Ray White South West Central

Ray White South West Central The heart of a local team, backed by Australia's #1 real estate group Your local leading real estate agent in Nannup, the center of the South West.

How to use 5% deposit scheme as a first home buyer?👇1️⃣ Check your eligibilityAre you a first-time buyer and an Australi...
17/10/2025

How to use 5% deposit scheme as a first home buyer?👇

1️⃣ Check your eligibility
Are you a first-time buyer and an Australian citizen or permanent resident? You can buy with a friend, partner or family member as long as they haven’t owned property in the last 10 years.

2️⃣ Work out your finances
Remember there are other upfront costs (stamp duty, inspections, legal fees, moving). A smaller deposit means a bigger loan, so build a buffer for repayments and surprises.

3️⃣ Find a mortgage broker
A broker will help you compare the 30+ participating lenders and choose the right option. Our partners at are a great place to start.

4️⃣ Get pre-approval
Collect payslips, ATO notices, ID and proof of savings, then get pre-approved so you can move quickly when you see the right place.

5️⃣ Start watching the market now
You don’t have to wait, browse listings, talk to your local Ray White agent for suburb intel, and research price trends on https://ow.ly/nqJt50Xcbpu.

6️⃣ Be ready to act fast
Demand will rise, have your docs and pre-approval ready so you can jump when the right property appears.

Find out more about the 5% deposit scheme here: https://ow.ly/z0On50Xcbpt

13/10/2025

The first-home buyer scheme is now live as of 1 October 🏡

Big win for first-home buyers, the expanded Home Guarantee Scheme is officially in play, helping more Australians break into the market sooner.

Here’s what it means:
✅ 5% deposit on a home
✅ No Lenders Mortgage Insurance
✅ Faster access to the property market
✅ Lower upfront costs
✅ Higher property price caps to reflect today’s market
✅ More choice in where you can buy

For example, a Brisbane buyer could now secure a $1 million home with $50k down, saving around $42,000 in LMI and cutting years off the time it takes to save.

With income caps and limits on places removed, this is one of the most accessible versions of the scheme yet.

Find out more about the scheme here: https://ow.ly/6y2E50X7xvu

The Home Guarantee Scheme is making it easier for first-home buyers to get into the market! Loan Market AustraliaIt give...
10/10/2025

The Home Guarantee Scheme is making it easier for first-home buyers to get into the market! Loan Market Australia

It gives first-home buyers a chance to get on the property ladder, especially as affordable housing prices continue to rise faster than the average property market.

For eligible first-home buyers, the scheme allows for the purchase of a home with a deposit as low as 5%, while removing the need for Lenders Mortgage Insurance. This makes entry into the market significantly more accessible.

Comment below 'HOME' if you want to know how this government scheme aligns with your property goals.

08/10/2025

How to buy before you sell?

Loan Market Australia Mortgage Broker, Stephanie Thomas talks through bridging loans.

What is it?

It's basically short-term finance helping you to buy, while you're waiting to sell your current one.

Comment below if you're interested in an obligation-free chat.

30/09/2025

The RBA have come to a decision...

Today, the RBA have decided to keep interest rates on hold at 3.60%.

The RBA is holding steady as the economy sends mixed signals.

Jobs slipped by 5,400 in August, inflation hit 3% (the highest in a year), and the outlook is uncertain. For now, they’re watching and waiting.

22/09/2025

Why auctions?

This week, we reported a preliminary clearance rate of 82 nationally, with 505 auctions scheduled for the day. David McMahon, head of auctions for Ray White NSW/ACT, said auction activity across the board continued to strengthen.

However, he noted that some parts of the market were beginning to show signs of buyer caution, particularly in areas likely to be impacted by upcoming government changes.

“The commentary from agents operating in markets that will be most impacted by the First Home Buyer Scheme is that although results were achieved, they saw some hesitation and lower bidding numbers as buyers are holding out for October 1,” he said.

Despite that, buyer engagement remained strong overall. “We averaged 5.8 registered and 3.3 active bidders on the weekend, our strongest buyer numbers this financial year, even with some markets experiencing hesitation,” Mr McMahon said.

What’s your auction story? Share it with us!

Read the full auction wrap here: https://www.raywhite.com/news-and-market-insights/news-media/tears-cheers-and-a-surprise-phone-bidder

The government's recent FHBS may shake up the already competitive housing market even more.The changes to the first home...
10/09/2025

The government's recent FHBS may shake up the already competitive housing market even more.

The changes to the first home buyer scheme has arrived sooner than expected, in October. The acceleration comes with removing the previous income and location restrictions.

In addition, August data shows that the property market is responding to the recent interest rate cut, with national media prices reaching $961K and apartments now reaching a median of $710K and this is only just the beginning.

The volumes of homes available in the market remain constrained, with only 36,433 listings in August, that's a 📉 of 17.8% annually.

Despite the supply shortage, we've seen 74% clearance rates and 4.4 registered bidders actively bidding at our auctions in August, showing that the Spring selling season is underway.

Be informed, read the latest Ray White Now here: https://ow.ly/vAta50WUhpf

Big win for first-home buyers!The federal government has brought forward the expanded Home Guarantee Scheme to 1 October...
01/09/2025

Big win for first-home buyers!

The federal government has brought forward the expanded Home Guarantee Scheme to 1 October 2025, giving buyers the chance to purchase with as little as a 5% deposit and no LMI.

What does that mean in real terms?
👉 A Brisbane first-home buyer could secure a $1 million home with $50k down, saving around $42,000 in LMI and cutting years off the time it takes to save a deposit.

The update also removes income caps and limits on places, while lifting property price caps to better reflect today’s market.

Supporters say it’ll get more Australians into their own homes faster.

What do you think?

Will this scheme make buying easier, or just heat up competition? Comment below.

Have you noticed how strong Australia’s property market has been holding up?Even with the Reserve Bank’s surprise decisi...
27/08/2025

Have you noticed how strong Australia’s property market has been holding up?

Even with the Reserve Bank’s surprise decision to pause rate cuts in July, prices are still sitting close to record highs.

Here’s what’s driving the market 👇

▶️ National house and apartment prices are holding firm, showing that demand hasn’t slowed despite rate uncertainty in July.

▶️ Perth and Sydney apartments are leading the charge, proving buyers are looking for more affordable ways into the market.

▶️ Areas like WA and South Australia continue to shine, with regional markets outperforming the capitals.

▶️ Fewer listings are keeping supply tight, with strong auction clearance rates and plenty of bidders competing for each property.

▶️ Now that interest rates have cut this month, conditions could get hotter as more buyers jump in.

Take a deeper dive into these insights here: https://www.raywhite.com/news-and-market-insights/ray-white-now/ray-white-now-volume-82-august-2025

Traditional Cottage, Meets Modern Versatility on a Spacious 2,460m² Step inside this stunning traditional cottage that b...
26/08/2025

Traditional Cottage, Meets Modern Versatility on a Spacious 2,460m²
Step inside this stunning traditional cottage that blends classic character with contemporary comforts offering a sanctuary designed for effortless country style living.
🏡 48 Carey Street Nannup
📱 Jess Tucker 0424 259 925

Address

24A Warren Road
Nannup, WA
6275

Telephone

+61897561234

Website

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