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IQI Australia, Suite 6, 38 Colin Street, Perth (2026)

02/06/2026

𝐏𝐞𝐫𝐭𝐡 𝐡𝐢𝐭 $𝟏𝐌 𝐦𝐞𝐝𝐢𝐚𝐧. 𝐂𝐚𝐧 𝐟𝐢𝐫𝐬𝐭 𝐡𝐨𝐦𝐞 𝐛𝐮𝐲𝐞𝐫𝐬 𝐬𝐭𝐢𝐥𝐥 𝐠𝐞𝐭 𝐢𝐧?
𝐘𝐞𝐬 — 𝐛𝐮𝐭 𝐡𝐞𝐫𝐞’𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐤𝐧𝐨𝐰.

A lot of people see Perth’s median house price cross $1 million and assume the door is closed. But the WA Government just made some of the biggest changes to first home buyer support in years — and the timing couldn’t be better.

Here’s what’s on the table right now:

🏠 $𝟏𝟎,𝟎𝟎𝟎 𝐅𝐢𝐫𝐬𝐭 𝐇𝐨𝐦𝐞 𝐎𝐰𝐧𝐞𝐫 𝐆𝐫𝐚𝐧𝐭 (𝐅𝐇𝐎𝐆)
The FHOG property cap has just been raised from $750,000 to $800,000 — meaning more new builds now qualify for the $10,000 cash grant.

💰 𝐒𝐭𝐚𝐦𝐩 𝐃𝐮𝐭𝐲 𝐄𝐱𝐞𝐦𝐩𝐭𝐢𝐨𝐧 — 𝐬𝐚𝐯𝐞 𝐮𝐩 𝐭𝐨 $𝟏𝟕,𝟕𝟔𝟓
First home buyers purchasing or building a new home valued under $500,000 can receive a full stamp duty exemption — a saving of up to $17,765.

📈 𝐁𝐫𝐚𝐧𝐝 𝐧𝐞𝐰 𝐛𝐮𝐝𝐠𝐞𝐭 𝐜𝐡𝐚𝐧𝐠𝐞𝐬 (𝐞𝐟𝐟𝐞𝐜𝐭𝐢𝐯𝐞 𝟕 𝐌𝐚𝐲 𝟐𝟎𝟐𝟔)
Stamp duty concession and exemption thresholds have increased by $100,000, and vacant land concessions now apply up to $550,000.

🏦 𝐁𝐮𝐲 𝐰𝐢𝐭𝐡 𝐣𝐮𝐬𝐭 𝟓% 𝐝𝐞𝐩𝐨𝐬𝐢𝐭
The federal Home Guarantee Scheme allows eligible first home buyers to enter the market with a 5% deposit and no Lenders Mortgage Insurance, with unlimited places available from October 2025.

𝐎𝐧𝐞 𝐤𝐞𝐲 𝐭𝐡𝐢𝐧𝐠 𝐭𝐨 𝐤𝐧𝐨𝐰: FHOG only applies to new homes — not established properties. Choosing a new build or off-the-plan actually puts you ahead, not behind.

Wondering what you’re eligible for?
Drop us a message and let’s work it out together.

01/06/2026

𝐖𝐀 𝐃𝐚𝐲 𝟐𝟎𝟐𝟔 — 𝟏𝟗𝟕 𝐘𝐞𝐚𝐫𝐬 𝐨𝐟 𝐏𝐞𝐫𝐭𝐡’𝐬 𝐆𝐫𝐨𝐰𝐭𝐡

On 1 June 1829, the merchant vessel Parmelia arrived with the first civilian settlers to establish the Swan River Colony.

Unlike many other Australian colonies that began as penal settlements, Western Australia was founded as a free settlement.

The early years were challenging. Population growth was slow, some settlers left, and the future of the colony was uncertain.

Fast forward 197 years, and the story looks very different.

📈 𝐏𝐞𝐫𝐭𝐡 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐦𝐢𝐥𝐞𝐬𝐭𝐨𝐧𝐞𝐬:
• 1985 → Median house price: $52,050
• 1989 → $102,500 (+97% in 4 years)
• 2004 → $250,000, fuelled by the resources boom
• 2025 → Perth crossed the $1 million median house price mark for the first time
• 2026 → Growth continues, with demand remaining strong

The colony that once struggled to attract settlers has become one of Australia’s most sought-after property markets.

For developers and investors, the question is no longer whether Perth has potential, but where the next opportunity lies.

Happy WA Day.

30/05/2026

For the last few weeks, I’ve been sharing the corners that make Perth feel like Perth — we wandered through Fremantle, and breathed in the green calm of Kings Park.

This Saturday, let’s head somewhere with a little more sparkle: Burswood, the entertainment heart of Western Australia.

There’s nowhere else in the state quite like it.

On a big night, Optus Stadium fills with close to 60,000 people for an AFL final or a major concert, the lights of Crown shimmer across the river, and the whole peninsula seems to hum with energy.

Walk across the Matagarup Bridge as the sun goes down, and you can feel it — this is where Perth comes to celebrate.

But by day, it softens completely.

Riverside trails winding through Burswood Park, public art, families relaxing on the grass, and the city skyline sitting quietly across the water.

Big nights and slow mornings, all along one stretch of river. That contrast is exactly what makes Burswood special.

Happy Saturday, everyone. 🌅

29/05/2026

Right now, almost every property conversation starts with the same word: uncertainty. The budget, CGT, negative gearing — it's a lot of noise.

But if you're buying a home to live in, I want to tell you something that's getting drowned out. Most of those changes aren't aimed at you.

• The main residence CGT exemption is confirmed unchanged. When you sell the home you live in, you pay no capital gains tax — no cap, no catch.
• Negative gearing changes don't apply to a home you live in yourself.
• And as the tax breaks on investment property narrow, the family home is now one of the most tax-advantaged assets you can own in this country.

There's even a quiet silver lining: with some investors stepping back from established apartments, owner-occupiers are facing a little less competition right now.

So while investors are pausing to work out their next move, this might just be the owner-occupier's window.

Which brings me to this week's home — a 2-bedroom apartment at 75/6 Campbell Street, West Perth:
🚆 City West Station literally at the doorstep — inside the Free Transit Zone, one stop to Perth Station.
🛍️ An easy walk to Watertown for shopping and dining.
🌳 Harold Boas Gardens and Kings Park just minutes away.
🏠 Two bedrooms with robes, open-plan living, a contemporary kitchen, private balcony, secure car bay and storeroom.

Here's the thought I'll leave you with. The last tenant here paid $720 a week — around $37,000 a year, every year, building someone else's asset. The same weekly commitment could be building yours instead.

I'm not here to tell you what to do with your money — that's your call. But if you've been renting and wondering whether now's the time, let's have a conversation.

28/05/2026

𝐎𝐍𝐄 𝐛𝐞𝐝𝐝𝐞𝐫 𝐛𝐨𝐨𝐦𝐞𝐫𝐬??

A downsizing couple paid $1.54M for an 81sqm one bedroom apartment in Brisbane ($19,012/sqm). 5 years ago, agents said the same stock “𝒄𝒐𝒖𝒍𝒅𝒏’𝒕 𝒃𝒆 𝒈𝒊𝒗𝒆𝒏 𝒂𝒘𝒂𝒚”

Per Domain, Brisbane’s one-bedroom median has nearly doubled in under 3 years ($390K → $670K). What was dismissed as investor stock is now driven by owner-occupiers at both ends of the market.

The relevant question for Perth isn’t what happened interstate — it’s whether the same structural shift is underway here. The data points one direction:
• Perth unit prices: +27.9% YoY — the strongest of any dwelling type in the city
• Vacancy rate: 0.5% — among the tightest nationally
• 2025 unit growth (18%) outpaced houses (12%)

These figures reflect the broader Apartment segment — but within it, one-bedroom stock sits at the most affordable entry point. As houses price out buyers and rental markets tighten, demand naturally concentrates at the bottom of the affordability ladder. That’s where supply is scarcest, and where competition is sharpest.

The logic is structural, not speculative. As every price bracket lifts, the smallest, most accessible stock becomes the most contested.

The one-bedroom apartment is no longer the overlooked category it was a cycle ago. For investors and developers assessing where demand sits next, it warrants a serious second look.

27/05/2026

𝐖𝐡𝐞𝐧 𝐦𝐚𝐫𝐤𝐞𝐭 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐬 𝐭𝐢𝐠𝐡𝐭𝐞𝐧, 𝐚𝐬𝐬𝐞𝐭 𝐪𝐮𝐚𝐥𝐢𝐭𝐲 𝐦𝐚𝐭𝐭𝐞𝐫𝐬.

High interest rates.
Policy changes.
Tighter borrowing capacity.
More cautious buyers.

In this environment, weaker assets are exposed quickly.

Quality assets, however, are supported by fundamentals.

A current example is 3 Myrtle Street, Willetton.

Brand-new double-storey homes in the City of Canning, positioned within the Rossmoyne Senior High School catchment, one of Perth’s most tightly held school zones.

What makes this asset stand out?
✅ Brand new product, not older stock needing capex
✅ Double clay brick construction
✅ Suspended concrete upper floor
✅ High-demand school catchment
✅ HIA contract and structural warranty
✅ Only 2 homes remaining
✅ House and land structure, with time to plan finance before completion

This is not a pure yield play.

Willetton is a long-hold, growth-oriented market where school zoning, scarcity, and build quality matter.

For buyers who think in decades, not quarters, this is an asset-quality play.

DM MYRTLE for the full information pack, configuration, and pricing.

27/05/2026

𝐍𝐞𝐰 𝐛𝐮𝐢𝐥𝐝𝐬 𝐦𝐚𝐲 𝐛𝐞𝐜𝐨𝐦𝐞 𝐦𝐨𝐫𝐞 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐭𝐡𝐚𝐧 𝐞𝐯𝐞𝐫.

Under the proposed Federal Budget changes, from 1 July 2027, negative gearing on residential property is expected to be limited to new builds.

That means investors may start looking at new property very differently.

A new build is no longer just about:
- Lower maintenance
- Depreciation benefits
- Modern design

It may also become a tax-positioning decision.

This is why projects like 𝟐/𝟑 𝐌𝐲𝐫𝐭𝐥𝐞 𝐒𝐭𝐫𝐞𝐞𝐭, 𝐖𝐢𝐥𝐥𝐞𝐭𝐭𝐨𝐧 deserve closer attention.

✔️Brand new double-storey homes.
✔️Rossmoyne Senior High School catchment.
✔️No strata fees.
✔️4 bedrooms, with 5th-bedroom flexibility.
✔️Full turnkey delivery.
✔️Only 2 homes remaining.

The key is not just buying “NEW”.

It is buying new in a location with genuine owner-occupier demand, rental depth, and long-term scarcity.

Information pack, floor plans, specificatios, and rental appraisal available on request.

26/05/2026

We get this question almost every day right now:
“Lily, should I just wait until interest rates come down?”

It is a fair question.

Rates went up again this month, and the cash rate is now 4.35%. Nobody loves bigger repayments.
But here is the honest trade-off we walk our clients through.
Yes, higher rates mean the bank may lend you less today. That is real.

But waiting is not FREE either.

In the suburbs people actually want, good schools, close to the river, family-friendly streets, prices have not waited for anyone.

And when rates finally ease, every buyer who has been sitting on the sidelines may come back at the same time.
That means more competition, not less.
So we do not tell people to buy.
And we do not tell them to wait.

We tell them to get three things clear:
1. What can you borrow at today’s rates?
2. What are you genuinely comfortable repaying?
3. Does your plan still work if there is one more rate rise?

Once you know your own numbers, the decision gets a lot quieter.
We are not mortgage brokers, but we can point you to a good one.
Message us “BORROW” if you would like an introduction.

25/05/2026

There’s been a lot of noise this fortnight about Family Trusts. Let me try to cut through it for you.

In the 2026–27 Federal Budget, the government PROPOSED a 30% minimum tax on discretionary trusts. Three things matter:
• It’s a proposal, not law. Consultation happens first.
• The proposed start date is 1 July 2028, not this year.
• It mainly affects families who distribute income to lower-taxed beneficiaries.

Plenty of structures, including super funds and fixed trusts, are currently proposed to sit outside it.

So if you hold an investment property inside a discretionary trust, please don’t make rushed decisions based on headlines.

What you actually have right now is time. Roughly two years to sit down with your accountant and review whether your structure still suits your long-term plans.

My role isn’t to give tax advice. My role is to make sure clients aren’t blindsided, and to help think through how these changes may intersect with future property decisions.

General information only. Please seek advice specific to your own circumstances.

23/05/2026

𝐏𝐞𝐫𝐭𝐡 𝐬𝐭𝐢𝐥𝐥 𝐡𝐚𝐬 𝐬𝐩𝐚𝐜𝐞 𝐭𝐨 𝐛𝐫𝐞𝐚𝐭𝐡𝐞

400 hectares of bushland. In the middle of the city. One of the oldest inner-city parks in the world. Larger than Hyde Park in London. And just a few minutes’ walk from my home.

You can stand under an ancient boab tree, look across the Swan River, and see the Perth skyline — all in the same frame.
Unless you are here, this is genuinely hard to picture. A capital city where the lungs of the city sit inside the city, not beyond it.

This is not just a park. It is part of why Perth lives the way it does.
- Families spend Saturdays under trees instead of in traffic.
- Joggers run with the river on one side and wildflowers on the other.
- Children grow up knowing what ancient country looks like.
- Visitors leave saying, “𝘐 𝘥𝘪𝘥𝘯’𝘵 𝘦𝘹𝘱𝘦𝘤𝘵 𝘗𝘦𝘳𝘵𝘩 𝘵𝘰 𝘧𝘦𝘦𝘭 𝘭𝘪𝘬𝘦 𝘵𝘩𝘪𝘴.”

The numbers — yield, growth, vacancy — are easy to compare.
The lifestyle is harder to quantify, but it is what people stay for.

In a world where major cities are getting denser, hotter, and more expensive, Perth still offers something rare:
𝐒𝐩𝐚𝐜𝐞. 𝐀𝐢𝐫. 𝐓𝐫𝐞𝐞𝐬 𝐨𝐥𝐝𝐞𝐫 𝐭𝐡𝐚𝐧 𝐭𝐡𝐞 𝐜𝐢𝐭𝐲 𝐢𝐭𝐬𝐞𝐥𝐟. 𝐀𝐧𝐝 𝐚 𝐬𝐤𝐲𝐥𝐢𝐧𝐞 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐭𝐚𝐤𝐞 𝐢𝐧 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐥𝐨𝐬𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐛𝐫𝐞𝐚𝐭𝐡.

That is not a marketing line.
It is just what a Saturday in Kings Park looks like.

IQI Australia

02/06/2026

01/06/2026

30/05/2026

29/05/2026

28/05/2026

27/05/2026

27/05/2026

26/05/2026

25/05/2026

23/05/2026

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