Harcourts District

22/10/2026

A house and land package can feel reassuring because the decision appears neatly divided into a land price, a build price and a loan amount.

The risk is that construction happens over time, not on the day you sign. Rates may move. Valuations may change. Building costs may rise. Borrowing capacity can look different when a key milestone arrives.

That does not mean house and land buyers should avoid the approach. It does mean the starting numbers should not be treated as the only numbers that matter.

Before committing, consider the buffer you have available, how your loan is structured and what could happen if the build is delayed or costs increase.

Speak with a qualified finance professional before making a commitment, and make sure your plan allows for more than the best-case scenario.

20/10/2026

I like FHSS because it gives eligible first-home buyers another way to build towards a deposit. The appeal is obvious: part of my super could contribute to the purchase rather than sitting completely separate from that goal.

But I wouldn't use it just because it exists. I'd want to compare:

• how much difference it makes
• how easily I can access the funds
• whether my buying timeframe is clear
• what the decision means for my longer-term super

If it creates a meaningful head start without making the purchase harder to manage, I'd use it. If the advantage is small, I'd value flexibility more.

Would you use FHSS or keep your deposit savings outside super?

19/10/2026

A client once came to me focused on one number: the advertised rental yield. Their priority was to keep building a portfolio, but the property’s location, tenant demand and likely holding costs mattered just as much as the headline return.

We compared the decision against their existing loans, available borrowing capacity and time horizon. The conversation shifted from “Which property has the highest yield?” to “What role does this property need to play in the portfolio?”

That distinction is important. A stronger yield can support cash flow and future borrowing, while a growth-oriented asset may suit an investor who can comfortably hold through higher short-term costs.

Before deciding, assess:
• cash flow after all expenses
• vacancy and tenant demand
• asset quality and location
• your borrowing capacity
• when you may need to sell or refinance

Review your next investment with our team before making a decision.

18/10/2026

A home can feel like exceptional value when it offers a room, studio, enclosed patio or converted garage that was not part of the original layout.

That extra space may be perfectly acceptable. But the listing photos and floorplan will not tell you everything about how the work was approved or whether it meets current requirements.

Before you build your offer around the extra room, ask what approvals, plans, permits or certificates are available. If the position is unclear, pause and get advice from the relevant council, conveyancer, solicitor or building professional.

The aim is not to assume there is a problem. It is to understand what you are buying before the extra space influences your decision.

Save this for your next inspection and share it with anyone comparing homes with renovations.

Tell us what due diligence question you ask first when a property has an unconfirmed extension.

15/10/2026

You spend weeks preparing for auction day because that is where you expect buyer competition to be tested.

Then an offer arrives early.

It can feel like a simple question: is the price high enough? But the decision also involves timing, certainty and the possibility that other buyers may not get the chance to compete.

Accepting may bring an earlier result. Rejecting may preserve the auction. Negotiating may reveal whether the buyer is prepared to move, while changing the pressure around the rest of the campaign.

The right response depends on your priorities, the strength of the campaign and the advice available to you. A pre-auction offer is not just an early price indication. It is a decision about which opportunity you want to keep open.

Speak with your agent before responding so the trade-offs are clear.

14/10/2026

A seller once thought a few minor issues were too small to worry about: a door that caught, scuffed paint near the entry and tired cupboard handles. None of these defects changed the structure of the home, but together they made buyers wonder what else had been overlooked.

We worked through the visible maintenance items before launch. The goal was not to promise a higher sale price. It was to present the property with fewer distractions, reduce buyer hesitation and avoid giving small concerns unnecessary weight during negotiations.

Before listing, walk through your home as though you were seeing it for the first time. Look for anything that makes a buyer pause or start adding up future jobs.

Call Ryan Jaura on 0431 619 186 to discuss your pre-sale priorities.

14/10/2026

13/10/2026

I’d be happy when a buyer signed, but I wouldn’t let that moment convince me the sale was completely secure.

The question I’d still want answered is simple: where is the buyer’s finance up to, and what remains outstanding?

That doesn’t mean assuming the deal will fail. It means understanding the risk early enough to plan around it. I’d want the next steps, expected timing and fallback options to be clear before making decisions that depend on settlement happening as planned.

A signed contract matters. I just wouldn’t confuse it with certainty.

If you’re selling, call Ryan Jaura on 0431619186 to talk through the settlement process.

11/10/2026

Your home can be worth far more to you than its market value. That is not a problem. It is a normal part of selling a place filled with memories, improvements and years of life.

The difficult part comes when personal meaning starts setting the asking price. Buyers do not see the first birthday celebrated in the kitchen or the weekends spent improving the garden. They compare the property with other homes, recent sales and what is available now.

The best pricing conversation can acknowledge both sides: what the home means to you, and what the current market is likely to support. The evidence is not a judgement on your memories. It is a guide to how buyers may respond.

If you are preparing to sell, talk with Ryan Jaura about the evidence behind your price. Call 0431619186.

09/10/2026

Character filled homes
4 Beds 2 Baths
Sold Date
126 Cortis Way, LANGFORD, WA 6147
https://harcourts.net/L42171636