19/09/2026
First Home Buyer: Guide for New South Wales
Buying your first home in New South Wales remains a significant milestone, but government incentives and evolving market conditions are helping more Australians take their first step onto the property ladder.
Based on the latest McGrath Research First Home Buyer Report, first home buyer activity continues to account for a growing share of owner-occupier lending despite higher interest rates, supported by affordability-focused initiatives and strong demand for entry-level housing.
Government Incentives Available to NSW First Home Buyers
A range of state and federal initiatives can help eligible first home buyers reduce upfront costs and enter the market sooner, including:
Read the full McGrath NSW First Home Buyer Guide for detailed insights into grants, eligibility requirements, purchasing costs and pathways to home ownership.
https://lnkd.in/g67g3rVE