13/05/2026
The rules just changed for property investors in Australia.
Last night's federal budget introduced the biggest shift to housing tax policy in years — and if you own or plan to buy an investment property, here's what you need to know:
📌 Negative Gearing
From 1 July 2027, you can only negatively gear NEW builds. If you bought an existing investment property after 7:30pm last night (12 May 2026), you won't be eligible. Existing investors are protected.
📌 Capital Gains Tax
The 50% CGT discount is gone. From 1 July 2027 it's replaced with cost-base indexation and a 30% minimum tax rate. Gains before that date remain protected.
📌 Infrastructure
$2 billion committed to unlock new housing development.
📌 Faster Approvals
$105.9 million for an AI tool to speed up developer environmental assessments.
The lesson? The government is pushing investment dollars toward NEW construction — not existing stock.
