21/02/2018
Hi Everyone,
My name's Ryan, I'm in the sales and calling section of the Portfolios Investor. The chances are we may have had an over the phone conversation in the last 6 months regarding refinancing and your current story around property investing.
During this time, I have spoken to 100's if not 1000's of people in regards to refinancing and property investing. One thing I have noticed is that there are a lot of people that know their current interest rate is too high but believe the process is too complicated and time-consuming to do anything about it. This simply isn't true. If your paying even half a percent more than you should be paying your burning money. The whole process of getting your interest rates lowered wouldn't take any longer than an hour of your time, its as simple as signing a few papers and sending your details through to Kelly our mortgage broker, Kelly does the rest.
Because of this huge misunderstanding such as "it takes to long and I don't have the time" I have heard a LOT of excuses. Everything from I'm at the doctors to, I don't have the internet and everything in between. Today I herd my favorite and it's worth sharing, I spoke to a lady today that knows she is paying way to much in interest (over a 1%) although after I called her back she gave me an excuse of "Sorry I can't talk right now I'm playing scrabble"
I wrote this post not to ridicule the individual but to use this as an example to bring awareness to the process of refinancing. It's not complicated, if you know you have a high-interest rate it should be your priority to get it revalued. If not for your own sake definitely your family's.
So my question is, what's your excuse that's keeping you from saving 1000's dollars each year?
