it’s never just a loan. Home loans, Personal loans, FHB, Refinancing, Investment loans, Construction loans, Car loans, Asset finance, Commercial/business loans

Get started: https://applynow.finance/32373/mclean-home-loans/086fa268-ef3d-4c98-99a0-05fc842c6d81 #/get-started

01/06/2026

Aaron says one of the biggest things holding people back from buying property is waiting for the “perfect time.”

But real certainty doesn’t come from timing the market — it comes from understanding your own position and having a clear plan.

A simple conversation can often be the difference between feeling stuck and knowing exactly what your next step is.

Book a call with Aaron:
🗓️ https://calendly.com/aaron-mcleanhomeloans/discoverycall

30/05/2026

Behind the scenes at McLean Home Loans 👀

We’ve got heaps of content coming your way, from the loan process to the people behind it all. Keep an eye out 👏

With interest rates and repayments continuing to rise, and the cost of living putting pressure on household budgets, fin...
27/05/2026

With interest rates and repayments continuing to rise, and the cost of living putting pressure on household budgets, finding ways to ease financial strain is more important than ever.

Being on the right product and a competitive rate could help reduce your mortgage repayments, and consolidating higher-interest debts may free up valuable cash flow each month.

Small changes can make a big difference when it comes to managing the cost of living.

When it comes to finding the right home loan, having someone who genuinely cares makes all the difference.Jake is known ...
25/05/2026

When it comes to finding the right home loan, having someone who genuinely cares makes all the difference.

Jake is known for going above and beyond for his clients - taking the time to understand your situation, explain your options clearly, and support you every step of the way.

If you’re looking for someone who’s in your corner, you’re in good hands.

Book an appointment with Jake today: https://calendly.com/jake-524/discoverycall

20/05/2026

Negotiating a better interest rate with your bank isn’t a quick win, it takes time, persistence, and knowing exactly what to ask for.

That’s where we come in.

At McLean Home Loans, we handle the negotiation process for you - working to secure a sharper rate and comparing your loan against the wider market to make sure you’re not paying more than you should.

Save yourself the time and let us do the heavy lifting.

Reach out to McLean Home Loans, we’d love to help

Aaron was the McLean MVP last quarter. McLean Values PersonifiedIt’s for the person who leads by example, lives our valu...
18/05/2026

Aaron was the McLean MVP last quarter.

McLean Values Personified
It’s for the person who leads by example, lives our values day in and day out, lifts the standard for everyone around them, and plays a key role in making this a better place to work - for our team and our clients.

This is voted by our team. Some of the comments made about Aaron were:
- Multiple PB's throughout the quarter
- Consistently hard worker and amazing work ethic
- Always willing and offering to help out others within the team whenever required
- Calm, consistent, and measured - an amazing team member to be around

The Federal Budget included proposed changes to both Capital Gains Tax (CGT) and Negative Gearing.There’s already a lot ...
17/05/2026

The Federal Budget included proposed changes to both Capital Gains Tax (CGT) and Negative Gearing.

There’s already a lot of noise online, so here’s our simple interpretation in plain English 👇

🏡 CAPITAL GAINS TAX (CGT)

Current Rules:
Assets held longer than 12 months currently receive a 50% CGT discount when sold.

Proposed Changes:
• Assets sold up to 30/06/2027 remain under current rules.
• From 01/07/2027, a new indexed model is proposed.
• This would effectively create a minimum 30% taxable portion of the net gain.
• Applies to CGT events moving forward.

Important:
• Existing assets are included.
• Gains made before 01/07/2027 would use current rules.
• Gains after that date would fall under the new model.

🚧 NEW BUILD EXEMPTION
Proposed exemptions include:
• Buying off the plan
• Buying land and building

Owners may be able to choose between:
• The current 50% CGT discount, or
• The new indexed model.

🏘️ NEGATIVE GEARING

Current Rules:
Investment property losses can currently reduce personal taxable income.

Proposed Changes:
• Existing investment properties are unaffected.
• This includes contracts signed on or before 12/05/2026, even if not settled.
• Current negative gearing rules continue for these properties.

For contracts signed from 13/05/2026:
• Negative gearing would no longer apply from 01/07/2027.
• Interest, depreciation and expenses remain claimable.
• Rental losses can still offset rental income.
• Losses would no longer reduce personal taxable income.

Unused losses could be carried forward and later offset:
• Future rental profits, and/or
• Future capital gains.

🚧 NEW BUILD EXEMPTION
New builds are also proposed to remain exempt from these negative gearing changes.

These are proposed changes only and are simply our interpretation in plain English — not financial or tax advice.

Speak with your accountant or financial adviser before making decisions.

What are your thoughts? Will these changes improve housing affordability and help more first-home buyers enter the market?

EOFY is just around the corner, and for many businesses, it’s not just about last-minute purchases.With the new Payday S...
14/05/2026

EOFY is just around the corner, and for many businesses, it’s not just about last-minute purchases.

With the new Payday Super changes coming into effect from 1 July, Super will need to be paid with every pay cycle instead of quarterly, meaning less flexibility and tighter cashflow management.

For businesses that have relied on that quarterly buffer, this shift could create real pressure in the lead-up to the new financial year.

Now is the time to:
✔️ Review your cash flow
✔️ Plan any EOFY investments carefully
✔️ Make sure you’re set up for the transition

If you think these changes might impact your business, it could be worth exploring your funding options early.

12/05/2026

Working FIFO and changing jobs regularly doesn’t automatically rule you out of getting a home loan, but it does need to be structured the right way.

Lenders look at your situation differently, so having the right approach can make all the difference.

Jake understands how to navigate this and can help you put your best foot forward.

Book a call with Jake:
https://calendly.com/jake-524/discoverycall

Address

5/959 North East Road
Adelaide, SA
5092

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am

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